REAL ASSUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
REAL ASSUR
Largest movements
- Financial fixed assets +€822,969
up €822,969 (+45.5%), from €1.8m to €2.6m
- Receivables within one year -€36,501
down €36,501 (-65.5%), from €55,749 to €19,248
of which Other amounts receivable: -€24,501
- Other debts +€704,616
up €704,616 (+179%), from €393,611 to €1.1m
- Profit (loss) carried forward +€234,111
up €234,111 (+637%), from €36,753 to €270,863
- Debts after one year -€119,790
down €119,790 (-16.1%), from €741,813 to €622,023
of which Financial debts: -€97,664
- Financial income +€822,969
new in 2025: €822,969
- Gross operating margin +€94,386
up €94,386 (+157%), from €60,255 to €154,641
- Taxes +€19,501
up €19,501 (+159%), from €12,251 to €31,752
- Financial charges +€16,593
up €16,593 (+168%), from €9,851 to €26,444
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,869,006 | €2,669,758 | +€800,751 | +42.8% |
| Fixed assets | 21/28 | €1,810,000 | €2,632,969 | +€822,969 | +45.5% |
| Financial fixed assets | 28 | €1,810,000 | €2,632,969 | +€822,969 | +45.5% |
| Current assets | 29/58 | €59,006 | €36,789 | -€22,218 | -37.7% |
| Amounts receivable within one year | 40/41 | €55,749 | €19,248 | -€36,501 | -65.5% |
| Trade receivables | 40 | €23,000 | €11,000 | -€12,000 | -52.2% |
| Other amounts receivable | 41 | €32,749 | €8,248 | -€24,501 | -74.8% |
| Cash at bank and in hand | 54/58 | €3,257 | €16,868 | +€13,611 | +418% |
| Deferred charges and accrued income | 490/1 | - | €673 | +€673 | |
| Total equity and liabilities | 10/49 | €1,869,006 | €2,669,758 | +€800,751 | +42.8% |
| Equity | 10/15 | €606,956 | €841,066 | +€234,111 | +38.6% |
| Contributions | 10/11 | €279,266 | €279,266 | = | 0.0% |
| Reserves | 13 | €290,937 | €290,937 | = | 0.0% |
| Non-distributable reserves | 130/1 | €175,937 | €175,937 | = | 0.0% |
| Reserves not available under the articles | 1311 | €175,937 | €175,937 | = | 0.0% |
| Distributable reserves | 133 | €115,000 | €115,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €36,753 | €270,863 | +€234,111 | +637% |
| Amounts payable | 17/49 | €1,262,051 | €1,828,692 | +€566,641 | +44.9% |
| Amounts payable after more than one year | 17 | €741,813 | €622,023 | -€119,790 | -16.1% |
| Financial debts | 170/4 | €605,372 | €507,708 | -€97,664 | -16.1% |
| Trade debts | 175 | €136,441 | €114,316 | -€22,126 | -16.2% |
| Amounts payable within one year | 42/48 | €520,237 | €1,206,668 | +€686,431 | +132% |
| Current portion of amounts payable after more than one year | 42 | €123,703 | €107,566 | -€16,137 | -13.0% |
| Trade debts | 44 | €1,121 | €875 | -€246 | -21.9% |
| Suppliers | 440/4 | €1,121 | €875 | -€246 | -21.9% |
| Taxes, remuneration and social security | 45 | €1,803 | - | -€1,803 | |
| Taxes | 450/3 | €1,803 | - | -€1,803 | |
| Other amounts payable | 47/48 | €393,611 | €1,098,227 | +€704,616 | +179% |
| Other operating charges | 640/8 | €1,400 | €1,188 | -€213 | -15.2% |
| Gross operating margin | 9900 | €60,255 | €154,641 | +€94,386 | +157% |
| Operating profit (loss) | 9901 | €58,855 | €153,454 | +€94,599 | +161% |
| Financial income | 75/76B | - | €822,969 | +€822,969 | |
| Recurring financial income | 75 | - | €822,969 | +€822,969 | |
| Financial charges | 65/66B | €9,851 | €26,444 | +€16,593 | +168% |
| Recurring financial charges | 65 | €9,851 | €26,444 | +€16,593 | +168% |
| Profit (loss) for the period before taxes | 9903 | €49,004 | €949,979 | +€900,975 | +1,839% |
| Income taxes | 67/77 | €12,251 | €31,752 | +€19,501 | +159% |
| Profit (loss) for the period | 9904 | €36,753 | €918,227 | +€881,474 | +2,398% |
| Profit (loss) for the period to be appropriated | 9905 | €36,753 | €918,227 | +€881,474 | +2,398% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.