RAM TRAD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RAM TRAD
Largest movements
- Cash +€2,186
up €2,186 (+20.4%), from €10,731 to €12,917
mainly Net result for the year (+€10,294) and Depreciation (+€1,754)
- Tangible fixed assets -€1,754
down €1,754 (-27.0%), from €6,507 to €4,753
- Receivables within one year -€1,421
down €1,421 (-14.9%), from €9,564 to €8,143
of which Other amounts receivable: -€1,331
- Profit (loss) carried forward +€3,235
up €3,235 (+80.4%), from €4,024 to €7,259
- Trade debts -€2,625
down €2,625 (-61.8%), from €4,248 to €1,624
- Other debts -€1,371
down €1,371 (-9.9%), from €13,824 to €12,453
- Gross operating margin +€2,311
up €2,311 (+16.1%), from €14,383 to €16,693
- Taxes +€743
up €743 (+22.0%), from €3,380 to €4,123
- Depreciation +€456
up €456 (+35.2%), from €1,297 to €1,754
- Other operating charges +€193
up €193 (+93.2%), from €207 to €400
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €27,252 | €26,263 | -€989 | -3.6% |
| Fixed assets | 21/28 | €6,507 | €4,753 | -€1,754 | -27.0% |
| Tangible fixed assets | 22/27 | €6,507 | €4,753 | -€1,754 | -27.0% |
| Furniture and vehicles | 24 | €6,507 | €4,753 | -€1,754 | -27.0% |
| Current assets | 29/58 | €20,745 | €21,510 | +€765 | +3.7% |
| Amounts receivable within one year | 40/41 | €9,564 | €8,143 | -€1,421 | -14.9% |
| Trade receivables | 40 | €5,944 | €5,854 | -€91 | -1.5% |
| Other amounts receivable | 41 | €3,620 | €2,290 | -€1,331 | -36.7% |
| Cash at bank and in hand | 54/58 | €10,731 | €12,917 | +€2,186 | +20.4% |
| Deferred charges and accrued income | 490/1 | €450 | €450 | = | 0.0% |
| Total equity and liabilities | 10/49 | €27,252 | €26,263 | -€989 | -3.6% |
| Equity | 10/15 | €7,891 | €11,126 | +€3,235 | +41.0% |
| Contributions | 10/11 | €2,007 | €2,007 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,024 | €7,259 | +€3,235 | +80.4% |
| Amounts payable | 17/49 | €19,361 | €15,137 | -€4,224 | -21.8% |
| Amounts payable within one year | 42/48 | €19,361 | €15,137 | -€4,224 | -21.8% |
| Trade debts | 44 | €4,248 | €1,624 | -€2,625 | -61.8% |
| Suppliers | 440/4 | €4,248 | €1,624 | -€2,625 | -61.8% |
| Taxes, remuneration and social security | 45 | €1,289 | €1,060 | -€229 | -17.7% |
| Taxes | 450/3 | €1,289 | €1,060 | -€229 | -17.7% |
| Other amounts payable | 47/48 | €13,824 | €12,453 | -€1,371 | -9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,297 | €1,754 | +€456 | +35.2% |
| Other operating charges | 640/8 | €207 | €400 | +€193 | +93.2% |
| Gross operating margin | 9900 | €14,383 | €16,693 | +€2,311 | +16.1% |
| Operating profit (loss) | 9901 | €12,878 | €14,540 | +€1,661 | +12.9% |
| Financial income | 75/76B | €20 | €8 | -€12 | -60.4% |
| Recurring financial income | 75 | €20 | €8 | -€12 | -60.4% |
| Financial charges | 65/66B | €219 | €131 | -€87 | -40.0% |
| Recurring financial charges | 65 | €219 | €131 | -€87 | -40.0% |
| Profit (loss) for the period before taxes | 9903 | €12,680 | €14,417 | +€1,737 | +13.7% |
| Income taxes | 67/77 | €3,380 | €4,123 | +€743 | +22.0% |
| Profit (loss) for the period | 9904 | €9,300 | €10,294 | +€994 | +10.7% |
| Profit (loss) for the period to be appropriated | 9905 | €9,300 | €10,294 | +€994 | +10.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.