REMFIN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
REMFIN
Largest movements
- Receivables after one year +€169,168
new in 2025: €169,168
- Receivables within one year -€96,918
down €96,918 (-89.5%), from €108,294 to €11,376
of which Trade receivables: -€62,907
- Deferred charges and accrued income -€2,682
down €2,682 (-16.2%), from €16,577 to €13,895
- Profit (loss) carried forward +€54,333
up €54,333 (+69.8%), from €77,862 to €132,195
- Tax, wage and social debts +€11,904
up €11,904 (+31.1%), from €38,280 to €50,184
- Gross operating margin +€18,892
up €18,892 (+22.6%), from €83,674 to €102,566
- Write-downs +€7,500
new in 2025: €7,500
- Other operating charges +€7,196
up €7,196 (+681.5%), from €1,056 to €8,252
- Financial charges +€6,598
up €6,598 (+170.8%), from €3,864 to €10,462
- Taxes +€1,947
up €1,947 (+10.5%), from €18,581 to €20,528
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €127,864 | €196,333 | +€68,469 | +53.5% |
| Fixed assets | 21/28 | €2,584 | €1,836 | -€748 | -28.9% |
| Tangible fixed assets | 22/27 | €2,584 | €1,836 | -€748 | -28.9% |
| Furniture and vehicles | 24 | €2,584 | €1,836 | -€748 | -28.9% |
| Current assets | 29/58 | €125,280 | €194,497 | +€69,217 | +55.2% |
| Amounts receivable after more than one year | 29 | - | €169,168 | +€169,168 | |
| Trade receivables | 290 | - | €169,168 | +€169,168 | |
| Amounts receivable within one year | 40/41 | €108,294 | €11,376 | -€96,918 | -89.5% |
| Trade receivables | 40 | €74,283 | €11,376 | -€62,907 | -84.7% |
| Other amounts receivable | 41 | €34,011 | - | -€34,011 | |
| Cash at bank and in hand | 54/58 | €410 | €59 | -€351 | -85.7% |
| Deferred charges and accrued income | 490/1 | €16,577 | €13,895 | -€2,682 | -16.2% |
| Total equity and liabilities | 10/49 | €127,864 | €196,333 | +€68,469 | +53.5% |
| Equity | 10/15 | €81,362 | €135,695 | +€54,333 | +66.8% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €77,862 | €132,195 | +€54,333 | +69.8% |
| Amounts payable | 17/49 | €46,503 | €60,638 | +€14,136 | +30.4% |
| Amounts payable within one year | 42/48 | €46,503 | €60,044 | +€13,542 | +29.1% |
| Trade debts | 44 | €8,223 | €9,368 | +€1,146 | +13.9% |
| Suppliers | 440/4 | €8,223 | €9,368 | +€1,146 | +13.9% |
| Taxes, remuneration and social security | 45 | €38,280 | €50,184 | +€11,904 | +31.1% |
| Taxes | 450/3 | €38,280 | €50,184 | +€11,904 | +31.1% |
| Other amounts payable | 47/48 | - | €492 | +€492 | |
| Accrued charges and deferred income | 492/3 | - | €594 | +€594 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €955 | €1,052 | +€97 | +10.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €7,500 | +€7,500 | |
| Other operating charges | 640/8 | €1,056 | €8,252 | +€7,196 | +681.5% |
| Non-recurring operating charges | 66A | - | €811 | +€811 | |
| Gross operating margin | 9900 | €83,674 | €102,566 | +€18,892 | +22.6% |
| Operating profit (loss) | 9901 | €81,663 | €84,951 | +€3,288 | +4.0% |
| Financial income | 75/76B | €0 | €372 | +€372 | +3721800.0% |
| Recurring financial income | 75 | €0 | €372 | +€372 | +3721800.0% |
| Financial charges | 65/66B | €3,864 | €10,462 | +€6,598 | +170.8% |
| Recurring financial charges | 65 | €3,864 | €10,462 | +€6,598 | +170.8% |
| Profit (loss) for the period before taxes | 9903 | €77,799 | €74,861 | -€2,938 | -3.8% |
| Income taxes | 67/77 | €18,581 | €20,528 | +€1,947 | +10.5% |
| Profit (loss) for the period | 9904 | €59,218 | €54,333 | -€4,885 | -8.2% |
| Profit (loss) for the period to be appropriated | 9905 | €59,218 | €54,333 | -€4,885 | -8.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.