REALTIME CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
REALTIME CONSULTING
Largest movements
- Cash +€21,584
up €21,584 (+25.4%), from €84,848 to €106,432
mainly Net result for the year (+€60,754) and Depreciation (+€22,784)
- Tangible fixed assets -€13,793
down €13,793 (-16.5%), from €83,518 to €69,725
of which Furniture and vehicles: -€13,422
- Receivables within one year +€7,223
up €7,223 (+41.3%), from €17,483 to €24,707
of which Trade receivables: +€5,585
- Intangible fixed assets -€3,563
down €3,563 (-33.3%), from €10,689 to €7,126
- Profit (loss) carried forward -€32,396
no longer reported in 2025 (was €32,396)
- Reserves +€29,000
up €29,000 (+49.5%), from €58,590 to €87,590
of which Distributable reserves: +€29,000
- Other debts +€20,103
up €20,103 (+48.0%), from €41,853 to €61,956
- Debts after one year -€14,782
down €14,782 (-33.2%), from €44,536 to €29,754
- Tax, wage and social debts +€8,517
up €8,517 (+175%), from €4,870 to €13,387
- Depreciation +€15,370
up €15,370 (+207%), from €7,414 to €22,784
- Gross operating margin -€15,026
down €15,026 (-12.5%), from €120,083 to €105,057
- Taxes -€5,603
down €5,603 (-22.5%), from €24,884 to €19,281
- Financial charges +€1,561
up €1,561 (+298%), from €525 to €2,085
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €198,732 | €209,897 | +€11,165 | +5.6% |
| Fixed assets | 21/28 | €94,207 | €76,851 | -€17,356 | -18.4% |
| Intangible fixed assets | 21 | €10,689 | €7,126 | -€3,563 | -33.3% |
| Tangible fixed assets | 22/27 | €83,518 | €69,725 | -€13,793 | -16.5% |
| Plant, machinery and equipment | 23 | €1,740 | €1,369 | -€371 | -21.3% |
| Furniture and vehicles | 24 | €81,778 | €68,356 | -€13,422 | -16.4% |
| Current assets | 29/58 | €104,525 | €133,046 | +€28,521 | +27.3% |
| Amounts receivable within one year | 40/41 | €17,483 | €24,707 | +€7,223 | +41.3% |
| Trade receivables | 40 | €17,405 | €22,990 | +€5,585 | +32.1% |
| Other amounts receivable | 41 | €78 | €1,717 | +€1,639 | +2,108% |
| Cash at bank and in hand | 54/58 | €84,848 | €106,432 | +€21,584 | +25.4% |
| Deferred charges and accrued income | 490/1 | €2,193 | €1,907 | -€286 | -13.1% |
| Total equity and liabilities | 10/49 | €198,732 | €209,897 | +€11,165 | +5.6% |
| Equity | 10/15 | €91,986 | €88,590 | -€3,396 | -3.7% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Reserves | 13 | €58,590 | €87,590 | +€29,000 | +49.5% |
| Non-distributable reserves | 130/1 | €100 | €100 | = | 0.0% |
| Reserves not available under the articles | 1311 | €100 | €100 | = | 0.0% |
| Distributable reserves | 133 | €58,490 | €87,490 | +€29,000 | +49.6% |
| Profit (loss) carried forward | 14 | €32,396 | - | -€32,396 | |
| Amounts payable | 17/49 | €106,746 | €121,307 | +€14,561 | +13.6% |
| Amounts payable after more than one year | 17 | €44,536 | €29,754 | -€14,782 | -33.2% |
| Financial debts | 170/4 | €44,536 | €29,754 | -€14,782 | -33.2% |
| Amounts payable within one year | 42/48 | €62,210 | €91,535 | +€29,326 | +47.1% |
| Current portion of amounts payable after more than one year | 42 | €14,294 | €14,782 | +€487 | +3.4% |
| Trade debts | 44 | €1,192 | €1,411 | +€218 | +18.3% |
| Suppliers | 440/4 | €1,192 | €1,411 | +€218 | +18.3% |
| Taxes, remuneration and social security | 45 | €4,870 | €13,387 | +€8,517 | +175% |
| Taxes | 450/3 | €4,870 | €13,387 | +€8,517 | +175% |
| Other amounts payable | 47/48 | €41,853 | €61,956 | +€20,103 | +48.0% |
| Accrued charges and deferred income | 492/3 | - | €17 | +€17 | |
| Non-recurring operating income | 76A | €16,425 | - | -€16,425 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,414 | €22,784 | +€15,370 | +207% |
| Other operating charges | 640/8 | €453 | €153 | -€301 | -66.3% |
| Gross operating margin | 9900 | €120,083 | €105,057 | -€15,026 | -12.5% |
| Operating profit (loss) | 9901 | €112,216 | €82,121 | -€30,096 | -26.8% |
| Financial charges | 65/66B | €525 | €2,085 | +€1,561 | +298% |
| Recurring financial charges | 65 | €525 | €2,085 | +€1,561 | +298% |
| Profit (loss) for the period before taxes | 9903 | €111,692 | €80,035 | -€31,656 | -28.3% |
| Income taxes | 67/77 | €24,884 | €19,281 | -€5,603 | -22.5% |
| Profit (loss) for the period | 9904 | €86,808 | €60,754 | -€26,054 | -30.0% |
| Profit (loss) for the period to be appropriated | 9905 | €86,808 | €60,754 | -€26,054 | -30.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.