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PUFFS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PUFFS

BE 0673.675.688
NACE 46.499, Wholesale of other household goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,734
2024 · -€2,975+€242
Equity
€6,951
2024 · €9,684-€2,734
Cash
€80
2024 · €639-€559
Balance sheet total
€37,382
2024 · €41,192-€3,810

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€2,045

    down €2,045 (-7.1%), from €28,945 to €26,900

  • Receivables within one year -€1,206

    down €1,206 (-10.4%), from €11,609 to €10,402

  • Cash -€559

    down €559 (-87.5%), from €639 to €80

    mainly Net result for the year (-€2,734) and Trade debts (-€2,356)

Equity and liabilities
  • Profit (loss) carried forward -€2,734

    down €2,734 (-29.0%), from -€9,411 to -€12,145

  • Trade debts -€2,356

    down €2,356 (-53.7%), from €4,385 to €2,029

  • Other debts +€1,000

    up €1,000 (+284.8%), from €351 to €1,351

  • Tax, wage and social debts -€643

    no longer reported in 2025 (was €643)

  • Debts after one year +€523

    up €523 (+2.0%), from €26,129 to €26,652

Income statement
  • Gross operating margin -€2,443

    down €2,443, from €940 to -€1,503

  • Other operating charges -€2,260

    down €2,260 (-74.1%), from €3,049 to €789

  • Financial charges -€291

    down €291 (-33.6%), from €866 to €575

  • Financial income +€134

    new in 2025: €134

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€2,975
Gross operating margin -€2,443
Other operating charges +€2,260
Financial income +€134
Financial charges +€291
Result 2025 -€2,734

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,082
Investment €0
Financing +€523
Cash 2024 €639
Net result for the year -€2,734
Stocks and contracts +€2,045
Receivables within one year +€1,206
Trade debts -€2,356
Tax, wage and social debts -€643
Other debts +€1,000
Accrued charges and deferred income +€400
Debts after one year +€523
Cash 2025 €80
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €41,192 €37,382 -€3,810 -9.3%
Current assets 29/58 €41,192 €37,382 -€3,810 -9.3%
Stocks and contracts in progress 3 €28,945 €26,900 -€2,045 -7.1%
Stocks 30/36 €28,945 €26,900 -€2,045 -7.1%
Amounts receivable within one year 40/41 €11,609 €10,402 -€1,206 -10.4%
Trade receivables 40 €11,609 €10,402 -€1,206 -10.4%
Cash at bank and in hand 54/58 €639 €80 -€559 -87.5%
Total equity and liabilities 10/49 €41,192 €37,382 -€3,810 -9.3%
Equity 10/15 €9,684 €6,951 -€2,734 -28.2%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €495 €495 = 0.0%
Distributable reserves 133 €495 €495 = 0.0%
Profit (loss) carried forward 14 -€9,411 -€12,145 -€2,734 -29.0%
Amounts payable 17/49 €31,508 €30,432 -€1,077 -3.4%
Amounts payable after more than one year 17 €26,129 €26,652 +€523 +2.0%
Other amounts payable 178/9 €26,129 €26,652 +€523 +2.0%
Amounts payable within one year 42/48 €5,379 €3,380 -€1,999 -37.2%
Trade debts 44 €4,385 €2,029 -€2,356 -53.7%
Suppliers 440/4 €4,385 €2,029 -€2,356 -53.7%
Taxes, remuneration and social security 45 €643 - -€643
Taxes 450/3 €643 - -€643
Other amounts payable 47/48 €351 €1,351 +€1,000 +284.8%
Accrued charges and deferred income 492/3 - €400 +€400
Other operating charges 640/8 €3,049 €789 -€2,260 -74.1%
Gross operating margin 9900 €940 -€1,503 -€2,443
Operating profit (loss) 9901 -€2,109 -€2,292 -€183 -8.7%
Financial income 75/76B - €134 +€134
Recurring financial income 75 - €134 +€134
Financial charges 65/66B €866 €575 -€291 -33.6%
Recurring financial charges 65 €866 €575 -€291 -33.6%
Profit (loss) for the period before taxes 9903 -€2,975 -€2,734 +€242 +8.1%
Profit (loss) for the period 9904 -€2,975 -€2,734 +€242 +8.1%
Profit (loss) for the period to be appropriated 9905 -€2,975 -€2,734 +€242 +8.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.