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REFIT CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

REFIT CONSTRUCT

BE 0840.794.812
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€159,725
2024 · €1.0m-€1.2m
Equity
€877,737
2024 · €1.0m-€159,725
Cash
€63,127
2024 · €680,109-€616,982
Balance sheet total
€2.2m
2024 · €1.4m+€725,796

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€1.5m

    up €1.5m (+260.3%), from €565,979 to €2.0m

    of which Land and buildings: +€1.4m

  • Cash -€616,982

    down €616,982 (-90.7%), from €680,109 to €63,127

    mainly Investment in fixed assets (net) (-€1.6m) and Net result for the year (-€159,725)

  • Current investments -€135,146

    no longer reported in 2025 (was €135,146)

Equity and liabilities
  • Debts after one year +€819,642

    up €819,642 (+2384.3%), from €34,376 to €854,018

    of which Financial debts: +€819,642

  • Reserves -€87,204

    down €87,204 (-8.6%), from €1.0m to €926,224

    of which Tax-exempt reserves: -€87,204

  • Profit (loss) carried forward -€72,521

    down €72,521, from €5,433 to -€67,088

  • Current portion of long-term debt +€70,010

    up €70,010 (+844.7%), from €8,288 to €78,298

  • Provisions -€29,068

    down €29,068 (-8.6%), from €337,598 to €308,530

Income statement
  • Gross operating margin -€1.4m

    down €1.4m, from €1.4m to -€12,254

  • Depreciation +€130,526

    up €130,526 (+503.1%), from €25,944 to €156,470

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.0m
Gross operating margin -€1.4m
Depreciation -€130,526
Other operating charges +€2,676
Financial income +€2,172
Financial charges -€3,170
Deferred taxes and other +€366,666
Result 2025 -€159,725

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€11,872
Investment -€1.5m
Financing +€889,652
Cash 2024 €680,109
Net result for the year -€159,725
Depreciation +€156,470
Stocks and contracts -€9,805
Receivables within one year +€4,843
Smaller working-capital items +€6,471
Provisions -€29,068
Trade debts +€18,943
Investment in fixed assets (net) -€1.6m
Current investments +€135,146
Debts after one year +€819,642
Current portion of long-term debt +€70,010
Cash 2025 €63,127
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,431,501 €2,157,298 +€725,796 +50.7%
Fixed assets 21/28 €565,979 €2,039,417 +€1.5m +260.3%
Tangible fixed assets 22/27 €565,979 €2,039,417 +€1.5m +260.3%
Land and buildings 22 €433,935 €1,879,189 +€1.4m +333.1%
Plant, machinery and equipment 23 €88,528 €70,605 -€17,922 -20.2%
Furniture and vehicles 24 €43,517 €89,622 +€46,105 +105.9%
Current assets 29/58 €865,522 €117,881 -€747,641 -86.4%
Stocks and contracts in progress 3 €8,180 €17,985 +€9,805 +119.9%
Stocks 30/36 €8,180 €17,985 +€9,805 +119.9%
Amounts receivable within one year 40/41 €38,213 €33,370 -€4,843 -12.7%
Trade receivables 40 €50 €25,198 +€25,148 +49817.3%
Other amounts receivable 41 €38,163 €8,172 -€29,990 -78.6%
Current investments 50/53 €135,146 - -€135,146
Cash at bank and in hand 54/58 €680,109 €63,127 -€616,982 -90.7%
Deferred charges and accrued income 490/1 €3,874 €3,399 -€475 -12.3%
Total equity and liabilities 10/49 €1,431,501 €2,157,298 +€725,796 +50.7%
Equity 10/15 €1,037,462 €877,737 -€159,725 -15.4%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,013,429 €926,224 -€87,204 -8.6%
Non-distributable reserves 130/1 €634 €634 = 0.0%
Reserves not available under the articles 1311 €634 €634 = 0.0%
Tax-exempt reserves 132 €1,012,795 €925,590 -€87,204 -8.6%
Profit (loss) carried forward 14 €5,433 -€67,088 -€72,521
Provisions and deferred taxes 16 €337,598 €308,530 -€29,068 -8.6%
Deferred taxes 168 €337,598 €308,530 -€29,068 -8.6%
Amounts payable 17/49 €56,441 €971,031 +€914,590 +1620.4%
Amounts payable after more than one year 17 €34,376 €854,018 +€819,642 +2384.3%
Financial debts 170/4 €33,856 €853,498 +€819,642 +2421.0%
Other amounts payable 178/9 €520 €520 = 0.0%
Amounts payable within one year 42/48 €22,065 €114,393 +€92,328 +418.4%
Current portion of amounts payable after more than one year 42 €8,288 €78,298 +€70,010 +844.7%
Trade debts 44 €2,590 €21,533 +€18,943 +731.3%
Suppliers 440/4 €2,590 €21,533 +€18,943 +731.3%
Other amounts payable 47/48 €11,187 €14,562 +€3,375 +30.2%
Accrued charges and deferred income 492/3 - €2,621 +€2,621
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25,944 €156,470 +€130,526 +503.1%
Other operating charges 640/8 €11,934 €9,258 -€2,676 -22.4%
Gross operating margin 9900 €1,400,926 -€12,254 -€1.4m
Operating profit (loss) 9901 €1,363,048 -€177,982 -€1.5m
Financial income 75/76B - €2,172 +€2,172
Recurring financial income 75 - €2,172 +€2,172
Financial charges 65/66B €9,814 €12,984 +€3,170 +32.3%
Recurring financial charges 65 €9,814 €12,984 +€3,170 +32.3%
Profit (loss) for the period before taxes 9903 €1,353,235 -€188,793 -€1.5m
Transfer from deferred taxes 780 €5,033 €29,068 +€24,035 +477.5%
Transfer to deferred taxes 680 €342,632 - -€342,632
Profit (loss) for the period 9904 €1,015,636 -€159,725 -€1.2m
Transfer from tax-exempt reserves 789 €15,100 €87,204 +€72,104 +477.5%
Transfer to tax-exempt reserves 689 €1,027,895 - -€1.0m
Profit (loss) for the period to be appropriated 9905 €2,841 -€72,521 -€75,362

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.