Ramy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ramy
Largest movements
- Receivables within one year +€5,261
up €5,261 (+39.7%), from €13,238 to €18,500
of which Other amounts receivable: +€3,721
- Cash -€825
down €825 (-30.5%), from €2,704 to €1,879
mainly Receivables within one year (-€5,261)
- Tangible fixed assets -€488
down €488 (-14.1%), from €3,462 to €2,974
- Trade debts +€1,480
up €1,480 (+152%), from €974 to €2,454
- Profit (loss) carried forward +€1,409
up €1,409 (+38.9%), from €3,620 to €5,029
- Tax, wage and social debts +€969
up €969 (+139%), from €698 to €1,667
- Depreciation -€2,000
down €2,000 (-80.4%), from €2,488 to €488
- Gross operating margin -€1,350
down €1,350 (-8.7%), from €15,564 to €14,213
- Staff costs -€477
down €477 (-4.1%), from €11,549 to €11,072
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,492 | €27,350 | +€3,858 | +16.4% |
| Fixed assets | 21/28 | €6,312 | €5,824 | -€488 | -7.7% |
| Tangible fixed assets | 22/27 | €3,462 | €2,974 | -€488 | -14.1% |
| Plant, machinery and equipment | 23 | €3,462 | €2,974 | -€488 | -14.1% |
| Financial fixed assets | 28 | €2,850 | €2,850 | = | 0.0% |
| Current assets | 29/58 | €17,179 | €21,526 | +€4,347 | +25.3% |
| Stocks and contracts in progress | 3 | €1,237 | €1,147 | -€89 | -7.2% |
| Stocks | 30/36 | €1,237 | €1,147 | -€89 | -7.2% |
| Amounts receivable within one year | 40/41 | €13,238 | €18,500 | +€5,261 | +39.7% |
| Trade receivables | 40 | - | €1,540 | +€1,540 | |
| Other amounts receivable | 41 | €13,238 | €16,960 | +€3,721 | +28.1% |
| Cash at bank and in hand | 54/58 | €2,704 | €1,879 | -€825 | -30.5% |
| Total equity and liabilities | 10/49 | €23,492 | €27,350 | +€3,858 | +16.4% |
| Equity | 10/15 | €21,820 | €23,229 | +€1,409 | +6.5% |
| Contributions | 10/11 | €18,200 | €18,200 | = | 0.0% |
| Contributions outside capital | 11 | €18,200 | €18,200 | = | 0.0% |
| Other | 1109/19 | €18,200 | €18,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €3,620 | €5,029 | +€1,409 | +38.9% |
| Amounts payable | 17/49 | €1,672 | €4,121 | +€2,449 | +146% |
| Amounts payable within one year | 42/48 | €1,672 | €4,121 | +€2,449 | +146% |
| Trade debts | 44 | €974 | €2,454 | +€1,480 | +152% |
| Suppliers | 440/4 | €974 | €2,454 | +€1,480 | +152% |
| Taxes, remuneration and social security | 45 | €698 | €1,667 | +€969 | +139% |
| Taxes | 450/3 | €698 | €1,667 | +€969 | +139% |
| Remuneration, social security and pensions | 62 | €11,549 | €11,072 | -€477 | -4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,488 | €488 | -€2,000 | -80.4% |
| Other operating charges | 640/8 | €740 | €756 | +€16 | +2.1% |
| Gross operating margin | 9900 | €15,564 | €14,213 | -€1,350 | -8.7% |
| Operating profit (loss) | 9901 | €786 | €1,897 | +€1,111 | +141% |
| Financial income | 75/76B | €0 | €3 | +€3 | +30,400% |
| Recurring financial income | 75 | €0 | €3 | +€3 | +30,400% |
| Financial charges | 65/66B | €296 | €398 | +€103 | +34.8% |
| Recurring financial charges | 65 | €296 | €398 | +€103 | +34.8% |
| Profit (loss) for the period before taxes | 9903 | €491 | €1,502 | +€1,011 | +206% |
| Income taxes | 67/77 | - | €93 | +€93 | |
| Profit (loss) for the period | 9904 | €491 | €1,409 | +€918 | +187% |
| Profit (loss) for the period to be appropriated | 9905 | €491 | €1,409 | +€918 | +187% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.