Ramly services: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ramly services
Largest movements
- Tangible fixed assets -€7,929
down €7,929 (-40.1%), from €19,771 to €11,842
- Cash +€1,100
up €1,100 (+424.8%), from €259 to €1,359
mainly Depreciation (+€7,929) and Tax, wage and social debts (+€686)
- Deferred charges and accrued income +€966
new in 2025: €966
- Other debts -€6,353
down €6,353 (-41.5%), from €15,312 to €8,959
- Tax, wage and social debts +€686
up €686 (+43.5%), from €1,577 to €2,264
- Trade debts -€645
no longer reported in 2025 (was €645)
of which Suppliers: -€604
- Accrued charges and deferred income +€429
new in 2025: €429
- Depreciation +€3,910
up €3,910 (+97.3%), from €4,019 to €7,929
- Taxes -€1,185
down €1,185 (-93.7%), from €1,265 to €80
- Other operating charges -€795
down €795 (-45.2%), from €1,758 to €963
- Gross operating margin -€474
down €474 (-5.0%), from €9,522 to €9,048
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €20,030 | €14,167 | -€5,863 | -29.3% |
| Fixed assets | 21/28 | €19,771 | €11,842 | -€7,929 | -40.1% |
| Tangible fixed assets | 22/27 | €19,771 | €11,842 | -€7,929 | -40.1% |
| Furniture and vehicles | 24 | €19,771 | €11,842 | -€7,929 | -40.1% |
| Current assets | 29/58 | €259 | €2,325 | +€2,066 | +797.8% |
| Cash at bank and in hand | 54/58 | €259 | €1,359 | +€1,100 | +424.8% |
| Deferred charges and accrued income | 490/1 | - | €966 | +€966 | |
| Total equity and liabilities | 10/49 | €20,030 | €14,167 | -€5,863 | -29.3% |
| Equity | 10/15 | €2,496 | €2,516 | +€20 | +0.8% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,396 | €2,416 | +€20 | +0.8% |
| Amounts payable | 17/49 | €17,534 | €11,651 | -€5,883 | -33.6% |
| Amounts payable within one year | 42/48 | €17,534 | €11,222 | -€6,311 | -36.0% |
| Trade debts | 44 | €645 | - | -€645 | |
| Suppliers | 440/4 | €604 | - | -€604 | |
| Bills of exchange payable | 441 | €41 | - | -€41 | |
| Taxes, remuneration and social security | 45 | €1,577 | €2,264 | +€686 | +43.5% |
| Taxes | 450/3 | €1,577 | €2,264 | +€686 | +43.5% |
| Other amounts payable | 47/48 | €15,312 | €8,959 | -€6,353 | -41.5% |
| Accrued charges and deferred income | 492/3 | - | €429 | +€429 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,019 | €7,929 | +€3,910 | +97.3% |
| Other operating charges | 640/8 | €1,758 | €963 | -€795 | -45.2% |
| Gross operating margin | 9900 | €9,522 | €9,048 | -€474 | -5.0% |
| Operating profit (loss) | 9901 | €3,745 | €156 | -€3,590 | -95.8% |
| Financial income | 75/76B | €8 | - | -€8 | |
| Recurring financial income | 75 | €8 | - | -€8 | |
| Financial charges | 65/66B | €91 | €56 | -€36 | -38.9% |
| Recurring financial charges | 65 | €91 | €56 | -€36 | -38.9% |
| Profit (loss) for the period before taxes | 9903 | €3,662 | €100 | -€3,562 | -97.3% |
| Income taxes | 67/77 | €1,265 | €80 | -€1,185 | -93.7% |
| Profit (loss) for the period | 9904 | €2,396 | €20 | -€2,376 | -99.2% |
| Profit (loss) for the period to be appropriated | 9905 | €2,396 | €20 | -€2,376 | -99.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.