RAMO BEN: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RAMO BEN
Largest movements
- Receivables within one year -€19,014
down €19,014 (-48.7%), from €39,023 to €20,009
of which Trade receivables: -€39,023
- Tax, wage and social debts +€84,786
up €84,786 (+68.8%), from €123,156 to €207,942
of which Taxes: +€84,832
- Other debts -€64,451
no longer reported in 2025 (was €64,451)
- Advances received -€33,750
no longer reported in 2025 (was €33,750)
- Trade debts -€15,591
down €15,591 (-16.7%), from €93,327 to €77,736
- Profit (loss) carried forward +€5,705
up €5,705 (+14.2%), from €40,058 to €45,763
- Gross operating margin -€12,269
down €12,269 (-34.3%), from €35,759 to €23,489
- Taxes +€2,392
new in 2025: €2,392
- Financial charges -€1,797
down €1,797 (-10.8%), from €16,599 to €14,802
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €392,226 | €371,849 | -€20,376 | -5.2% |
| Current assets | 29/58 | €392,226 | €371,849 | -€20,376 | -5.2% |
| Stocks and contracts in progress | 3 | €351,840 | €351,840 | = | 0.0% |
| Stocks | 30/36 | €351,840 | €351,840 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €39,023 | €20,009 | -€19,014 | -48.7% |
| Trade receivables | 40 | €39,023 | - | -€39,023 | |
| Other amounts receivable | 41 | - | €20,009 | +€20,009 | |
| Cash at bank and in hand | 54/58 | €1,362 | - | -€1,362 | |
| Total equity and liabilities | 10/49 | €392,226 | €371,849 | -€20,376 | -5.2% |
| Equity | 10/15 | €60,518 | €66,223 | +€5,705 | +9.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | - | -€18,600 | |
| Other | 1109/19 | €18,600 | - | -€18,600 | |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €40,058 | €45,763 | +€5,705 | +14.2% |
| Amounts payable | 17/49 | €331,708 | €305,627 | -€26,081 | -7.9% |
| Amounts payable within one year | 42/48 | €331,708 | €305,627 | -€26,081 | -7.9% |
| Financial debts | 43 | €17,023 | €19,948 | +€2,925 | +17.2% |
| Credit institutions | 430/8 | €17,023 | €19,948 | +€2,925 | +17.2% |
| Trade debts | 44 | €93,327 | €77,736 | -€15,591 | -16.7% |
| Suppliers | 440/4 | €93,327 | €77,736 | -€15,591 | -16.7% |
| Advances received on contracts in progress | 46 | €33,750 | - | -€33,750 | |
| Taxes, remuneration and social security | 45 | €123,156 | €207,942 | +€84,786 | +68.8% |
| Taxes | 450/3 | €123,110 | €207,942 | +€84,832 | +68.9% |
| Remuneration and social security | 454/9 | €46 | - | -€46 | |
| Other amounts payable | 47/48 | €64,451 | - | -€64,451 | |
| Other operating charges | 640/8 | €413 | €591 | +€178 | +43.0% |
| Gross operating margin | 9900 | €35,759 | €23,489 | -€12,269 | -34.3% |
| Operating profit (loss) | 9901 | €35,345 | €22,898 | -€12,447 | -35.2% |
| Financial charges | 65/66B | €16,599 | €14,802 | -€1,797 | -10.8% |
| Recurring financial charges | 65 | €16,599 | €14,802 | -€1,797 | -10.8% |
| Profit (loss) for the period before taxes | 9903 | €18,747 | €8,096 | -€10,650 | -56.8% |
| Income taxes | 67/77 | - | €2,392 | +€2,392 | |
| Profit (loss) for the period | 9904 | €18,747 | €5,705 | -€13,042 | -69.6% |
| Profit (loss) for the period to be appropriated | 9905 | €18,747 | €5,705 | -€13,042 | -69.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.