RAMI SERVICES: what changed
What changed
RAMI SERVICES
NACE 70.200, Business and other management consultancy
filed annual accounts (NBB)
Net result for the year
€566,667
2024 · €606,832-€40,164
Equity
€1.3m
2024 · €1.2m+€166,667
Cash
€174,703
2024 · €222,013-€47,310
Balance sheet total
€2.0m
2024 · €1.8m+€175,976
Largest movements
Assets
- Receivables within one year +€290,007
up €290,007 (+19.8%), from €1.5m to €1.8m
of which Other amounts receivable: +€305,341
- Cash -€47,310
down €47,310 (-21.3%), from €222,013 to €174,703
mainly Contributions, distributions and other (-€400,000) and Receivables within one year (-€290,007)
- Tangible fixed assets -€36,040
down €36,040 (-32.0%), from €112,726 to €76,686
of which Furniture and vehicles: -€25,421
- Intangible fixed assets -€31,761
no longer reported in 2025 (was €31,761)
Equity and liabilities
- Reserves +€166,667
up €166,667 (+15.1%), from €1.1m to €1.3m
of which Distributable reserves: +€166,667
- Trade debts +€35,772
up €35,772 (+32.8%), from €109,188 to €144,959
- Tax, wage and social debts -€26,462
down €26,462 (-15.6%), from €169,615 to €143,152
of which Remuneration and social security: -€14,967
Income statement
- Turnover -€117,457
down €117,457 (-3.8%), from €3.1m to €3.0m
- Goods and materials -€44,002
down €44,002 (-8.9%), from €494,275 to €450,273
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€606,832
Turnover
-€117,457
Other operating income
+€9,980
Goods and materials
+€44,002
Services and other goods
-€6,935
Staff costs
+€10,635
Depreciation
+€13,800
Other operating charges
+€312
Financial income
-€6,614
Financial charges
-€185
Taxes
+€12,298
Result 2025
€566,667
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€354,774
Investment
-€2,084
Financing
-€400,000
Cash 2024
€222,013
From operations (derived)
+€354,774
Net result for the year
+€566,667
Depreciation
+€69,886
Receivables within one year
-€290,007
Deferred charges and accrued income
-€1,081
Trade debts
+€35,772
Tax, wage and social debts
-€26,462
Investment (derived)
-€2,084
Investment in fixed assets (net)
-€2,084
Financing
-€400,000
Contributions, distributions and other
-€400,000
Cash 2025
€174,703
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,842,736 | €2,018,712 | +€175,976 | +9.5% |
| Fixed assets | 21/28 | €153,452 | €85,651 | -€67,802 | -44.2% |
| Intangible fixed assets | 21 | €31,761 | - | -€31,761 | |
| Tangible fixed assets | 22/27 | €112,726 | €76,686 | -€36,040 | -32.0% |
| Plant, machinery and equipment | 23 | €1,321 | €854 | -€467 | -35.3% |
| Furniture and vehicles | 24 | €74,727 | €49,306 | -€25,421 | -34.0% |
| Other tangible fixed assets | 26 | €36,679 | €26,526 | -€10,152 | -27.7% |
| Financial fixed assets | 28 | €8,965 | €8,965 | = | 0.0% |
| Other financial fixed assets | 284/8 | €8,965 | €8,965 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €8,965 | €8,965 | = | 0.0% |
| Current assets | 29/58 | €1,689,283 | €1,933,062 | +€243,778 | +14.4% |
| Amounts receivable within one year | 40/41 | €1,466,405 | €1,756,412 | +€290,007 | +19.8% |
| Trade receivables | 40 | €557,101 | €541,766 | -€15,335 | -2.8% |
| Other amounts receivable | 41 | €909,304 | €1,214,646 | +€305,341 | +33.6% |
| Cash at bank and in hand | 54/58 | €222,013 | €174,703 | -€47,310 | -21.3% |
| Deferred charges and accrued income | 490/1 | €865 | €1,947 | +€1,081 | +125% |
| Total equity and liabilities | 10/49 | €1,842,736 | €2,018,712 | +€175,976 | +9.5% |
| Equity | 10/15 | €1,163,933 | €1,330,601 | +€166,667 | +14.3% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €1,102,433 | €1,269,101 | +€166,667 | +15.1% |
| Non-distributable reserves | 130/1 | €6,150 | €6,150 | = | 0.0% |
| Legal reserve | 130 | €6,150 | €6,150 | = | 0.0% |
| Distributable reserves | 133 | €1,096,283 | €1,262,951 | +€166,667 | +15.2% |
| Amounts payable | 17/49 | €678,802 | €688,112 | +€9,309 | +1.4% |
| Amounts payable within one year | 42/48 | €678,802 | €688,112 | +€9,309 | +1.4% |
| Trade debts | 44 | €109,188 | €144,959 | +€35,772 | +32.8% |
| Suppliers | 440/4 | €109,188 | €144,959 | +€35,772 | +32.8% |
| Taxes, remuneration and social security | 45 | €169,615 | €143,152 | -€26,462 | -15.6% |
| Taxes | 450/3 | €56,446 | €44,951 | -€11,495 | -20.4% |
| Remuneration and social security | 454/9 | €113,169 | €98,202 | -€14,967 | -13.2% |
| Other amounts payable | 47/48 | €400,000 | €400,000 | = | 0.0% |
| Operating income | 70/76A | €3,145,002 | €3,037,525 | -€107,477 | -3.4% |
| Turnover | 70 | €3,123,871 | €3,006,414 | -€117,457 | -3.8% |
| Other operating income | 74 | €21,131 | €31,111 | +€9,980 | +47.2% |
| Operating charges | 60/66A | €2,350,268 | €2,288,454 | -€61,814 | -2.6% |
| Goods for resale, raw materials and consumables | 60 | €494,275 | €450,273 | -€44,002 | -8.9% |
| Purchases | 600/8 | €494,275 | €450,273 | -€44,002 | -8.9% |
| Services and other goods | 61 | €825,167 | €832,102 | +€6,935 | +0.8% |
| Remuneration, social security and pensions | 62 | €944,256 | €933,621 | -€10,635 | -1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €83,686 | €69,886 | -€13,800 | -16.5% |
| Other operating charges | 640/8 | €2,883 | €2,572 | -€312 | -10.8% |
| Operating profit (loss) | 9901 | €794,734 | €749,071 | -€45,664 | -5.7% |
| Financial income | 75/76B | €27,883 | €21,269 | -€6,614 | -23.7% |
| Recurring financial income | 75 | €27,883 | €21,269 | -€6,614 | -23.7% |
| Income from current assets | 751 | €27,883 | €21,157 | -€6,725 | -24.1% |
| Other financial income | 752/9 | €1 | €112 | +€111 | +17,947% |
| Financial charges | 65/66B | €1,891 | €2,075 | +€185 | +9.8% |
| Recurring financial charges | 65 | €1,891 | €2,075 | +€185 | +9.8% |
| Debt charges | 650 | €1,884 | €2,075 | +€191 | +10.2% |
| Other financial charges | 652/9 | €7 | - | -€7 | |
| Profit (loss) for the period before taxes | 9903 | €820,727 | €768,264 | -€52,462 | -6.4% |
| Income taxes | 67/77 | €213,895 | €201,597 | -€12,298 | -5.7% |
| Taxes | 670/3 | €213,895 | €201,597 | -€12,298 | -5.7% |
| Profit (loss) for the period | 9904 | €606,832 | €566,667 | -€40,164 | -6.6% |
| Profit (loss) for the period to be appropriated | 9905 | €606,832 | €566,667 | -€40,164 | -6.6% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.