R20-Carfix: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
R20-Carfix
Largest movements
- Stocks and contracts -€6,160
down €6,160 (-41.3%), from €14,900 to €8,740
- Receivables within one year -€5,226
down €5,226 (-19.7%), from €26,590 to €21,364
- Deferred charges and accrued income -€745
down €745 (-66.0%), from €1,130 to €384
- Trade debts -€19,927
down €19,927 (-69.1%), from €28,819 to €8,892
- Profit (loss) carried forward +€8,145
up €8,145 (+73.6%), from -€11,061 to -€2,916
- Other debts -€1,809
down €1,809 (-8.7%), from €20,786 to €18,977
- Tax, wage and social debts +€1,136
up €1,136 (+9.8%), from €11,600 to €12,736
of which Taxes: +€834
- Gross operating margin +€3,085
up €3,085 (+5.9%), from €52,340 to €55,425
- Staff costs +€2,694
up €2,694 (+6.9%), from €39,166 to €41,860
- Other operating charges -€2,256
down €2,256 (-43.0%), from €5,247 to €2,992
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €62,355 | €49,900 | -€12,455 | -20.0% |
| Fixed assets | 21/28 | €7,470 | €6,865 | -€605 | -8.1% |
| Tangible fixed assets | 22/27 | €6,893 | €6,288 | -€605 | -8.8% |
| Plant, machinery and equipment | 23 | €1,444 | €1,178 | -€266 | -18.4% |
| Furniture and vehicles | 24 | €1,828 | €1,906 | +€78 | +4.2% |
| Other tangible fixed assets | 26 | €3,620 | €3,203 | -€417 | -11.5% |
| Financial fixed assets | 28 | €577 | €577 | = | 0.0% |
| Current assets | 29/58 | €54,885 | €43,035 | -€11,850 | -21.6% |
| Stocks and contracts in progress | 3 | €14,900 | €8,740 | -€6,160 | -41.3% |
| Stocks | 30/36 | €14,900 | €8,740 | -€6,160 | -41.3% |
| Amounts receivable within one year | 40/41 | €26,590 | €21,364 | -€5,226 | -19.7% |
| Trade receivables | 40 | €26,590 | €21,364 | -€5,226 | -19.7% |
| Cash at bank and in hand | 54/58 | €12,265 | €12,546 | +€281 | +2.3% |
| Deferred charges and accrued income | 490/1 | €1,130 | €384 | -€745 | -66.0% |
| Total equity and liabilities | 10/49 | €62,355 | €49,900 | -€12,455 | -20.0% |
| Equity | 10/15 | €1,150 | €9,295 | +€8,145 | +708% |
| Contributions | 10/11 | €12,100 | €12,100 | = | 0.0% |
| Reserves | 13 | €111 | €111 | = | 0.0% |
| Distributable reserves | 133 | €111 | €111 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€11,061 | -€2,916 | +€8,145 | +73.6% |
| Amounts payable | 17/49 | €61,204 | €40,605 | -€20,600 | -33.7% |
| Amounts payable within one year | 42/48 | €61,204 | €40,605 | -€20,600 | -33.7% |
| Trade debts | 44 | €28,819 | €8,892 | -€19,927 | -69.1% |
| Suppliers | 440/4 | €28,819 | €8,892 | -€19,927 | -69.1% |
| Taxes, remuneration and social security | 45 | €11,600 | €12,736 | +€1,136 | +9.8% |
| Taxes | 450/3 | €1,315 | €2,149 | +€834 | +63.5% |
| Remuneration and social security | 454/9 | €10,285 | €10,587 | +€302 | +2.9% |
| Other amounts payable | 47/48 | €20,786 | €18,977 | -€1,809 | -8.7% |
| Remuneration, social security and pensions | 62 | €39,166 | €41,860 | +€2,694 | +6.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,541 | €1,642 | +€101 | +6.5% |
| Other operating charges | 640/8 | €5,247 | €2,992 | -€2,256 | -43.0% |
| Gross operating margin | 9900 | €52,340 | €55,425 | +€3,085 | +5.9% |
| Operating profit (loss) | 9901 | €6,385 | €8,931 | +€2,546 | +39.9% |
| Financial income | 75/76B | €3 | €46 | +€43 | +1,348% |
| Recurring financial income | 75 | €3 | €46 | +€43 | +1,348% |
| Financial charges | 65/66B | €561 | €481 | -€80 | -14.3% |
| Recurring financial charges | 65 | €561 | €481 | -€80 | -14.3% |
| Profit (loss) for the period before taxes | 9903 | €5,826 | €8,496 | +€2,669 | +45.8% |
| Income taxes | 67/77 | - | €351 | +€351 | |
| Profit (loss) for the period | 9904 | €5,826 | €8,145 | +€2,319 | +39.8% |
| Profit (loss) for the period to be appropriated | 9905 | €5,826 | €8,145 | +€2,319 | +39.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.