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QUBE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

QUBE

BE 0794.417.429
NACE 47.812, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€21,361
2024 · -€11,085-€10,276
Equity
€167,554
2024 · €188,915-€21,361
Cash
€78,443
2024 · €89,367-€10,924
Balance sheet total
€822,615
2024 · €1.0m-€209,925

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€160,051

    down €160,051 (-64.7%), from €247,408 to €87,357

  • Tangible fixed assets -€24,571

    down €24,571 (-7.9%), from €310,146 to €285,574

    of which Furniture and vehicles: -€27,487

  • Intangible fixed assets -€14,702

    down €14,702 (-11.4%), from €128,665 to €113,963

  • Cash -€10,924

    down €10,924 (-12.2%), from €89,367 to €78,443

    mainly Other debts (-€239,335) and Trade debts (-€168,343)

Equity and liabilities
  • Other debts -€239,335

    down €239,335 (-85.9%), from €278,693 to €39,358

  • Debts after one year +€211,649

    new in 2025: €211,649

  • Trade debts -€168,343

    down €168,343 (-64.2%), from €262,182 to €93,840

  • Current portion of long-term debt +€59,864

    new in 2025: €59,864

  • Tax, wage and social debts -€52,732

    down €52,732 (-100.0%), from €52,749 to €17

Income statement
  • Financial charges +€8,652

    up €8,652 (+46.6%), from €18,559 to €27,211

  • Depreciation +€5,587

    up €5,587 (+12.9%), from €43,209 to €48,796

  • Gross operating margin +€4,031

    up €4,031 (+7.8%), from €51,946 to €55,978

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€11,085
Gross operating margin +€4,031
Depreciation -€5,587
Other operating charges -€67
Financial charges -€8,652
Result 2025 -€21,361

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€272,913
Investment -€9,523
Financing +€271,512
Cash 2024 €89,367
Net result for the year -€21,361
Depreciation +€48,796
Receivables within one year +€160,051
Smaller working-capital items +€10
Trade debts -€168,343
Tax, wage and social debts -€52,732
Other debts -€239,335
Investment in fixed assets (net) -€9,523
Debts after one year +€211,649
Current portion of long-term debt +€59,864
Cash 2025 €78,443
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,032,540 €822,615 -€209,925 -20.3%
Fixed assets 21/28 €438,811 €399,537 -€39,273 -8.9%
Intangible fixed assets 21 €128,665 €113,963 -€14,702 -11.4%
Tangible fixed assets 22/27 €310,146 €285,574 -€24,571 -7.9%
Plant, machinery and equipment 23 - €2,916 +€2,916
Furniture and vehicles 24 €310,146 €282,658 -€27,487 -8.9%
Current assets 29/58 €593,729 €423,078 -€170,652 -28.7%
Stocks and contracts in progress 3 €256,200 €256,200 = 0.0%
Stocks 30/36 €256,200 €256,200 = 0.0%
Amounts receivable within one year 40/41 €247,408 €87,357 -€160,051 -64.7%
Trade receivables 40 €247,408 €87,357 -€160,051 -64.7%
Cash at bank and in hand 54/58 €89,367 €78,443 -€10,924 -12.2%
Deferred charges and accrued income 490/1 €754 €1,078 +€324 +42.9%
Total equity and liabilities 10/49 €1,032,540 €822,615 -€209,925 -20.3%
Equity 10/15 €188,915 €167,554 -€21,361 -11.3%
Contributions 10/11 €200,000 €200,000 = 0.0%
Profit (loss) carried forward 14 -€11,085 -€32,446 -€21,361 -192.7%
Amounts payable 17/49 €843,625 €655,061 -€188,564 -22.4%
Amounts payable after more than one year 17 - €211,649 +€211,649
Financial debts 170/4 - €211,649 +€211,649
Amounts payable within one year 42/48 €843,625 €443,079 -€400,547 -47.5%
Current portion of amounts payable after more than one year 42 - €59,864 +€59,864
Financial debts 43 €250,000 €250,000 = 0.0%
Credit institutions 430/8 €250,000 €250,000 = 0.0%
Trade debts 44 €262,182 €93,840 -€168,343 -64.2%
Suppliers 440/4 €262,182 €93,840 -€168,343 -64.2%
Taxes, remuneration and social security 45 €52,749 €17 -€52,732 -100.0%
Taxes 450/3 €52,749 €17 -€52,732 -100.0%
Other amounts payable 47/48 €278,693 €39,358 -€239,335 -85.9%
Accrued charges and deferred income 492/3 - €334 +€334
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €43,209 €48,796 +€5,587 +12.9%
Other operating charges 640/8 €1,264 €1,332 +€67 +5.3%
Gross operating margin 9900 €51,946 €55,978 +€4,031 +7.8%
Operating profit (loss) 9901 €7,473 €5,850 -€1,623 -21.7%
Financial charges 65/66B €18,559 €27,211 +€8,652 +46.6%
Recurring financial charges 65 €18,559 €27,211 +€8,652 +46.6%
Profit (loss) for the period before taxes 9903 -€11,085 -€21,361 -€10,276 -92.7%
Profit (loss) for the period 9904 -€11,085 -€21,361 -€10,276 -92.7%
Profit (loss) for the period to be appropriated 9905 -€11,085 -€21,361 -€10,276 -92.7%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.