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RAMABEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RAMABEL

BE 0441.060.384
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2023 against 2025not consecutivefiled annual accounts (NBB)
Net result for the year
€42,406
2023 · €54,897-€12,491
Equity
-€28,417
2023 · -€51,311+€22,894
Cash
€179,775
2023 · €167,054+€12,721
Balance sheet total
€416,000
2023 · €334,767+€81,233

Largest movements

2023 to 2025
Assets
  • Receivables within one year +€57,010

    up €57,010 (+68.7%), from €83,032 to €140,042

    of which Trade receivables: +€59,554

  • Cash +€12,721

    up €12,721 (+7.6%), from €167,054 to €179,775

  • Stocks and contracts +€8,420

    up €8,420 (+14.0%), from €60,253 to €68,673

Equity and liabilities
  • Other debts +€34,258

    up €34,258 (+9.2%), from €371,119 to €405,377

  • Trade debts +€27,760

    up €27,760 (+263.4%), from €10,539 to €38,299

  • Profit (loss) carried forward +€22,894

    up €22,894 (+12.2%), from -€187,653 to -€164,759

Income statement
  • Gross operating margin +€51,510

    up €51,510 (+245.5%), from €20,986 to €72,496

  • Other operating charges -€1,103

    down €1,103 (-16.4%), from €6,740 to €5,637

  • Staff costs +€1,017

    up €1,017 (+4.5%), from €22,801 to €23,818

From the 2023 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €54,897
Gross operating margin +€51,510
Staff costs -€1,017
Depreciation -€379
Other operating charges +€1,103
Financial income -€81
Financial charges -€158
Deferred taxes and other -€63,469
Result 2025 €42,406

Cash bridge derived

cash 2023 to 2025

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 46 lines
Line Code 2023 2025 Change %
Total assets 20/58 €334,767 €416,000 +€81,233 +24.3%
Fixed assets 21/28 €22,428 €22,029 -€399 -1.8%
Tangible fixed assets 22/27 €22,303 €21,904 -€399 -1.8%
Land and buildings 22 €21,125 €21,125 +€0 0.0%
Furniture and vehicles 24 €1,178 €779 -€399 -33.9%
Financial fixed assets 28 €125 €125 = 0.0%
Current assets 29/58 €312,340 €393,971 +€81,631 +26.1%
Stocks and contracts in progress 3 €60,253 €68,673 +€8,420 +14.0%
Stocks 30/36 €60,253 €68,673 +€8,420 +14.0%
Amounts receivable within one year 40/41 €83,032 €140,042 +€57,010 +68.7%
Trade receivables 40 €19,026 €78,580 +€59,554 +313.0%
Other amounts receivable 41 €64,005 €61,462 -€2,543 -4.0%
Cash at bank and in hand 54/58 €167,054 €179,775 +€12,721 +7.6%
Deferred charges and accrued income 490/1 €2,001 €5,481 +€3,480 +173.9%
Total equity and liabilities 10/49 €334,767 €416,000 +€81,233 +24.3%
Equity 10/15 -€51,311 -€28,417 +€22,894 +44.6%
Contributions 10/11 €123,947 €123,947 -€0 0.0%
Capital 10 €123,947 - -€123,947
Issued capital 100 €123,947 - -€123,947
Reserves 13 €12,395 €12,395 +€0 0.0%
Non-distributable reserves 130/1 €12,395 €12,395 +€0 0.0%
Legal reserve 130 €12,395 - -€12,395
Reserves not available under the articles 1311 - €12,395 +€12,395
Profit (loss) carried forward 14 -€187,653 -€164,759 +€22,894 +12.2%
Amounts payable 17/49 €386,078 €444,417 +€58,339 +15.1%
Amounts payable within one year 42/48 €386,078 €444,417 +€58,339 +15.1%
Trade debts 44 €10,539 €38,299 +€27,760 +263.4%
Suppliers 440/4 €10,539 €38,299 +€27,760 +263.4%
Taxes, remuneration and social security 45 €4,420 €741 -€3,679 -83.2%
Taxes 450/3 - €741 +€741
Remuneration and social security 454/9 €4,420 - -€4,420
Other amounts payable 47/48 €371,119 €405,377 +€34,258 +9.2%
Remuneration, social security and pensions 62 €22,801 €23,818 +€1,017 +4.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €20 €399 +€379 +1927.4%
Other operating charges 640/8 €6,740 €5,637 -€1,103 -16.4%
Gross operating margin 9900 €20,986 €72,496 +€51,510 +245.5%
Operating profit (loss) 9901 -€8,575 €42,642 +€51,217
Financial income 75/76B €81 - -€81
Recurring financial income 75 €81 - -€81
Financial charges 65/66B €78 €236 +€158 +202.1%
Recurring financial charges 65 €78 €236 +€158 +202.1%
Profit (loss) for the period before taxes 9903 -€8,572 €42,406 +€50,978
Transfer from deferred taxes 780 €63,469 - -€63,469
Profit (loss) for the period 9904 €54,897 €42,406 -€12,491 -22.8%
Transfer from tax-exempt reserves 789 €190,406 - -€190,406
Profit (loss) for the period to be appropriated 9905 €245,304 €42,406 -€202,898 -82.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.