QUINTIN-ASSUR.COM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
QUINTIN-ASSUR.COM
Largest movements
- Cash +€38,103
up €38,103 (+72.8%), from €52,347 to €90,450
mainly Net result for the year (+€25,711) and Depreciation (+€9,590)
- Tangible fixed assets -€8,685
down €8,685 (-26.9%), from €32,266 to €23,580
of which Furniture and vehicles: -€8,604
- Receivables within one year -€1,772
down €1,772 (-15.5%), from €11,443 to €9,670
of which Trade receivables: -€1,545
- Reserves +€22,006
up €22,006 (+3,629%), from €606 to €22,612
of which Distributable reserves: +€21,433
- Profit (loss) carried forward +€3,705
up €3,705, from -€3,705 to €0
- Other debts +€3,245
up €3,245 (+7,548%), from €43 to €3,288
- Tax, wage and social debts -€1,256
down €1,256 (-28.6%), from €4,384 to €3,129
of which Taxes: -€4,384
- Gross operating margin +€6,497
up €6,497 (+17.9%), from €36,317 to €42,814
- Taxes +€801
up €801 (+12.4%), from €6,462 to €7,264
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €97,804 | €125,507 | +€27,703 | +28.3% |
| Fixed assets | 21/28 | €32,466 | €23,780 | -€8,685 | -26.8% |
| Tangible fixed assets | 22/27 | €32,266 | €23,580 | -€8,685 | -26.9% |
| Plant, machinery and equipment | 23 | €82 | €0 | -€82 | -100% |
| Furniture and vehicles | 24 | €32,184 | €23,580 | -€8,604 | -26.7% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €65,339 | €101,727 | +€36,389 | +55.7% |
| Amounts receivable within one year | 40/41 | €11,443 | €9,670 | -€1,772 | -15.5% |
| Trade receivables | 40 | €5,097 | €3,552 | -€1,545 | -30.3% |
| Other amounts receivable | 41 | €6,346 | €6,119 | -€227 | -3.6% |
| Cash at bank and in hand | 54/58 | €52,347 | €90,450 | +€38,103 | +72.8% |
| Deferred charges and accrued income | 490/1 | €1,549 | €1,607 | +€58 | +3.7% |
| Total equity and liabilities | 10/49 | €97,804 | €125,507 | +€27,703 | +28.3% |
| Equity | 10/15 | €91,901 | €117,612 | +€25,711 | +28.0% |
| Contributions | 10/11 | €95,000 | €95,000 | = | 0.0% |
| Reserves | 13 | €606 | €22,612 | +€22,006 | +3,629% |
| Non-distributable reserves | 130/1 | - | €573 | +€573 | |
| Reserves not available under the articles | 1311 | - | €573 | +€573 | |
| Distributable reserves | 133 | €606 | €22,039 | +€21,433 | +3,534% |
| Profit (loss) carried forward | 14 | -€3,705 | €0 | +€3,705 | |
| Amounts payable | 17/49 | €5,903 | €7,895 | +€1,992 | +33.7% |
| Amounts payable within one year | 42/48 | €5,903 | €7,895 | +€1,992 | +33.7% |
| Trade debts | 44 | €1,476 | €1,478 | +€2 | +0.1% |
| Suppliers | 440/4 | €1,476 | €1,478 | +€2 | +0.1% |
| Taxes, remuneration and social security | 45 | €4,384 | €3,129 | -€1,256 | -28.6% |
| Taxes | 450/3 | €4,384 | €0 | -€4,384 | -100% |
| Remuneration and social security | 454/9 | - | €3,129 | +€3,129 | |
| Other amounts payable | 47/48 | €43 | €3,288 | +€3,245 | +7,548% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,813 | €9,590 | -€223 | -2.3% |
| Other operating charges | 640/8 | €852 | €880 | +€28 | +3.3% |
| Gross operating margin | 9900 | €36,317 | €42,814 | +€6,497 | +17.9% |
| Operating profit (loss) | 9901 | €25,652 | €32,343 | +€6,691 | +26.1% |
| Financial income | 75/76B | €417 | €715 | +€297 | +71.2% |
| Recurring financial income | 75 | €417 | €715 | +€297 | +71.2% |
| Financial charges | 65/66B | €96 | €83 | -€13 | -13.8% |
| Recurring financial charges | 65 | €96 | €83 | -€13 | -13.8% |
| Profit (loss) for the period before taxes | 9903 | €25,973 | €32,975 | +€7,002 | +27.0% |
| Income taxes | 67/77 | €6,462 | €7,264 | +€801 | +12.4% |
| Profit (loss) for the period | 9904 | €19,511 | €25,711 | +€6,200 | +31.8% |
| Profit (loss) for the period to be appropriated | 9905 | €19,511 | €25,711 | +€6,200 | +31.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.