RAMATE INVEST: what changed
What changed
RAMATE INVEST
NACE 64.210, Activities of holding companies
filed annual accounts (NBB)
Net result for the year
-€184,826
2024 · -€16,079-€168,746
Equity
€870,084
2024 · €1.1m-€184,826
Cash
-
not filed
Balance sheet total
€2.6m
2024 · €1.4m+€1.2m
Largest movements
Assets
- Tangible fixed assets +€1.4m
new in 2025: €1.4m
- Receivables after one year -€1.4m
no longer reported in 2025 (was €1.4m)
- Receivables within one year +€1.2m
new in 2025: €1.2m
of which Other amounts receivable: +€1.2m
Equity and liabilities
- Debts after one year +€1.5m
new in 2025: €1.5m
- Other debts -€172,961
down €172,961 (-91.1%), from €189,797 to €16,837
- Profit (loss) carried forward -€161,799
down €161,799 (-165%), from -€98,037 to -€259,836
- Current portion of long-term debt +€69,551
new in 2025: €69,551
Income statement
- Depreciation +€231,727
new in 2025: €231,727
- Gross operating margin +€107,737
up €107,737, from -€26,880 to €80,857
- Financial charges +€45,529
up €45,529 (+291%), from €15,635 to €61,164
of which Financial charges: +€44,889
- Financial income -€6,774
down €6,774 (-24.6%), from €27,592 to €20,818
of which Financial income: -€6,648
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€16,079
Gross operating margin
+€107,737
Depreciation
-€231,727
Other operating charges
-€31
Other operating items
-€97
Financial income
-€6,774
Financial charges
-€45,529
Deferred taxes and other
+€7,676
Result 2025
-€184,826
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,381,176 | €2,591,243 | +€1.2m | +87.6% |
| Fixed assets | 21/28 | €15,500 | €1,389,593 | +€1.4m | +8,865% |
| Tangible fixed assets | 22/27 | - | €1,376,593 | +€1.4m | |
| Land and buildings | 22 | - | €1,376,593 | +€1.4m | |
| Financial fixed assets | 28 | €15,500 | €13,000 | -€2,500 | -16.1% |
| Current assets | 29/58 | €1,365,676 | €1,201,650 | -€164,026 | -12.0% |
| Amounts receivable after more than one year | 29 | €1,365,676 | - | -€1.4m | |
| Other amounts receivable | 291 | €1,365,676 | - | -€1.4m | |
| Amounts receivable within one year | 40/41 | - | €1,200,227 | +€1.2m | |
| Trade receivables | 40 | - | €3,160 | +€3,160 | |
| Other amounts receivable | 41 | - | €1,197,067 | +€1.2m | |
| Deferred charges and accrued income | 490/1 | - | €1,423 | +€1,423 | |
| Total equity and liabilities | 10/49 | €1,381,176 | €2,591,243 | +€1.2m | +87.6% |
| Equity | 10/15 | €1,054,910 | €870,084 | -€184,826 | -17.5% |
| Contributions | 10/11 | €676,020 | €676,020 | = | 0.0% |
| Capital | 10 | €676,020 | €676,020 | = | 0.0% |
| Issued capital | 100 | €676,020 | €676,020 | = | 0.0% |
| Reserves | 13 | €476,927 | €453,900 | -€23,027 | -4.8% |
| Non-distributable reserves | 130/1 | €67,602 | €67,602 | = | 0.0% |
| Legal reserve | 130 | €67,602 | €67,602 | = | 0.0% |
| Tax-exempt reserves | 132 | €409,325 | €386,298 | -€23,027 | -5.6% |
| Profit (loss) carried forward | 14 | -€98,037 | -€259,836 | -€161,799 | -165% |
| Provisions and deferred taxes | 16 | €136,442 | €128,766 | -€7,676 | -5.6% |
| Deferred taxes | 168 | €136,442 | €128,766 | -€7,676 | -5.6% |
| Amounts payable | 17/49 | €189,824 | €1,592,392 | +€1.4m | +739% |
| Amounts payable after more than one year | 17 | - | €1,501,744 | +€1.5m | |
| Financial debts | 170/4 | - | €1,501,744 | +€1.5m | |
| Amounts payable within one year | 42/48 | €189,824 | €90,512 | -€99,312 | -52.3% |
| Current portion of amounts payable after more than one year | 42 | - | €69,551 | +€69,551 | |
| Trade debts | 44 | €27 | €4,124 | +€4,097 | +15,051% |
| Suppliers | 440/4 | €27 | €4,124 | +€4,097 | +15,051% |
| Other amounts payable | 47/48 | €189,797 | €16,837 | -€172,961 | -91.1% |
| Accrued charges and deferred income | 492/3 | - | €136 | +€136 | |
| Non-recurring operating income | 76A | €2,572 | €4,663 | +€2,091 | +81.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €231,727 | +€231,727 | |
| Other operating charges | 640/8 | €1,030 | €1,060 | +€31 | +3.0% |
| Non-recurring operating charges | 66A | €126 | €224 | +€97 | +77.2% |
| Gross operating margin | 9900 | -€26,880 | €80,857 | +€107,737 | |
| Operating profit (loss) | 9901 | -€28,036 | -€152,155 | -€124,119 | -443% |
| Financial income | 75/76B | €27,592 | €20,818 | -€6,774 | -24.6% |
| Recurring financial income | 75 | €27,465 | €20,818 | -€6,648 | -24.2% |
| Non-recurring financial income | 76B | €126 | - | -€126 | |
| Financial charges | 65/66B | €15,635 | €61,164 | +€45,529 | +291% |
| Recurring financial charges | 65 | €15,635 | €60,524 | +€44,889 | +287% |
| Non-recurring financial charges | 66B | - | €640 | +€640 | |
| Profit (loss) for the period before taxes | 9903 | -€16,079 | -€192,501 | -€176,422 | -1,097% |
| Transfer from deferred taxes | 780 | - | €7,676 | +€7,676 | |
| Profit (loss) for the period | 9904 | -€16,079 | -€184,826 | -€168,746 | -1,049% |
| Transfer from tax-exempt reserves | 789 | - | €23,027 | +€23,027 | |
| Profit (loss) for the period to be appropriated | 9905 | -€16,079 | -€161,799 | -€145,719 | -906% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.