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REFLET AMBRE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

REFLET AMBRE

BE 0442.621.391
NACE 46.412, Wholesale of household textiles and bedding
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€4,995
2023 · €9,785-€14,780
Equity
€55,880
2023 · €60,876-€4,995
Cash
€13,493
2023 · €12,946+€547
Balance sheet total
€84,716
2023 · €108,357-€23,641

Largest movements

2023 to 2024
Assets
  • Current investments -€33,293

    down €33,293 (-89.3%), from €37,290 to €3,997

  • Tangible fixed assets +€17,511

    new in 2024: €17,511

  • Stocks and contracts -€10,187

    down €10,187 (-20.7%), from €49,269 to €39,082

  • Receivables within one year +€3,281

    up €3,281 (+73.3%), from €4,479 to €7,760

  • Deferred charges and accrued income -€1,500

    no longer reported in 2024 (was €1,500)

Equity and liabilities
  • Other debts -€31,445

    down €31,445 (-98.9%), from €31,791 to €346

  • Debts after one year +€12,173

    up €12,173 (+1514.1%), from €804 to €12,977

  • Profit (loss) carried forward -€4,995

    down €4,995 (-10.7%), from €46,523 to €41,527

  • Trade debts +€4,228

    up €4,228 (+68.9%), from €6,135 to €10,363

  • Tax, wage and social debts -€3,868

    down €3,868 (-96.1%), from €4,026 to €158

    of which Remuneration and social security: -€3,038

Income statement
  • Gross operating margin -€14,714

    down €14,714, from €12,087 to -€2,628

  • Taxes -€1,664

    down €1,664 (-95.9%), from €1,735 to €71

  • Depreciation +€1,488

    new in 2024: €1,488

  • Other operating charges +€403

    up €403 (+157.9%), from €255 to €658

  • Financial income +€296

    up €296 (+89.6%), from €330 to €626

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €9,785
Gross operating margin -€14,714
Depreciation -€1,488
Other operating charges -€403
Financial income +€296
Financial charges -€134
Taxes +€1,664
Result 2024 -€4,995

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€26,187
Investment +€14,294
Financing +€12,439
Cash 2023 €12,946
Net result for the year -€4,995
Depreciation +€1,488
Stocks and contracts +€10,187
Receivables within one year -€3,281
Deferred charges and accrued income +€1,500
Trade debts +€4,228
Tax, wage and social debts -€3,868
Other debts -€31,445
Investment in fixed assets (net) -€18,999
Current investments +€33,293
Debts after one year +€12,173
Current portion of long-term debt +€266
Cash 2024 €13,493
Every line side by side 44 lines
Line Code 2023 2024 Change %
Total assets 20/58 €108,357 €84,716 -€23,641 -21.8%
Fixed assets 21/28 €2,873 €20,384 +€17,511 +609.5%
Tangible fixed assets 22/27 - €17,511 +€17,511
Furniture and vehicles 24 - €17,511 +€17,511
Financial fixed assets 28 €2,873 €2,873 = 0.0%
Current assets 29/58 €105,484 €64,332 -€41,152 -39.0%
Stocks and contracts in progress 3 €49,269 €39,082 -€10,187 -20.7%
Stocks 30/36 €49,269 €39,082 -€10,187 -20.7%
Amounts receivable within one year 40/41 €4,479 €7,760 +€3,281 +73.3%
Other amounts receivable 41 €4,479 €7,760 +€3,281 +73.3%
Current investments 50/53 €37,290 €3,997 -€33,293 -89.3%
Cash at bank and in hand 54/58 €12,946 €13,493 +€547 +4.2%
Deferred charges and accrued income 490/1 €1,500 - -€1,500
Total equity and liabilities 10/49 €108,357 €84,716 -€23,641 -21.8%
Equity 10/15 €60,876 €55,880 -€4,995 -8.2%
Contributions 10/11 €9,003 €9,003 = 0.0%
Reserves 13 €5,351 €5,351 = 0.0%
Non-distributable reserves 130/1 €1,675 €1,675 = 0.0%
Reserves not available under the articles 1311 €1,675 €1,675 = 0.0%
Distributable reserves 133 €3,675 €3,675 = 0.0%
Profit (loss) carried forward 14 €46,523 €41,527 -€4,995 -10.7%
Amounts payable 17/49 €47,482 €28,836 -€18,646 -39.3%
Amounts payable after more than one year 17 €804 €12,977 +€12,173 +1514.1%
Financial debts 170/4 €804 €12,977 +€12,173 +1514.1%
Amounts payable within one year 42/48 €46,678 €15,859 -€30,819 -66.0%
Current portion of amounts payable after more than one year 42 €4,726 €4,992 +€266 +5.6%
Trade debts 44 €6,135 €10,363 +€4,228 +68.9%
Suppliers 440/4 €6,135 €10,363 +€4,228 +68.9%
Taxes, remuneration and social security 45 €4,026 €158 -€3,868 -96.1%
Taxes 450/3 €989 €158 -€831 -84.0%
Remuneration and social security 454/9 €3,038 - -€3,038
Other amounts payable 47/48 €31,791 €346 -€31,445 -98.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €1,488 +€1,488
Other operating charges 640/8 €255 €658 +€403 +157.9%
Gross operating margin 9900 €12,087 -€2,628 -€14,714
Operating profit (loss) 9901 €11,832 -€4,774 -€16,605
Financial income 75/76B €330 €626 +€296 +89.6%
Recurring financial income 75 €330 €626 +€296 +89.6%
Financial charges 65/66B €642 €776 +€134 +20.9%
Recurring financial charges 65 €642 €776 +€134 +20.9%
Profit (loss) for the period before taxes 9903 €11,520 -€4,924 -€16,444
Income taxes 67/77 €1,735 €71 -€1,664 -95.9%
Profit (loss) for the period 9904 €9,785 -€4,995 -€14,780
Profit (loss) for the period to be appropriated 9905 €9,785 -€4,995 -€14,780

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.