QUALITY 4U: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
QUALITY 4U
NACE 97.000, Households as employers of domestic personnel
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€118,973
2024 · €157,881-€38,908
Equity
€512,819
2024 · €393,846+€118,973
Cash
€2.3m
2024 · €2.3m+€54,856
Balance sheet total
€7.6m
2024 · €6.2m+€1.4m
Largest movements
Assets
- Receivables within one year +€1.2m
up €1.2m (+40.0%), from €2.9m to €4.1m
of which Trade receivables: +€882,385
- Deferred charges and accrued income +€110,904
up €110,904 (+474%), from €23,375 to €134,278
Equity and liabilities
- Tax, wage and social debts +€1.2m
up €1.2m (+27.1%), from €4.5m to €5.7m
of which Remuneration and social security: +€1.1m
- Reserves +€118,973
up €118,973 (+31.2%), from €381,446 to €500,419
of which Distributable reserves: +€118,973
Income statement
- Staff costs +€3.0m
up €3.0m (+7.8%), from €38.9m to €42.0m
- Turnover +€2.5m
up €2.5m (+5.8%), from €42.4m to €44.8m
- Services and other goods -€499,450
down €499,450 (-14.7%), from €3.4m to €2.9m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€157,881
Turnover
+€2.5m
Other operating income
+€207,941
Services and other goods
+€499,450
Staff costs
-€3.0m
Depreciation
-€39,259
Write-downs
-€85,060
Other operating charges
+€114
Other operating items
-€5,378
Financial income
-€1,887
Financial charges
+€17,221
Taxes
-€58,614
Result 2025
€118,973
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€373,923
Investment
-€338,822
Financing
+€19,755
Cash 2024
€2.3m
From operations (derived)
+€373,923
Net result for the year
+€118,973
Depreciation
+€310,100
Receivables within one year
-€1.2m
Deferred charges and accrued income
-€110,904
Trade debts
-€4,336
Tax, wage and social debts
+€1.2m
Other debts
+€2,334
Accrued charges and deferred income
+€8,193
Investment (derived)
-€338,822
Investment in fixed assets (net)
-€338,822
Financing
+€19,755
Debts after one year
+€11,483
Current portion of long-term debt
+€6,187
Short-term financial debts
+€2,085
Cash 2025
€2.3m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,221,322 | €7,583,196 | +€1.4m | +21.9% |
| Fixed assets | 21/28 | €1,000,377 | €1,029,100 | +€28,722 | +2.9% |
| Intangible fixed assets | 21 | €190,567 | €204,080 | +€13,513 | +7.1% |
| Tangible fixed assets | 22/27 | €759,396 | €765,685 | +€6,289 | +0.8% |
| Land and buildings | 22 | €217,906 | €185,104 | -€32,802 | -15.1% |
| Plant, machinery and equipment | 23 | €1,496 | €1,091 | -€405 | -27.1% |
| Furniture and vehicles | 24 | €382,838 | €429,490 | +€46,652 | +12.2% |
| Leasing and similar rights | 25 | €157,156 | €150,000 | -€7,157 | -4.6% |
| Financial fixed assets | 28 | €50,415 | €59,335 | +€8,920 | +17.7% |
| Other financial fixed assets | 284/8 | €50,415 | €59,335 | +€8,920 | +17.7% |
| Amounts receivable and cash guarantees | 285/8 | €50,415 | €59,335 | +€8,920 | +17.7% |
| Current assets | 29/58 | €5,220,945 | €6,554,096 | +€1.3m | +25.5% |
| Stocks and contracts in progress | 3 | €0 | €0 | = | |
| Amounts receivable within one year | 40/41 | €2,915,898 | €4,083,291 | +€1.2m | +40.0% |
| Trade receivables | 40 | €2,869,750 | €3,752,134 | +€882,385 | +30.7% |
| Other amounts receivable | 41 | €46,148 | €331,157 | +€285,008 | +618% |
| Cash at bank and in hand | 54/58 | €2,281,672 | €2,336,527 | +€54,856 | +2.4% |
| Deferred charges and accrued income | 490/1 | €23,375 | €134,278 | +€110,904 | +474% |
