R&M4you: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
R&M4you
Largest movements
- Cash -€7,062
down €7,062 (-61.4%), from €11,510 to €4,449
mainly Net result for the year (-€21,297) and Tax, wage and social debts (-€9,803)
- Stocks and contracts -€1,910
down €1,910 (-54.2%), from €3,525 to €1,615
- Tangible fixed assets -€224
down €224 (-25.0%), from €896 to €672
- Profit (loss) carried forward -€21,297
down €21,297 (-27.6%), from -€77,151 to -€98,448
- Other debts +€17,800
up €17,800 (+43.0%), from €41,412 to €59,212
- Tax, wage and social debts -€9,803
down €9,803 (-36.2%), from €27,058 to €17,254
of which Remuneration and social security: -€14,719
- Trade debts +€4,104
up €4,104 (+98.9%), from €4,152 to €8,257
- Gross operating margin -€39,775
down €39,775 (-88.0%), from €45,209 to €5,434
- Staff costs -€29,767
down €29,767 (-58.7%), from €50,687 to €20,920
- Other operating charges +€5,094
up €5,094 (+4,317%), from €118 to €5,212
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,931 | €6,735 | -€9,195 | -57.7% |
| Fixed assets | 21/28 | €896 | €672 | -€224 | -25.0% |
| Tangible fixed assets | 22/27 | €896 | €672 | -€224 | -25.0% |
| Other tangible fixed assets | 26 | €896 | €672 | -€224 | -25.0% |
| Current assets | 29/58 | €15,035 | €6,063 | -€8,972 | -59.7% |
| Stocks and contracts in progress | 3 | €3,525 | €1,615 | -€1,910 | -54.2% |
| Stocks | 30/36 | €3,525 | €1,615 | -€1,910 | -54.2% |
| Cash at bank and in hand | 54/58 | €11,510 | €4,449 | -€7,062 | -61.4% |
| Total equity and liabilities | 10/49 | €15,931 | €6,735 | -€9,195 | -57.7% |
| Equity | 10/15 | -€56,691 | -€77,988 | -€21,297 | -37.6% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€77,151 | -€98,448 | -€21,297 | -27.6% |
| Amounts payable | 17/49 | €72,622 | €84,723 | +€12,101 | +16.7% |
| Amounts payable within one year | 42/48 | €72,622 | €84,723 | +€12,101 | +16.7% |
| Trade debts | 44 | €4,152 | €8,257 | +€4,104 | +98.9% |
| Suppliers | 440/4 | €4,152 | €8,257 | +€4,104 | +98.9% |
| Taxes, remuneration and social security | 45 | €27,058 | €17,254 | -€9,803 | -36.2% |
| Taxes | 450/3 | €8,589 | €13,504 | +€4,916 | +57.2% |
| Remuneration and social security | 454/9 | €18,469 | €3,750 | -€14,719 | -79.7% |
| Other amounts payable | 47/48 | €41,412 | €59,212 | +€17,800 | +43.0% |
| Remuneration, social security and pensions | 62 | €50,687 | €20,920 | -€29,767 | -58.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €224 | €224 | = | 0.0% |
| Other operating charges | 640/8 | €118 | €5,212 | +€5,094 | +4,317% |
| Gross operating margin | 9900 | €45,209 | €5,434 | -€39,775 | -88.0% |
| Operating profit (loss) | 9901 | -€5,820 | -€20,921 | -€15,101 | -259% |
| Financial income | 75/76B | €1 | €0 | -€1 | -99.2% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -99.2% |
| Financial charges | 65/66B | €163 | €376 | +€213 | +130% |
| Recurring financial charges | 65 | €163 | €376 | +€213 | +130% |
| Profit (loss) for the period before taxes | 9903 | -€5,982 | -€21,297 | -€15,315 | -256% |
| Profit (loss) for the period | 9904 | -€5,982 | -€21,297 | -€15,315 | -256% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,982 | -€21,297 | -€15,315 | -256% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.