RAFAEL URIA AGENCIES: what changed
RAFAEL URIA AGENCIES
Largest movements
- Deferred charges and accrued income +€13,596
up €13,596 (+1,889%), from €720 to €14,316
- Tangible fixed assets -€11,334
down €11,334 (-4.6%), from €243,844 to €232,510
of which Land and buildings: -€9,359
- Reserves +€26,718
up €26,718 (+75.1%), from €35,561 to €62,279
- Debts after one year -€18,107
down €18,107 (-47.2%), from €38,396 to €20,289
- Other debts -€14,449
down €14,449 (-15.2%), from €94,770 to €80,321
- Tax, wage and social debts +€5,302
up €5,302 (+36.5%), from €14,515 to €19,817
- Gross operating margin +€10,919
up €10,919 (+20.1%), from €54,446 to €65,365
- Taxes +€2,921
up €2,921 (+25.0%), from €11,703 to €14,623
- Other operating charges +€2,855
up €2,855 (+79.0%), from €3,616 to €6,472
- Financial charges +€728
up €728 (+32.2%), from €2,260 to €2,988
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €266,958 | €267,522 | +€564 | +0.2% |
| Fixed assets | 21/28 | €243,844 | €232,510 | -€11,334 | -4.6% |
| Tangible fixed assets | 22/27 | €243,844 | €232,510 | -€11,334 | -4.6% |
| Land and buildings | 22 | €238,672 | €229,313 | -€9,359 | -3.9% |
| Furniture and vehicles | 24 | €5,172 | €3,197 | -€1,975 | -38.2% |
| Current assets | 29/58 | €23,114 | €35,012 | +€11,899 | +51.5% |
| Stocks and contracts in progress | 3 | €931 | €1,191 | +€260 | +27.9% |
| Stocks | 30/36 | €931 | €1,191 | +€260 | +27.9% |
| Amounts receivable within one year | 40/41 | €21,463 | €19,505 | -€1,957 | -9.1% |
| Trade receivables | 40 | €20,470 | €18,748 | -€1,722 | -8.4% |
| Other amounts receivable | 41 | €993 | €758 | -€235 | -23.7% |
| Deferred charges and accrued income | 490/1 | €720 | €14,316 | +€13,596 | +1,889% |
| Total equity and liabilities | 10/49 | €266,958 | €267,522 | +€564 | +0.2% |
| Equity | 10/15 | €38,561 | €65,279 | +€26,718 | +69.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €35,561 | €62,279 | +€26,718 | +75.1% |
| Distributable reserves | 133 | €35,561 | €62,279 | +€26,718 | +75.1% |
| Amounts payable | 17/49 | €228,397 | €202,243 | -€26,154 | -11.5% |
| Amounts payable after more than one year | 17 | €38,396 | €20,289 | -€18,107 | -47.2% |
| Financial debts | 170/4 | €38,396 | €20,289 | -€18,107 | -47.2% |
| Amounts payable within one year | 42/48 | €134,301 | €126,254 | -€8,047 | -6.0% |
| Current portion of amounts payable after more than one year | 42 | €17,529 | €18,107 | +€577 | +3.3% |
| Financial debts | 43 | €4,694 | €3,815 | -€879 | -18.7% |
| Credit institutions | 430/8 | €4,694 | €3,815 | -€879 | -18.7% |
| Trade debts | 44 | €2,793 | €4,195 | +€1,402 | +50.2% |
| Suppliers | 440/4 | €2,793 | €4,195 | +€1,402 | +50.2% |
| Taxes, remuneration and social security | 45 | €14,515 | €19,817 | +€5,302 | +36.5% |
| Taxes | 450/3 | €14,515 | €19,817 | +€5,302 | +36.5% |
| Other amounts payable | 47/48 | €94,770 | €80,321 | -€14,449 | -15.2% |
| Accrued charges and deferred income | 492/3 | €55,700 | €55,700 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,630 | €14,564 | -€66 | -0.5% |
| Other operating charges | 640/8 | €3,616 | €6,472 | +€2,855 | +79.0% |
| Gross operating margin | 9900 | €54,446 | €65,365 | +€10,919 | +20.1% |
| Operating profit (loss) | 9901 | €36,200 | €44,330 | +€8,130 | +22.5% |
| Financial charges | 65/66B | €2,260 | €2,988 | +€728 | +32.2% |
| Recurring financial charges | 65 | €2,260 | €2,988 | +€728 | +32.2% |
| Profit (loss) for the period before taxes | 9903 | €33,940 | €41,341 | +€7,402 | +21.8% |
| Income taxes | 67/77 | €11,703 | €14,623 | +€2,921 | +25.0% |
| Profit (loss) for the period | 9904 | €22,237 | €26,718 | +€4,481 | +20.2% |
| Profit (loss) for the period to be appropriated | 9905 | €22,237 | €26,718 | +€4,481 | +20.2% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.