| Total equity and liabilities | 10/49 | €6,221,322 | €7,583,196 | +€1.4m | +21.9% |
| Equity | 10/15 | €393,846 | €512,819 | +€118,973 | +30.2% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €381,446 | €500,419 | +€118,973 | +31.2% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €379,586 | €498,559 | +€118,973 | +31.3% |
| Amounts payable | 17/49 | €5,827,476 | €7,070,377 | +€1.2m | +21.3% |
| Amounts payable after more than one year | 17 | €151,034 | €162,517 | +€11,483 | +7.6% |
| Financial debts | 170/4 | €151,034 | €162,517 | +€11,483 | +7.6% |
| Leasing and similar obligations | 172 | €65,066 | €69,258 | +€4,191 | +6.4% |
| Credit institutions | 173 | €85,968 | €93,260 | +€7,292 | +8.5% |
| Amounts payable within one year | 42/48 | €5,655,224 | €6,878,449 | +€1.2m | +21.6% |
| Current portion of amounts payable after more than one year | 42 | €166,498 | €172,685 | +€6,187 | +3.7% |
| Financial debts | 43 | €4,146 | €6,231 | +€2,085 | +50.3% |
| Credit institutions | 430/8 | €4,146 | €6,231 | +€2,085 | +50.3% |
| Trade debts | 44 | €995,612 | €991,276 | -€4,336 | -0.4% |
| Suppliers | 440/4 | €995,612 | €991,276 | -€4,336 | -0.4% |
| Taxes, remuneration and social security | 45 | €4,485,772 | €5,702,727 | +€1.2m | +27.1% |
| Taxes | 450/3 | €175,119 | €256,123 | +€81,004 | +46.3% |
| Remuneration and social security | 454/9 | €4,310,653 | €5,446,604 | +€1.1m | +26.4% |
| Other amounts payable | 47/48 | €3,196 | €5,530 | +€2,334 | +73.0% |
| Accrued charges and deferred income | 492/3 | €21,218 | €29,410 | +€8,193 | +38.6% |
| Operating income | 70/76A | €42,963,881 | €45,634,996 | +€2.7m | +6.2% |
| Turnover | 70 | €42,361,733 | €44,824,907 | +€2.5m | +5.8% |
| Other operating income | 74 | €602,148 | €810,089 | +€207,941 | +34.5% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Operating charges | 60/66A | €42,555,734 | €45,222,475 | +€2.7m | +6.3% |
| Services and other goods | 61 | €3,407,433 | €2,907,983 | -€499,450 | -14.7% |
| Remuneration, social security and pensions | 62 | €38,937,295 | €41,973,903 | +€3.0m | +7.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €270,841 | €310,100 | +€39,259 | +14.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€85,060 | €0 | +€85,060 | |
| Other operating charges | 640/8 | €9,889 | €9,774 | -€114 | -1.2% |
| Non-recurring operating charges | 66A | €15,336 | €20,714 | +€5,378 | +35.1% |
| Operating profit (loss) | 9901 | €408,148 | €412,521 | +€4,373 | +1.1% |
| Financial income | 75/76B | €2,385 | €498 | -€1,887 | -79.1% |
| Recurring financial income | 75 | €2,385 | €498 | -€1,887 | -79.1% |
| Other financial income | 752/9 | €2,385 | €498 | -€1,887 | -79.1% |
| Financial charges | 65/66B | €85,115 | €67,894 | -€17,221 | -20.2% |
| Recurring financial charges | 65 | €85,115 | €67,894 | -€17,221 | -20.2% |
| Debt charges | 650 | €78,096 | €60,755 | -€17,341 | -22.2% |
| Other financial charges | 652/9 | €7,019 | €7,139 | +€120 | +1.7% |
| Profit (loss) for the period before taxes | 9903 | €325,418 | €345,124 | +€19,707 | +6.1% |
| Income taxes | 67/77 | €167,537 | €226,151 | +€58,614 | +35.0% |
| Taxes | 670/3 | €167,537 | €226,151 | +€58,614 | +35.0% |
| Profit (loss) for the period | 9904 | €157,881 | €118,973 | -€38,908 | -24.6% |
| Profit (loss) for the period to be appropriated | 9905 | €157,881 | €118,973 | -€38,908 | -24.6% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.