RAM INFORMATIQUE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
RAM INFORMATIQUE
Largest movements
- Tangible fixed assets -€6,936
down €6,936 (-35.3%), from €19,653 to €12,717
of which Furniture and vehicles: -€5,669
- Current investments +€5,450
up €5,450 (+2.1%), from €259,512 to €264,962
- Reserves -€75,500
down €75,500 (-22.3%), from €337,900 to €262,400
- Other debts +€64,991
up €64,991 (+125.0%), from €51,981 to €116,972
- Tax, wage and social debts +€7,940
up €7,940 (+32.4%), from €24,502 to €32,442
of which Remuneration and social security: +€4,925
- Gross operating margin -€89,573
down €89,573 (-61.5%), from €145,745 to €56,171
- Taxes -€26,483
down €26,483 (-62.4%), from €42,426 to €15,943
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €429,312 | €426,797 | -€2,515 | -0.6% |
| Fixed assets | 21/28 | €20,025 | €12,717 | -€7,308 | -36.5% |
| Tangible fixed assets | 22/27 | €19,653 | €12,717 | -€6,936 | -35.3% |
| Furniture and vehicles | 24 | €14,722 | €9,052 | -€5,669 | -38.5% |
| Other tangible fixed assets | 26 | €4,931 | €3,665 | -€1,266 | -25.7% |
| Financial fixed assets | 28 | €372 | - | -€372 | |
| Current assets | 29/58 | €409,287 | €414,080 | +€4,793 | +1.2% |
| Amounts receivable within one year | 40/41 | €16,240 | €16,231 | -€9 | -0.1% |
| Trade receivables | 40 | €16,240 | €13,231 | -€3,009 | -18.5% |
| Other amounts receivable | 41 | - | €3,000 | +€3,000 | |
| Current investments | 50/53 | €259,512 | €264,962 | +€5,450 | +2.1% |
| Cash at bank and in hand | 54/58 | €130,320 | €129,458 | -€861 | -0.7% |
| Deferred charges and accrued income | 490/1 | €3,216 | €3,430 | +€214 | +6.6% |
| Total equity and liabilities | 10/49 | €429,312 | €426,797 | -€2,515 | -0.6% |
| Equity | 10/15 | €351,534 | €276,034 | -€75,500 | -21.5% |
| Contributions | 10/11 | €13,634 | €13,634 | = | 0.0% |
| Reserves | 13 | €337,900 | €262,400 | -€75,500 | -22.3% |
| Distributable reserves | 133 | €337,900 | €262,400 | -€75,500 | -22.3% |
| Amounts payable | 17/49 | €77,778 | €150,763 | +€72,985 | +93.8% |
| Amounts payable within one year | 42/48 | €77,353 | €150,256 | +€72,903 | +94.2% |
| Trade debts | 44 | €870 | €842 | -€28 | -3.2% |
| Suppliers | 440/4 | €870 | €842 | -€28 | -3.2% |
| Taxes, remuneration and social security | 45 | €24,502 | €32,442 | +€7,940 | +32.4% |
| Taxes | 450/3 | €24,502 | €27,517 | +€3,015 | +12.3% |
| Remuneration and social security | 454/9 | - | €4,925 | +€4,925 | |
| Other amounts payable | 47/48 | €51,981 | €116,972 | +€64,991 | +125.0% |
| Accrued charges and deferred income | 492/3 | €425 | €508 | +€83 | +19.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,319 | €6,936 | -€384 | -5.2% |
| Other operating charges | 640/8 | €958 | €990 | +€32 | +3.3% |
| Gross operating margin | 9900 | €145,745 | €56,171 | -€89,573 | -61.5% |
| Operating profit (loss) | 9901 | €137,467 | €48,246 | -€89,221 | -64.9% |
| Financial income | 75/76B | €5,586 | €6,229 | +€643 | +11.5% |
| Recurring financial income | 75 | €5,586 | €6,229 | +€643 | +11.5% |
| Financial charges | 65/66B | €92 | €85 | -€7 | -7.7% |
| Recurring financial charges | 65 | €92 | €85 | -€7 | -7.7% |
| Profit (loss) for the period before taxes | 9903 | €142,961 | €54,390 | -€88,571 | -62.0% |
| Income taxes | 67/77 | €42,426 | €15,943 | -€26,483 | -62.4% |
| Profit (loss) for the period | 9904 | €100,536 | €38,447 | -€62,089 | -61.8% |
| Profit (loss) for the period to be appropriated | 9905 | €100,536 | €38,447 | -€62,089 | -61.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.