RAMY: what changed
RAMY
Largest movements
- Stocks and contracts +€2,500
up €2,500 (+100%), from €2,500 to €5,000
- Tangible fixed assets +€2,007
new in 2025: €2,007
- Cash +€1,115
up €1,115 (+29.4%), from €3,797 to €4,912
mainly Net result for the year (+€10,745) and Trade debts (+€978)
- Profit (loss) carried forward +€10,745
up €10,745 (+22.7%), from -€47,390 to -€36,645
- Other debts -€5,967
down €5,967 (-21.1%), from €28,330 to €22,364
- Trade debts +€978
up €978 (+357%), from €274 to €1,253
- Tax, wage and social debts -€213
down €213 (-1.7%), from €12,632 to €12,419
of which Taxes: -€596
- Staff costs -€9,693
down €9,693 (-22.2%), from €43,570 to €33,877
- Gross operating margin +€7,055
up €7,055 (+17.2%), from €41,091 to €48,146
- Other operating charges +€901
up €901 (+40.5%), from €2,224 to €3,124
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,847 | €14,391 | +€5,544 | +62.7% |
| Fixed assets | 21/28 | €534 | €2,478 | +€1,944 | +364% |
| Tangible fixed assets | 22/27 | - | €2,007 | +€2,007 | |
| Plant, machinery and equipment | 23 | - | €2,007 | +€2,007 | |
| Financial fixed assets | 28 | €534 | €471 | -€63 | -11.8% |
| Current assets | 29/58 | €8,313 | €11,912 | +€3,600 | +43.3% |
| Stocks and contracts in progress | 3 | €2,500 | €5,000 | +€2,500 | +100% |
| Stocks | 30/36 | €2,500 | €5,000 | +€2,500 | +100% |
| Amounts receivable within one year | 40/41 | €2,000 | €2,000 | = | 0.0% |
| Trade receivables | 40 | €2,000 | €2,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €3,797 | €4,912 | +€1,115 | +29.4% |
| Deferred charges and accrued income | 490/1 | €15 | - | -€15 | |
| Total equity and liabilities | 10/49 | €8,847 | €14,391 | +€5,544 | +62.7% |
| Equity | 10/15 | -€32,390 | -€21,645 | +€10,745 | +33.2% |
| Contributions | 10/11 | €15,000 | €15,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€47,390 | -€36,645 | +€10,745 | +22.7% |
| Amounts payable | 17/49 | €41,237 | €36,035 | -€5,201 | -12.6% |
| Amounts payable within one year | 42/48 | €41,237 | €36,035 | -€5,201 | -12.6% |
| Trade debts | 44 | €274 | €1,253 | +€978 | +357% |
| Suppliers | 440/4 | €274 | €1,253 | +€978 | +357% |
| Taxes, remuneration and social security | 45 | €12,632 | €12,419 | -€213 | -1.7% |
| Taxes | 450/3 | €6,253 | €5,657 | -€596 | -9.5% |
| Remuneration and social security | 454/9 | €6,379 | €6,762 | +€383 | +6.0% |
| Other amounts payable | 47/48 | €28,330 | €22,364 | -€5,967 | -21.1% |
| Remuneration, social security and pensions | 62 | €43,570 | €33,877 | -€9,693 | -22.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €499 | €244 | -€255 | -51.2% |
| Other operating charges | 640/8 | €2,224 | €3,124 | +€901 | +40.5% |
| Gross operating margin | 9900 | €41,091 | €48,146 | +€7,055 | +17.2% |
| Operating profit (loss) | 9901 | -€5,202 | €10,901 | +€16,103 | |
| Financial income | 75/76B | €0 | €1 | +€1 | +342% |
| Recurring financial income | 75 | €0 | €1 | +€1 | +342% |
| Financial charges | 65/66B | €179 | €157 | -€22 | -12.3% |
| Recurring financial charges | 65 | €179 | €157 | -€22 | -12.3% |
| Profit (loss) for the period before taxes | 9903 | -€5,381 | €10,745 | +€16,126 | |
| Profit (loss) for the period | 9904 | -€5,381 | €10,745 | +€16,126 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,381 | €10,745 | +€16,126 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.