RCFINANCES: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RCFINANCES
Largest movements
- Receivables within one year -€57,302
down €57,302 (-40.1%), from €142,782 to €85,479
of which Trade receivables: -€77,780
- Trade debts -€27,841
down €27,841 (-38.2%), from €72,841 to €45,000
- Debts after one year -€27,035
down €27,035 (-66.5%), from €40,631 to €13,596
- Gross operating margin -€8,497
down €8,497 (-40.9%), from €20,791 to €12,294
- Taxes -€7,188
down €7,188 (-85.0%), from €8,456 to €1,268
- Financial charges +€5,521
up €5,521 (+495.4%), from €1,114 to €6,635
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,214,950 | €1,158,205 | -€56,745 | -4.7% |
| Fixed assets | 21/28 | €1,072,164 | €1,072,164 | = | 0.0% |
| Financial fixed assets | 28 | €1,072,164 | €1,072,164 | = | 0.0% |
| Current assets | 29/58 | €142,786 | €86,041 | -€56,745 | -39.7% |
| Amounts receivable within one year | 40/41 | €142,782 | €85,479 | -€57,302 | -40.1% |
| Trade receivables | 40 | €137,780 | €60,000 | -€77,780 | -56.5% |
| Other amounts receivable | 41 | €5,002 | €25,479 | +€20,478 | +409.4% |
| Cash at bank and in hand | 54/58 | €4 | €562 | +€557 | +12869.3% |
| Total equity and liabilities | 10/49 | €1,214,950 | €1,158,205 | -€56,745 | -4.7% |
| Equity | 10/15 | €859,882 | €863,267 | +€3,385 | +0.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €424,887 | €424,887 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €423,027 | €423,027 | = | 0.0% |
| Profit (loss) carried forward | 14 | €416,395 | €419,780 | +€3,385 | +0.8% |
| Amounts payable | 17/49 | €355,068 | €294,938 | -€60,130 | -16.9% |
| Amounts payable after more than one year | 17 | €40,631 | €13,596 | -€27,035 | -66.5% |
| Financial debts | 170/4 | €40,631 | €13,596 | -€27,035 | -66.5% |
| Amounts payable within one year | 42/48 | €313,569 | €281,343 | -€32,227 | -10.3% |
| Current portion of amounts payable after more than one year | 42 | €26,826 | €27,035 | +€209 | +0.8% |
| Trade debts | 44 | €72,841 | €45,000 | -€27,841 | -38.2% |
| Suppliers | 440/4 | €72,841 | €45,000 | -€27,841 | -38.2% |
| Taxes, remuneration and social security | 45 | €13,257 | €10,268 | -€2,989 | -22.5% |
| Taxes | 450/3 | €13,257 | €10,268 | -€2,989 | -22.5% |
| Other amounts payable | 47/48 | €200,646 | €199,040 | -€1,606 | -0.8% |
| Accrued charges and deferred income | 492/3 | €868 | - | -€868 | |
| Other operating charges | 640/8 | €868 | €1,060 | +€192 | +22.1% |
| Gross operating margin | 9900 | €20,791 | €12,294 | -€8,497 | -40.9% |
| Operating profit (loss) | 9901 | €19,923 | €11,234 | -€8,689 | -43.6% |
| Financial income | 75/76B | €2 | €53 | +€51 | +2937.1% |
| Recurring financial income | 75 | €2 | €53 | +€51 | +2937.1% |
| Financial charges | 65/66B | €1,114 | €6,635 | +€5,521 | +495.4% |
| Recurring financial charges | 65 | €1,114 | €6,635 | +€5,521 | +495.4% |
| Profit (loss) for the period before taxes | 9903 | €18,811 | €4,652 | -€14,158 | -75.3% |
| Income taxes | 67/77 | €8,456 | €1,268 | -€7,188 | -85.0% |
| Profit (loss) for the period | 9904 | €10,355 | €3,385 | -€6,970 | -67.3% |
| Profit (loss) for the period to be appropriated | 9905 | €10,355 | €3,385 | -€6,970 | -67.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.