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RAYOO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RAYOO

BE 1000.802.250
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€62,401
2024 · -€50,741-€11,661
Equity
-€103,142
2024 · -€40,741-€62,401
Cash
€19,639
2024 · €52,101-€32,462
Balance sheet total
€1.3m
2024 · €1.1m+€187,980

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€226,500

    up €226,500 (+48.4%), from €467,509 to €694,010

  • Cash -€32,462

    down €32,462 (-62.3%), from €52,101 to €19,639

    mainly Stocks and contracts (-€226,500) and Net result for the year (-€62,401)

  • Receivables within one year -€14,270

    down €14,270 (-84.3%), from €16,932 to €2,662

    of which Trade receivables: -€11,259

Equity and liabilities
  • Short-term financial debts +€200,000

    new in 2025: €200,000

  • Profit (loss) carried forward -€62,401

    down €62,401 (-123.0%), from -€50,741 to -€113,142

  • Other debts +€50,000

    up €50,000 (+100.0%), from €50,000 to €100,000

Income statement
  • Gross operating margin +€24,318

    up €24,318 (+96.7%), from -€25,141 to -€823

  • Depreciation +€18,514

    new in 2025: €18,514

  • Financial charges +€14,700

    up €14,700 (+60.8%), from €24,167 to €38,867

  • Other operating charges +€2,683

    up €2,683 (+177.1%), from €1,515 to €4,198

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€50,741
Gross operating margin +€24,318
Depreciation -€18,514
Other operating charges -€2,683
Financial income -€82
Financial charges -€14,700
Result 2025 -€62,401

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€205,736
Investment -€26,727
Financing +€200,000
Cash 2024 €52,101
Net result for the year -€62,401
Depreciation +€18,514
Stocks and contracts -€226,500
Receivables within one year +€14,270
Trade debts -€5,354
Tax, wage and social debts +€5,735
Other debts +€50,000
Investment in fixed assets (net) -€26,727
Short-term financial debts +€200,000
Cash 2025 €19,639
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,118,946 €1,306,927 +€187,980 +16.8%
Fixed assets 21/28 €582,403 €590,616 +€8,213 +1.4%
Tangible fixed assets 22/27 €582,403 €590,616 +€8,213 +1.4%
Land and buildings 22 €566,800 €557,353 -€9,447 -1.7%
Plant, machinery and equipment 23 €15,603 €33,263 +€17,659 +113.2%
Current assets 29/58 €536,543 €716,311 +€179,768 +33.5%
Stocks and contracts in progress 3 €467,509 €694,010 +€226,500 +48.4%
Stocks 30/36 €467,509 €694,010 +€226,500 +48.4%
Amounts receivable within one year 40/41 €16,932 €2,662 -€14,270 -84.3%
Trade receivables 40 €13,921 €2,662 -€11,259 -80.9%
Other amounts receivable 41 €3,011 - -€3,011
Cash at bank and in hand 54/58 €52,101 €19,639 -€32,462 -62.3%
Total equity and liabilities 10/49 €1,118,946 €1,306,927 +€187,980 +16.8%
Equity 10/15 -€40,741 -€103,142 -€62,401 -153.2%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 -€50,741 -€113,142 -€62,401 -123.0%
Amounts payable 17/49 €1,159,687 €1,410,068 +€250,381 +21.6%
Amounts payable after more than one year 17 €1,100,000 €1,100,000 = 0.0%
Financial debts 170/4 €1,100,000 €1,100,000 = 0.0%
Amounts payable within one year 42/48 €59,687 €310,068 +€250,381 +419.5%
Financial debts 43 - €200,000 +€200,000
Credit institutions 430/8 - €200,000 +€200,000
Trade debts 44 €9,687 €4,333 -€5,354 -55.3%
Suppliers 440/4 €9,687 €4,333 -€5,354 -55.3%
Taxes, remuneration and social security 45 - €5,735 +€5,735
Taxes 450/3 - €5,735 +€5,735
Other amounts payable 47/48 €50,000 €100,000 +€50,000 +100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €18,514 +€18,514
Other operating charges 640/8 €1,515 €4,198 +€2,683 +177.1%
Gross operating margin 9900 -€25,141 -€823 +€24,318 +96.7%
Operating profit (loss) 9901 -€26,655 -€23,535 +€3,121 +11.7%
Financial income 75/76B €82 - -€82
Recurring financial income 75 €82 - -€82
Financial charges 65/66B €24,167 €38,867 +€14,700 +60.8%
Recurring financial charges 65 €24,167 €38,867 +€14,700 +60.8%
Profit (loss) for the period before taxes 9903 -€50,741 -€62,401 -€11,661 -23.0%
Profit (loss) for the period 9904 -€50,741 -€62,401 -€11,661 -23.0%
Profit (loss) for the period to be appropriated 9905 -€50,741 -€62,401 -€11,661 -23.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.