Ramsden Europe: what changed
Ramsden Europe
Largest movements
- Cash -€507,396
down €507,396 (-73.3%), from €692,387 to €184,991
mainly Trade debts (-€259,355) and Receivables within one year (-€257,494)
- Receivables within one year +€257,494
up €257,494 (+51.8%), from €497,542 to €755,036
of which Trade receivables: +€261,816
- Trade debts -€259,355
down €259,355 (-22.5%), from €1.2m to €893,081
- Gross operating margin -€10,807
down €10,807 (-57.5%), from €18,794 to €7,987
- Taxes -€2,469
down €2,469 (-86.6%), from €2,850 to €381
- Other operating charges -€1,718
down €1,718 (-62.7%), from €2,738 to €1,020
- Financial charges -€283
down €283 (-5.0%), from €5,665 to €5,382
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,189,929 | €940,027 | -€249,902 | -21.0% |
| Current assets | 29/58 | €1,189,929 | €940,027 | -€249,902 | -21.0% |
| Amounts receivable within one year | 40/41 | €497,542 | €755,036 | +€257,494 | +51.8% |
| Trade receivables | 40 | €491,620 | €753,436 | +€261,816 | +53.3% |
| Other amounts receivable | 41 | €5,923 | €1,600 | -€4,323 | -73.0% |
| Cash at bank and in hand | 54/58 | €692,387 | €184,991 | -€507,396 | -73.3% |
| Total equity and liabilities | 10/49 | €1,189,929 | €940,027 | -€249,902 | -21.0% |
| Equity | 10/15 | €17,259 | €18,471 | +€1,212 | +7.0% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Profit (loss) carried forward | 14 | €17,159 | €18,371 | +€1,212 | +7.1% |
| Amounts payable | 17/49 | €1,172,670 | €921,556 | -€251,114 | -21.4% |
| Amounts payable within one year | 42/48 | €1,156,670 | €897,796 | -€258,874 | -22.4% |
| Trade debts | 44 | €1,152,436 | €893,081 | -€259,355 | -22.5% |
| Suppliers | 440/4 | €1,152,436 | €893,081 | -€259,355 | -22.5% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €4,234 | €4,715 | +€481 | +11.4% |
| Taxes | 450/3 | €4,234 | €4,715 | +€481 | +11.4% |
| Accrued charges and deferred income | 492/3 | €16,000 | €23,760 | +€7,760 | +48.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €2,738 | €1,020 | -€1,718 | -62.7% |
| Gross operating margin | 9900 | €18,794 | €7,987 | -€10,807 | -57.5% |
| Operating profit (loss) | 9901 | €16,055 | €6,967 | -€9,089 | -56.6% |
| Financial income | 75/76B | - | €8 | +€8 | |
| Recurring financial income | 75 | - | €8 | +€8 | |
| Financial charges | 65/66B | €5,665 | €5,382 | -€283 | -5.0% |
| Recurring financial charges | 65 | €5,665 | €5,382 | -€283 | -5.0% |
| Profit (loss) for the period before taxes | 9903 | €10,390 | €1,593 | -€8,797 | -84.7% |
| Income taxes | 67/77 | €2,850 | €381 | -€2,469 | -86.6% |
| Profit (loss) for the period | 9904 | €7,540 | €1,212 | -€6,328 | -83.9% |
| Profit (loss) for the period to be appropriated | 9905 | €7,540 | €1,212 | -€6,328 | -83.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.