R.V.B. TEXTILES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
R.V.B. TEXTILES
Largest movements
- Current investments -€150,000
down €150,000 (-60.0%), from €250,000 to €100,000
- Tangible fixed assets -€33,606
down €33,606 (-12.6%), from €267,677 to €234,071
of which Furniture and vehicles: -€19,446
- Stocks and contracts +€20,546
up €20,546 (+8.6%), from €238,955 to €259,501
- Reserves -€68,362
down €68,362 (-8.5%), from €804,438 to €736,076
- Trade debts -€59,536
down €59,536 (-66.1%), from €90,076 to €30,540
- Tax, wage and social debts -€13,182
down €13,182 (-14.3%), from €92,119 to €78,937
of which Taxes: -€14,822
- Gross operating margin -€63,258
down €63,258 (-16.0%), from €394,578 to €331,320
- Taxes -€27,113
down €27,113 (-43.8%), from €61,953 to €34,840
- Staff costs +€7,628
up €7,628 (+4.4%), from €172,313 to €179,941
- Financial income +€5,599
up €5,599 (+1,744%), from €321 to €5,920
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,039,629 | €889,553 | -€150,076 | -14.4% |
| Fixed assets | 21/28 | €267,677 | €234,071 | -€33,606 | -12.6% |
| Tangible fixed assets | 22/27 | €267,677 | €234,071 | -€33,606 | -12.6% |
| Land and buildings | 22 | €199,849 | €185,689 | -€14,160 | -7.1% |
| Furniture and vehicles | 24 | €67,828 | €48,382 | -€19,446 | -28.7% |
| Current assets | 29/58 | €771,952 | €655,482 | -€116,470 | -15.1% |
| Amounts receivable after more than one year | 29 | €353 | €353 | = | 0.0% |
| Other amounts receivable | 291 | €353 | €353 | = | 0.0% |
| Stocks and contracts in progress | 3 | €238,955 | €259,501 | +€20,546 | +8.6% |
| Stocks | 30/36 | €238,955 | €259,501 | +€20,546 | +8.6% |
| Amounts receivable within one year | 40/41 | €137,065 | €140,987 | +€3,922 | +2.9% |
| Trade receivables | 40 | €136,968 | €139,204 | +€2,236 | +1.6% |
| Other amounts receivable | 41 | €97 | €1,783 | +€1,686 | +1,738% |
| Current investments | 50/53 | €250,000 | €100,000 | -€150,000 | -60.0% |
| Cash at bank and in hand | 54/58 | €145,579 | €154,641 | +€9,062 | +6.2% |
| Total equity and liabilities | 10/49 | €1,039,629 | €889,553 | -€150,076 | -14.4% |
| Equity | 10/15 | €823,438 | €755,076 | -€68,362 | -8.3% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Reserves | 13 | €804,438 | €736,076 | -€68,362 | -8.5% |
| Distributable reserves | 133 | €804,438 | €736,076 | -€68,362 | -8.5% |
| Provisions and deferred taxes | 16 | €25,000 | €25,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €25,000 | €25,000 | = | 0.0% |
| Pensions and similar obligations | 160 | €25,000 | €25,000 | = | 0.0% |
| Amounts payable | 17/49 | €191,191 | €109,477 | -€81,714 | -42.7% |
| Amounts payable within one year | 42/48 | €191,191 | €109,477 | -€81,714 | -42.7% |
| Current portion of amounts payable after more than one year | 42 | €8,996 | - | -€8,996 | |
| Trade debts | 44 | €90,076 | €30,540 | -€59,536 | -66.1% |
| Suppliers | 440/4 | €90,076 | €30,540 | -€59,536 | -66.1% |
| Taxes, remuneration and social security | 45 | €92,119 | €78,937 | -€13,182 | -14.3% |
| Taxes | 450/3 | €69,877 | €55,055 | -€14,822 | -21.2% |
| Remuneration and social security | 454/9 | €22,242 | €23,882 | +€1,640 | +7.4% |
| Remuneration, social security and pensions | 62 | €172,313 | €179,941 | +€7,628 | +4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €33,802 | €33,605 | -€197 | -0.6% |
| Other operating charges | 640/8 | €5,228 | €5,403 | +€175 | +3.3% |
| Gross operating margin | 9900 | €394,578 | €331,320 | -€63,258 | -16.0% |
| Operating profit (loss) | 9901 | €183,235 | €112,371 | -€70,864 | -38.7% |
| Financial income | 75/76B | €321 | €5,920 | +€5,599 | +1,744% |
| Recurring financial income | 75 | €321 | €5,920 | +€5,599 | +1,744% |
| Financial charges | 65/66B | €668 | €258 | -€410 | -61.4% |
| Recurring financial charges | 65 | €668 | €258 | -€410 | -61.4% |
| Profit (loss) for the period before taxes | 9903 | €182,888 | €118,033 | -€64,855 | -35.5% |
| Income taxes | 67/77 | €61,953 | €34,840 | -€27,113 | -43.8% |
| Profit (loss) for the period | 9904 | €120,935 | €83,193 | -€37,742 | -31.2% |
| Profit (loss) for the period to be appropriated | 9905 | €120,935 | €83,193 | -€37,742 | -31.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.