REGIO TIELT CONNECT: what changed
What changed
REGIO TIELT CONNECT
NACE 66.191, Agents and brokers in banking services
filed annual accounts (NBB)
Net result for the year
€1.2m
2024 · €629,731+€601,885
Equity
€55,397
2024 · €55,397
Cash
€249
2024 · -+€249
Balance sheet total
€3.4m
2024 · €2.8m+€556,515
Largest movements
Assets
- Deferred charges and accrued income +€693,922
up €693,922 (+135%), from €514,688 to €1.2m
- Intangible fixed assets -€254,875
down €254,875 (-11.9%), from €2.1m to €1.9m
- Receivables within one year +€151,641
up €151,641 (+28,884%), from €525 to €152,166
of which Trade receivables: +€151,641
- Tangible fixed assets -€34,422
down €34,422 (-22.3%), from €154,126 to €119,704
of which Furniture and vehicles: -€32,578
Equity and liabilities
- Other debts +€637,937
up €637,937 (+108%), from €589,164 to €1.2m
- Debts after one year -€217,206
down €217,206 (-12.1%), from €1.8m to €1.6m
- Trade debts +€164,290
up €164,290 (+510%), from €32,209 to €196,499
- Short-term financial debts -€38,156
down €38,156 (-93.8%), from €40,695 to €2,538
Income statement
- Staff costs -€247,703
down €247,703 (-33.9%), from €731,134 to €483,432
- Gross operating margin +€171,468
up €171,468 (+8.9%), from €1.9m to €2.1m
- Depreciation -€150,111
down €150,111 (-34.2%), from €439,408 to €289,297
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€629,731
Gross operating margin
+€171,468
Staff costs
+€247,703
Depreciation
+€150,111
Other operating charges
+€1,143
Financial income
-€349
Financial charges
+€19,187
Taxes
+€12,622
Result 2025
€1.2m
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€1.5m
Investment
€0
Financing
-€1.5m
Cash 2024
€0
From operations (derived)
+€1.5m
Net result for the year
+€1.2m
Depreciation
+€289,297
Receivables within one year
-€151,641
Deferred charges and accrued income
-€693,922
Trade debts
+€164,290
Tax, wage and social debts
+€1,465
Other debts
+€637,937
Financing
-€1.5m
Debts after one year
-€217,206
Current portion of long-term debt
+€8,185
Short-term financial debts
-€38,156
Contributions, distributions and other
-€1.2m
Cash 2025
€249
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,808,191 | €3,364,706 | +€556,515 | +19.8% |
| Fixed assets | 21/28 | €2,292,978 | €2,003,681 | -€289,297 | -12.6% |
| Intangible fixed assets | 21 | €2,138,852 | €1,883,977 | -€254,875 | -11.9% |
| Tangible fixed assets | 22/27 | €154,126 | €119,704 | -€34,422 | -22.3% |
| Plant, machinery and equipment | 23 | €2,988 | €2,498 | -€489 | -16.4% |
| Furniture and vehicles | 24 | €138,206 | €105,628 | -€32,578 | -23.6% |
| Other tangible fixed assets | 26 | €12,933 | €11,578 | -€1,355 | -10.5% |
| Current assets | 29/58 | €515,213 | €1,361,025 | +€845,812 | +164% |
| Amounts receivable within one year | 40/41 | €525 | €152,166 | +€151,641 | +28,884% |
| Trade receivables | 40 | - | €151,641 | +€151,641 | |
| Other amounts receivable | 41 | €525 | €525 | = | 0.0% |
| Cash at bank and in hand | 54/58 | - | €249 | +€249 | |
| Deferred charges and accrued income | 490/1 | €514,688 | €1,208,610 | +€693,922 | +135% |
| Total equity and liabilities | 10/49 | €2,808,191 | €3,364,706 | +€556,515 | +19.8% |
| Equity | 10/15 | €55,397 | €55,397 | = | 0.0% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €25,397 | €25,397 | = | 0.0% |
| Distributable reserves | 133 | €25,397 | €25,397 | = | 0.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €2,752,795 | €3,309,310 | +€556,515 | +20.2% |
| Amounts payable after more than one year | 17 | €1,794,974 | €1,577,768 | -€217,206 | -12.1% |
| Financial debts | 170/4 | €1,794,974 | €1,577,768 | -€217,206 | -12.1% |
| Amounts payable within one year | 42/48 | €957,821 | €1,731,542 | +€773,720 | +80.8% |
| Current portion of amounts payable after more than one year | 42 | €209,021 | €217,206 | +€8,185 | +3.9% |
| Financial debts | 43 | €40,695 | €2,538 | -€38,156 | -93.8% |
| Credit institutions | 430/8 | €40,695 | €2,538 | -€38,156 | -93.8% |
| Trade debts | 44 | €32,209 | €196,499 | +€164,290 | +510% |
| Suppliers | 440/4 | €32,209 | €196,499 | +€164,290 | +510% |
| Taxes, remuneration and social security | 45 | €86,732 | €88,198 | +€1,465 | +1.7% |
| Taxes | 450/3 | €25,298 | €36,694 | +€11,396 | +45.0% |
| Remuneration and social security | 454/9 | €61,434 | €51,503 | -€9,931 | -16.2% |
| Other amounts payable | 47/48 | €589,164 | €1,227,102 | +€637,937 | +108% |
| Non-recurring operating income | 76A | €2,100 | €0 | -€2,100 | -100% |
| Remuneration, social security and pensions | 62 | €731,134 | €483,432 | -€247,703 | -33.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €439,408 | €289,297 | -€150,111 | -34.2% |
| Other operating charges | 640/8 | €3,616 | €2,472 | -€1,143 | -31.6% |
| Gross operating margin | 9900 | €1,925,477 | €2,096,945 | +€171,468 | +8.9% |
| Operating profit (loss) | 9901 | €751,319 | €1,321,744 | +€570,425 | +75.9% |
| Financial income | 75/76B | €1,998 | €1,649 | -€349 | -17.5% |
| Recurring financial income | 75 | €1,998 | €1,649 | -€349 | -17.5% |
| Financial charges | 65/66B | €98,690 | €79,503 | -€19,187 | -19.4% |
| Recurring financial charges | 65 | €98,690 | €79,503 | -€19,187 | -19.4% |
| Profit (loss) for the period before taxes | 9903 | €654,627 | €1,243,890 | +€589,263 | +90.0% |
| Income taxes | 67/77 | €24,896 | €12,274 | -€12,622 | -50.7% |
| Profit (loss) for the period | 9904 | €629,731 | €1,231,616 | +€601,885 | +95.6% |
| Profit (loss) for the period to be appropriated | 9905 | €629,731 | €1,231,616 | +€601,885 | +95.6% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.