RAVI AND CO: what changed
What changed
RAVI AND CO
NACE 47.789, Other retail sale of new goods
filed annual accounts (NBB)
Net result for the year
€101,556
2024 · €314,265-€212,709
Equity
€4.9m
2024 · €4.8m+€101,556
Cash
€204,159
2024 · €297,426-€93,267
Balance sheet total
€5.4m
2024 · €5.5m-€95,661
Largest movements
Assets
- Cash -€93,267
down €93,267 (-31.4%), from €297,426 to €204,159
mainly Debts after one year (-€150,000) and Current portion of long-term debt (-€54,011)
Equity and liabilities
- Debts after one year -€150,000
down €150,000 (-36.1%), from €415,242 to €265,242
- Reserves +€101,556
up €101,556 (+6.5%), from €1.6m to €1.7m
of which Distributable reserves: +€154,181
Income statement
- Financial income -€148,194
down €148,194 (-83.8%), from €176,760 to €28,566
- Gross operating margin -€21,511
down €21,511 (-10.7%), from €201,776 to €180,265
- Financial charges +€18,995
up €18,995 (+400%), from €4,747 to €23,741
- Taxes +€13,086
up €13,086 (+31.9%), from €41,073 to €54,160
- Other operating charges +€12,244
up €12,244 (+796%), from €1,537 to €13,781
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€314,265
Gross operating margin
-€21,511
Depreciation
-€594
Other operating charges
-€12,244
Other operating items
+€1,914
Financial income
-€148,194
Financial charges
-€18,995
Taxes
-€13,086
Result 2025
€101,556
lowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€147,120
Investment
-€36,376
Financing
-€204,011
Cash 2024
€297,426
From operations (derived)
+€147,120
Net result for the year
+€101,556
Depreciation
+€15,594
Receivables after one year
-€2,000
Receivables within one year
+€25,176
Trade debts
+€672
Tax, wage and social debts
-€9,649
Other debts
+€15,771
Investment (derived)
-€36,376
Investment in fixed assets (net)
-€36,511
Current investments
+€135
Financing
-€204,011
Debts after one year
-€150,000
Current portion of long-term debt
-€54,011
Cash 2025
€204,159
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,543,193 | €5,447,532 | -€95,661 | -1.7% |
| Fixed assets | 21/28 | €5,078,499 | €5,099,416 | +€20,917 | +0.4% |
| Tangible fixed assets | 22/27 | €48,248 | €50,290 | +€2,041 | +4.2% |
| Furniture and vehicles | 24 | €47,686 | €49,790 | +€2,104 | +4.4% |
| Other tangible fixed assets | 26 | €562 | €500 | -€63 | -11.1% |
| Financial fixed assets | 28 | €5,030,251 | €5,049,127 | +€18,876 | +0.4% |
| Current assets | 29/58 | €464,695 | €348,116 | -€116,579 | -25.1% |
| Amounts receivable after more than one year | 29 | €26,500 | €28,500 | +€2,000 | +7.5% |
| Other amounts receivable | 291 | €26,500 | €28,500 | +€2,000 | +7.5% |
| Stocks and contracts in progress | 3 | €100,000 | €100,000 | = | 0.0% |
| Stocks | 30/36 | €100,000 | €100,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €40,633 | €15,457 | -€25,176 | -62.0% |
| Trade receivables | 40 | €21,705 | €5,398 | -€16,307 | -75.1% |
| Other amounts receivable | 41 | €18,928 | €10,059 | -€8,869 | -46.9% |
| Current investments | 50/53 | €135 | - | -€135 | |
| Cash at bank and in hand | 54/58 | €297,426 | €204,159 | -€93,267 | -31.4% |
| Total equity and liabilities | 10/49 | €5,543,193 | €5,447,532 | -€95,661 | -1.7% |
| Equity | 10/15 | €4,813,337 | €4,914,893 | +€101,556 | +2.1% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Capital | 10 | €18,550 | €18,550 | = | 0.0% |
| Issued capital | 100 | €18,550 | €18,550 | = | 0.0% |
| Revaluation surpluses | 12 | €874,790 | €874,790 | = | 0.0% |
| Reserves | 13 | €1,558,694 | €1,660,250 | +€101,556 | +6.5% |
| Non-distributable reserves | 130/1 | €73,444 | €73,444 | = | 0.0% |
| Legal reserve | 130 | €73,444 | €73,444 | = | 0.0% |
| Tax-exempt reserves | 132 | €315,750 | €263,125 | -€52,625 | -16.7% |
| Distributable reserves | 133 | €1,169,500 | €1,323,681 | +€154,181 | +13.2% |
| Profit (loss) carried forward | 14 | €2,361,303 | €2,361,303 | = | 0.0% |
| Provisions and deferred taxes | 16 | €225,000 | €225,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €225,000 | €225,000 | = | 0.0% |
| Pensions and similar obligations | 160 | €225,000 | €225,000 | = | 0.0% |
| Amounts payable | 17/49 | €504,857 | €307,640 | -€197,217 | -39.1% |
| Amounts payable after more than one year | 17 | €415,242 | €265,242 | -€150,000 | -36.1% |
| Other amounts payable | 178/9 | €415,242 | €265,242 | -€150,000 | -36.1% |
| Amounts payable within one year | 42/48 | €89,615 | €42,398 | -€47,217 | -52.7% |
| Current portion of amounts payable after more than one year | 42 | €54,011 | - | -€54,011 | |
| Trade debts | 44 | €238 | €910 | +€672 | +282% |
| Suppliers | 440/4 | €238 | €910 | +€672 | +282% |
| Taxes, remuneration and social security | 45 | €35,366 | €25,717 | -€9,649 | -27.3% |
| Taxes | 450/3 | €34,347 | €25,717 | -€8,631 | -25.1% |
| Remuneration and social security | 454/9 | €1,019 | - | -€1,019 | |
| Other amounts payable | 47/48 | - | €15,771 | +€15,771 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,000 | €15,594 | +€594 | +4.0% |
| Other operating charges | 640/8 | €1,537 | €13,781 | +€12,244 | +796% |
| Non-recurring operating charges | 66A | €1,914 | - | -€1,914 | |
| Gross operating margin | 9900 | €201,776 | €180,265 | -€21,511 | -10.7% |
| Operating profit (loss) | 9901 | €183,325 | €150,891 | -€32,434 | -17.7% |
| Financial income | 75/76B | €176,760 | €28,566 | -€148,194 | -83.8% |
| Recurring financial income | 75 | €176,760 | €28,566 | -€148,194 | -83.8% |
| Financial charges | 65/66B | €4,747 | €23,741 | +€18,995 | +400% |
| Recurring financial charges | 65 | €4,747 | €23,741 | +€18,995 | +400% |
| Profit (loss) for the period before taxes | 9903 | €355,339 | €155,716 | -€199,623 | -56.2% |
| Income taxes | 67/77 | €41,073 | €54,160 | +€13,086 | +31.9% |
| Profit (loss) for the period | 9904 | €314,265 | €101,556 | -€212,709 | -67.7% |
| Transfer from tax-exempt reserves | 789 | €89,000 | €105,250 | +€16,250 | +18.3% |
| Transfer to tax-exempt reserves | 689 | €52,625 | €52,625 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €350,640 | €154,181 | -€196,459 | -56.0% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.