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QUALITY SET: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

QUALITY SET

BE 0724.686.109
NACE 47.525, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€273,495
2024 · -€3.3m+€3.6m
Equity
€514,470
2024 · €40,536+€473,933
Cash
€33
2024 · €41,383-€41,350
Balance sheet total
€15.6m
2024 · €18.2m-€2.6m

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€2.6m

    down €2.6m (-92.0%), from €2.8m to €224,915

    of which Other amounts receivable: -€2.6m

  • Tangible fixed assets +€792,656

    up €792,656 (+7.7%), from €10.3m to €11.1m

    of which Plant, machinery and equipment: +€827,987

  • Stocks and contracts -€781,754

    down €781,754 (-15.4%), from €5.1m to €4.3m

Equity and liabilities
  • Current portion of long-term debt -€3.3m

    down €3.3m (-32.0%), from €10.4m to €7.1m

  • Other debts +€862,728

    up €862,728 (+13.3%), from €6.5m to €7.4m

  • Trade debts -€685,788

    down €685,788 (-56.0%), from €1.2m to €538,312

  • Profit (loss) carried forward +€273,495

    up €273,495 (+3.5%), from -€7.7m to -€7.4m

  • Investment grants +€200,439

    up €200,439 (+7.3%), from €2.7m to €3.0m

Income statement
  • Gross operating margin +€3.3m

    up €3.3m, from -€72,660 to €3.2m

  • Depreciation -€1.3m

    down €1.3m (-41.3%), from €3.1m to €1.8m

  • Financial income -€786,738

    down €786,738 (-100.0%), from €786,786 to €49

  • Financial charges +€203,536

    up €203,536 (+38.4%), from €529,388 to €732,924

    of which Non-recurring financial charges: +€200,439

  • Staff costs +€100,178

    up €100,178 (+33.8%), from €296,213 to €396,391

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3.3m
Gross operating margin +€3.3m
Staff costs -€100,178
Depreciation +€1.3m
Other operating charges +€36,781
Financial income -€786,738
Financial charges -€203,536
Result 2025 €273,495

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€5.7m
Investment -€2.6m
Financing -€3.1m
Cash 2024 €41,383
Net result for the year +€273,495
Depreciation +€1.8m
Stocks and contracts +€781,754
Receivables within one year +€2.6m
Deferred charges and accrued income -€25,062
Trade debts -€685,788
Tax, wage and social debts +€1,239
Other debts +€862,728
Accrued charges and deferred income +€60,000
Investment in fixed assets (net) -€2.6m
Current portion of long-term debt -€3.3m
Short-term financial debts +€10,719
Contributions, distributions and other +€200,439
Cash 2025 €33
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €18,218,138 €15,622,419 -€2.6m -14.2%
Fixed assets 21/28 €10,296,765 €11,088,973 +€792,208 +7.7%
Intangible fixed assets 21 €1,119 €671 -€448 -40.0%
Tangible fixed assets 22/27 €10,295,283 €11,087,940 +€792,656 +7.7%
Land and buildings 22 €46,841 €31,935 -€14,905 -31.8%
Plant, machinery and equipment 23 €10,092,099 €10,920,086 +€827,987 +8.2%
Furniture and vehicles 24 €144,574 €125,776 -€18,798 -13.0%
Other tangible fixed assets 26 €11,770 €10,142 -€1,628 -13.8%
Financial fixed assets 28 €363 €363 = 0.0%
Current assets 29/58 €7,921,373 €4,533,445 -€3.4m -42.8%
Stocks and contracts in progress 3 €5,065,189 €4,283,435 -€781,754 -15.4%
Stocks 30/36 €5,065,189 €4,283,435 -€781,754 -15.4%
Amounts receivable within one year 40/41 €2,814,801 €224,915 -€2.6m -92.0%
Trade receivables 40 €160,396 €170,084 +€9,688 +6.0%
Other amounts receivable 41 €2,654,405 €54,831 -€2.6m -97.9%
Cash at bank and in hand 54/58 €41,383 €33 -€41,350 -99.9%
Deferred charges and accrued income 490/1 - €25,062 +€25,062
Total equity and liabilities 10/49 €18,218,138 €15,622,419 -€2.6m -14.2%
Equity 10/15 €40,536 €514,470 +€473,933 +1169.2%
Contributions 10/11 €5,000,000 €5,000,000 = 0.0%
Capital 10 €5,000,000 €5,000,000 = 0.0%
Issued capital 100 €5,000,000 €5,000,000 = 0.0%
Profit (loss) carried forward 14 -€7,709,405 -€7,435,911 +€273,495 +3.5%
Investment grants 15 €2,749,941 €2,950,380 +€200,439 +7.3%
Amounts payable 17/49 €18,177,602 €15,107,949 -€3.1m -16.9%
Amounts payable within one year 42/48 €18,177,602 €15,047,949 -€3.1m -17.2%
Current portion of amounts payable after more than one year 42 €10,383,075 €7,064,525 -€3.3m -32.0%
Financial debts 43 - €10,719 +€10,719
Credit institutions 430/8 - €10,719 +€10,719
Trade debts 44 €1,224,101 €538,312 -€685,788 -56.0%
Suppliers 440/4 €1,224,101 €538,312 -€685,788 -56.0%
Taxes, remuneration and social security 45 €71,740 €72,979 +€1,239 +1.7%
Taxes 450/3 €3,528 €2,283 -€1,245 -35.3%
Remuneration and social security 454/9 €68,212 €70,696 +€2,485 +3.6%
Other amounts payable 47/48 €6,498,686 €7,361,414 +€862,728 +13.3%
Accrued charges and deferred income 492/3 - €60,000 +€60,000
Non-recurring operating income 76A - €2,355,698 +€2.4m
Remuneration, social security and pensions 62 €296,213 €396,391 +€100,178 +33.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,128,845 €1,835,192 -€1.3m -41.3%
Other operating charges 640/8 €39,250 €2,469 -€36,781 -93.7%
Gross operating margin 9900 -€72,660 €3,240,422 +€3.3m
Operating profit (loss) 9901 -€3,536,968 €1,006,370 +€4.5m
Financial income 75/76B €786,786 €49 -€786,738 -100.0%
Recurring financial income 75 €786,786 €49 -€786,738 -100.0%
Financial charges 65/66B €529,388 €732,924 +€203,536 +38.4%
Recurring financial charges 65 €529,388 €532,485 +€3,097 +0.6%
Non-recurring financial charges 66B - €200,439 +€200,439
Profit (loss) for the period before taxes 9903 -€3,279,570 €273,495 +€3.6m
Profit (loss) for the period 9904 -€3,279,570 €273,495 +€3.6m
Profit (loss) for the period to be appropriated 9905 -€3,279,570 €273,495 +€3.6m

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.