RBnn: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RBnn
Largest movements
- Cash +€12,036
up €12,036 (+33.1%), from €36,320 to €48,357
mainly Net result for the year (+€15,772) and Depreciation (+€5,244)
- Current investments +€10,000
new in 2025: €10,000
- Receivables within one year -€2,682
down €2,682 (-16.4%), from €16,365 to €13,684
of which Trade receivables: -€5,192
- Tangible fixed assets -€2,037
down €2,037 (-9.7%), from €20,894 to €18,857
of which Furniture and vehicles: -€1,243
- Reserves +€14,545
up €14,545 (+40.0%), from €36,364 to €50,909
- Tax, wage and social debts +€1,933
up €1,933 (+9.6%), from €20,130 to €22,063
- Trade debts -€1,569
down €1,569 (-30.9%), from €5,075 to €3,506
- Profit (loss) carried forward +€1,226
up €1,226 (+13.7%), from €8,946 to €10,172
- Gross operating margin -€38,407
down €38,407 (-58.1%), from €66,113 to €27,706
- Taxes -€10,183
down €10,183 (-62.9%), from €16,189 to €6,006
- Depreciation +€1,681
up €1,681 (+47.2%), from €3,564 to €5,244
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,911 | €90,917 | +€17,005 | +23.0% |
| Fixed assets | 21/28 | €20,894 | €18,857 | -€2,037 | -9.7% |
| Tangible fixed assets | 22/27 | €20,894 | €18,857 | -€2,037 | -9.7% |
| Plant, machinery and equipment | 23 | €9,472 | €8,678 | -€793 | -8.4% |
| Furniture and vehicles | 24 | €11,422 | €10,179 | -€1,243 | -10.9% |
| Current assets | 29/58 | €53,018 | €72,059 | +€19,042 | +35.9% |
| Amounts receivable within one year | 40/41 | €16,365 | €13,684 | -€2,682 | -16.4% |
| Trade receivables | 40 | €16,365 | €11,174 | -€5,192 | -31.7% |
| Other amounts receivable | 41 | - | €2,510 | +€2,510 | |
| Current investments | 50/53 | - | €10,000 | +€10,000 | |
| Cash at bank and in hand | 54/58 | €36,320 | €48,357 | +€12,036 | +33.1% |
| Deferred charges and accrued income | 490/1 | €332 | €19 | -€313 | -94.3% |
| Total equity and liabilities | 10/49 | €73,911 | €90,917 | +€17,005 | +23.0% |
| Equity | 10/15 | €48,310 | €64,081 | +€15,772 | +32.6% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €36,364 | €50,909 | +€14,545 | +40.0% |
| Distributable reserves | 133 | €36,364 | €50,909 | +€14,545 | +40.0% |
| Profit (loss) carried forward | 14 | €8,946 | €10,172 | +€1,226 | +13.7% |
| Amounts payable | 17/49 | €25,602 | €26,835 | +€1,234 | +4.8% |
| Amounts payable within one year | 42/48 | €25,602 | €26,835 | +€1,234 | +4.8% |
| Trade debts | 44 | €5,075 | €3,506 | -€1,569 | -30.9% |
| Suppliers | 440/4 | €5,075 | €3,506 | -€1,569 | -30.9% |
| Taxes, remuneration and social security | 45 | €20,130 | €22,063 | +€1,933 | +9.6% |
| Taxes | 450/3 | €20,130 | €22,063 | +€1,933 | +9.6% |
| Other amounts payable | 47/48 | €396 | €1,266 | +€870 | +220% |
| Remuneration, social security and pensions | 62 | €102 | - | -€102 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,564 | €5,244 | +€1,681 | +47.2% |
| Other operating charges | 640/8 | €956 | €1,014 | +€58 | +6.1% |
| Gross operating margin | 9900 | €66,113 | €27,706 | -€38,407 | -58.1% |
| Operating profit (loss) | 9901 | €61,491 | €21,448 | -€40,044 | -65.1% |
| Financial income | 75/76B | €8 | €433 | +€426 | +5,550% |
| Recurring financial income | 75 | €8 | €433 | +€426 | +5,550% |
| Financial charges | 65/66B | - | €103 | +€103 | |
| Recurring financial charges | 65 | - | €103 | +€103 | |
| Profit (loss) for the period before taxes | 9903 | €61,499 | €21,778 | -€39,721 | -64.6% |
| Income taxes | 67/77 | €16,189 | €6,006 | -€10,183 | -62.9% |
| Profit (loss) for the period | 9904 | €45,310 | €15,772 | -€29,538 | -65.2% |
| Profit (loss) for the period to be appropriated | 9905 | €45,310 | €15,772 | -€29,538 | -65.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.