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RELCA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RELCA

BE 0428.719.610
NACE 47.784, Retail sale of souvenirs and religious articles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€367
2024 · -€6,722+€6,355
Equity
€204,202
2024 · €204,569-€367
Cash
€88,629
2024 · €96,120-€7,492
Balance sheet total
€231,264
2024 · €242,287-€11,024

Largest movements

2024 to 2025
Assets
  • Cash -€7,492

    down €7,492 (-7.8%), from €96,120 to €88,629

    mainly Trade debts (-€5,750) and Tax, wage and social debts (-€4,906)

  • Stocks and contracts -€3,715

    down €3,715 (-4.0%), from €93,917 to €90,203

Equity and liabilities
  • Trade debts -€5,750

    down €5,750 (-59.4%), from €9,684 to €3,934

  • Tax, wage and social debts -€4,906

    down €4,906 (-17.5%), from €28,034 to €23,128

    of which Remuneration and social security: -€4,506

Income statement
  • Staff costs -€13,485

    down €13,485 (-20.7%), from €64,989 to €51,504

  • Gross operating margin -€7,121

    down €7,121 (-12.1%), from €58,809 to €51,689

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,722
Gross operating margin -€7,121
Staff costs +€13,485
Other operating charges -€62
Financial income +€98
Financial charges -€64
Taxes +€18
Result 2025 -€367

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€7,361
Investment -€131
Financing €0
Cash 2024 €96,120
Net result for the year -€367
Stocks and contracts +€3,715
Receivables within one year -€52
Trade debts -€5,750
Tax, wage and social debts -€4,906
Current investments -€131
Cash 2025 €88,629
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €242,287 €231,264 -€11,024 -4.5%
Current assets 29/58 €242,287 €231,264 -€11,024 -4.5%
Stocks and contracts in progress 3 €93,917 €90,203 -€3,715 -4.0%
Stocks 30/36 €93,917 €90,203 -€3,715 -4.0%
Amounts receivable within one year 40/41 €11,649 €11,701 +€52 +0.4%
Trade receivables 40 €11,649 €9,922 -€1,727 -14.8%
Other amounts receivable 41 - €1,780 +€1,780
Current investments 50/53 €40,600 €40,731 +€131 +0.3%
Cash at bank and in hand 54/58 €96,120 €88,629 -€7,492 -7.8%
Total equity and liabilities 10/49 €242,287 €231,264 -€11,024 -4.5%
Equity 10/15 €204,569 €204,202 -€367 -0.2%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €6,200 €6,200 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Profit (loss) carried forward 14 €136,369 €136,002 -€367 -0.3%
Amounts payable 17/49 €37,719 €27,062 -€10,657 -28.3%
Amounts payable within one year 42/48 €37,719 €27,062 -€10,657 -28.3%
Trade debts 44 €9,684 €3,934 -€5,750 -59.4%
Suppliers 440/4 €9,684 €3,934 -€5,750 -59.4%
Taxes, remuneration and social security 45 €28,034 €23,128 -€4,906 -17.5%
Taxes 450/3 €497 €97 -€400 -80.5%
Remuneration and social security 454/9 €27,537 €23,031 -€4,506 -16.4%
Remuneration, social security and pensions 62 €64,989 €51,504 -€13,485 -20.7%
Other operating charges 640/8 €497 €560 +€62 +12.5%
Gross operating margin 9900 €58,809 €51,689 -€7,121 -12.1%
Operating profit (loss) 9901 -€6,677 -€375 +€6,302 +94.4%
Financial income 75/76B €698 €796 +€98 +14.0%
Recurring financial income 75 €698 €796 +€98 +14.0%
Financial charges 65/66B €724 €788 +€64 +8.8%
Recurring financial charges 65 €724 €788 +€64 +8.8%
Profit (loss) for the period before taxes 9903 -€6,703 -€367 +€6,336 +94.5%
Income taxes 67/77 €18 - -€18
Profit (loss) for the period 9904 -€6,722 -€367 +€6,355 +94.5%
Profit (loss) for the period to be appropriated 9905 -€6,722 -€367 +€6,355 +94.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.