RAMAFIN Consulting: what changed
What changed
RAMAFIN Consulting
NACE 70.200, Business and other management consultancy
filed annual accounts (NBB)
Net result for the year
€385,152
2024 · €306,273+€78,879
Equity
€12,225
2024 · €34,473-€22,248
Cash
€429,053
2024 · €224,184+€204,870
Balance sheet total
€1.3m
2024 · €1.1m+€208,365
Largest movements
Assets
- Cash +€204,870
up €204,870 (+91.4%), from €224,184 to €429,053
mainly Net result for the year (+€385,152) and Other debts (+€121,720)
- Tangible fixed assets +€16,983
up €16,983 (+2.0%), from €854,996 to €871,979
of which Plant, machinery and equipment: +€33,950
- Receivables within one year -€13,227
down €13,227 (-52.3%), from €25,281 to €12,053
of which Trade receivables: -€20,821
Equity and liabilities
- Other debts +€121,720
up €121,720 (+30.0%), from €405,672 to €527,392
- Debts after one year +€121,163
up €121,163 (+19.5%), from €620,102 to €741,264
- Profit (loss) carried forward -€22,248
down €22,248 (-68.5%), from €32,473 to €10,225
- Tax, wage and social debts -€13,486
down €13,486 (-82.5%), from €16,342 to €2,855
Income statement
- Gross operating margin +€107,514
up €107,514 (+23.6%), from €454,971 to €562,485
- Taxes +€24,718
up €24,718 (+25.2%), from €98,086 to €122,803
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€306,273
Gross operating margin
+€107,514
Depreciation
-€4,109
Other operating charges
-€482
Financial income
-€14
Financial charges
+€688
Taxes
-€24,718
Result 2025
€385,152
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€536,798
Investment
-€46,554
Financing
-€285,375
Cash 2024
€224,184
From operations (derived)
+€536,798
Net result for the year
+€385,152
Depreciation
+€29,571
Receivables within one year
+€13,227
Smaller working-capital items
-€597
Tax, wage and social debts
-€13,486
Other debts
+€121,720
Accrued charges and deferred income
+€1,211
Investment (derived)
-€46,554
Investment in fixed assets (net)
-€46,554
Financing
-€285,375
Debts after one year
+€121,163
Current portion of long-term debt
+€862
Contributions, distributions and other
-€407,400
Cash 2025
€429,053
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,105,939 | €1,314,303 | +€208,365 | +18.8% |
| Fixed assets | 21/28 | €854,996 | €871,979 | +€16,983 | +2.0% |
| Tangible fixed assets | 22/27 | €854,996 | €871,979 | +€16,983 | +2.0% |
| Land and buildings | 22 | €834,999 | €812,389 | -€22,610 | -2.7% |
| Plant, machinery and equipment | 23 | €17,147 | €51,097 | +€33,950 | +198% |
| Furniture and vehicles | 24 | €2,363 | €8,115 | +€5,751 | +243% |
| Leasing and similar rights | 25 | €487 | €378 | -€109 | -22.4% |
| Current assets | 29/58 | €250,942 | €442,324 | +€191,382 | +76.3% |
| Amounts receivable within one year | 40/41 | €25,281 | €12,053 | -€13,227 | -52.3% |
| Trade receivables | 40 | €20,821 | - | -€20,821 | |
| Other amounts receivable | 41 | €4,459 | €12,053 | +€7,594 | +170% |
| Cash at bank and in hand | 54/58 | €224,184 | €429,053 | +€204,870 | +91.4% |
| Deferred charges and accrued income | 490/1 | €1,478 | €1,218 | -€260 | -17.6% |
| Total equity and liabilities | 10/49 | €1,105,939 | €1,314,303 | +€208,365 | +18.8% |
| Equity | 10/15 | €34,473 | €12,225 | -€22,248 | -64.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €32,473 | €10,225 | -€22,248 | -68.5% |
| Amounts payable | 17/49 | €1,071,466 | €1,302,078 | +€230,612 | +21.5% |
| Amounts payable after more than one year | 17 | €620,102 | €741,264 | +€121,163 | +19.5% |
| Financial debts | 170/4 | €620,102 | €741,264 | +€121,163 | +19.5% |
| Amounts payable within one year | 42/48 | €451,364 | €559,603 | +€108,239 | +24.0% |
| Current portion of amounts payable after more than one year | 42 | €27,975 | €28,837 | +€862 | +3.1% |
| Trade debts | 44 | €1,376 | €518 | -€857 | -62.3% |
| Suppliers | 440/4 | €1,376 | €518 | -€857 | -62.3% |
| Taxes, remuneration and social security | 45 | €16,342 | €2,855 | -€13,486 | -82.5% |
| Taxes | 450/3 | €16,342 | €2,855 | -€13,486 | -82.5% |
| Other amounts payable | 47/48 | €405,672 | €527,392 | +€121,720 | +30.0% |
| Accrued charges and deferred income | 492/3 | - | €1,211 | +€1,211 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,462 | €29,571 | +€4,109 | +16.1% |
| Other operating charges | 640/8 | €2,829 | €3,311 | +€482 | +17.0% |
| Gross operating margin | 9900 | €454,971 | €562,485 | +€107,514 | +23.6% |
| Operating profit (loss) | 9901 | €426,680 | €529,603 | +€102,923 | +24.1% |
| Financial income | 75/76B | €719 | €704 | -€14 | -2.0% |
| Recurring financial income | 75 | €719 | €704 | -€14 | -2.0% |
| Financial charges | 65/66B | €23,039 | €22,351 | -€688 | -3.0% |
| Recurring financial charges | 65 | €23,039 | €22,351 | -€688 | -3.0% |
| Profit (loss) for the period before taxes | 9903 | €404,359 | €507,956 | +€103,596 | +25.6% |
| Income taxes | 67/77 | €98,086 | €122,803 | +€24,718 | +25.2% |
| Profit (loss) for the period | 9904 | €306,273 | €385,152 | +€78,879 | +25.8% |
| Profit (loss) for the period to be appropriated | 9905 | €306,273 | €385,152 | +€78,879 | +25.8% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.