Proxy Saint-Job: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Proxy Saint-Job
Largest movements
- Receivables within one year +€60,659
up €60,659 (+706%), from €8,592 to €69,251
of which Trade receivables: +€48,565
- Cash +€20,476
up €20,476 (+37.3%), from €54,954 to €75,430
mainly Trade debts (+€131,688) and Tax, wage and social debts (+€20,053)
- Tangible fixed assets +€7,096
up €7,096 (+92.2%), from €7,696 to €14,792
of which Furniture and vehicles: +€5,372
- Stocks and contracts -€4,515
down €4,515 (-3.1%), from €143,592 to €139,077
- Trade debts +€131,688
up €131,688 (+54.9%), from €239,667 to €371,355
- Profit (loss) carried forward -€43,124
down €43,124 (-9.0%), from -€478,924 to -€522,048
- Debts after one year -€24,000
down €24,000 (-24.0%), from €100,000 to €76,000
- Tax, wage and social debts +€20,053
up €20,053 (+61.9%), from €32,388 to €52,442
of which Taxes: +€13,901
- Short-term financial debts -€5,000
no longer reported in 2024 (was €5,000)
- Gross operating margin -€130,832
down €130,832 (-39.6%), from €330,325 to €199,493
- Staff costs -€28,954
down €28,954 (-11.5%), from €252,504 to €223,549
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €217,024 | €299,168 | +€82,144 | +37.9% |
| Fixed assets | 21/28 | €7,696 | €14,792 | +€7,096 | +92.2% |
| Tangible fixed assets | 22/27 | €7,696 | €14,792 | +€7,096 | +92.2% |
| Plant, machinery and equipment | 23 | €3,609 | €6,250 | +€2,641 | +73.2% |
| Furniture and vehicles | 24 | - | €5,372 | +€5,372 | |
| Other tangible fixed assets | 26 | €4,087 | €3,170 | -€917 | -22.4% |
| Current assets | 29/58 | €209,327 | €284,375 | +€75,048 | +35.9% |
| Stocks and contracts in progress | 3 | €143,592 | €139,077 | -€4,515 | -3.1% |
| Stocks | 30/36 | €143,592 | €139,077 | -€4,515 | -3.1% |
| Amounts receivable within one year | 40/41 | €8,592 | €69,251 | +€60,659 | +706% |
| Trade receivables | 40 | - | €48,565 | +€48,565 | |
| Other amounts receivable | 41 | €8,592 | €20,685 | +€12,094 | +141% |
| Current investments | 50/53 | €18 | €18 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €54,954 | €75,430 | +€20,476 | +37.3% |
| Deferred charges and accrued income | 490/1 | €2,172 | €600 | -€1,572 | -72.4% |
| Total equity and liabilities | 10/49 | €217,024 | €299,168 | +€82,144 | +37.9% |
| Equity | 10/15 | -€160,032 | -€203,156 | -€43,124 | -26.9% |
| Contributions | 10/11 | €318,892 | €318,892 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€478,924 | -€522,048 | -€43,124 | -9.0% |
| Amounts payable | 17/49 | €377,056 | €502,324 | +€125,268 | +33.2% |
| Amounts payable after more than one year | 17 | €100,000 | €76,000 | -€24,000 | -24.0% |
| Financial debts | 170/4 | €100,000 | €76,000 | -€24,000 | -24.0% |
| Amounts payable within one year | 42/48 | €277,056 | €426,324 | +€149,268 | +53.9% |
| Current portion of amounts payable after more than one year | 42 | - | €2,527 | +€2,527 | |
| Financial debts | 43 | €5,000 | - | -€5,000 | |
| Credit institutions | 430/8 | €5,000 | - | -€5,000 | |
| Trade debts | 44 | €239,667 | €371,355 | +€131,688 | +54.9% |
| Suppliers | 440/4 | €239,667 | €371,355 | +€131,688 | +54.9% |
| Taxes, remuneration and social security | 45 | €32,388 | €52,442 | +€20,053 | +61.9% |
| Taxes | 450/3 | €1,502 | €15,402 | +€13,901 | +926% |
| Remuneration and social security | 454/9 | €30,887 | €37,039 | +€6,152 | +19.9% |
| Non-recurring operating income | 76A | €1,104 | - | -€1,104 | |
| Remuneration, social security and pensions | 62 | €252,504 | €223,549 | -€28,954 | -11.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,295 | €6,619 | +€1,323 | +25.0% |
| Other operating charges | 640/8 | €1,151 | €1,285 | +€135 | +11.7% |
| Gross operating margin | 9900 | €330,325 | €199,493 | -€130,832 | -39.6% |
| Operating profit (loss) | 9901 | €71,375 | -€31,960 | -€103,335 | |
| Financial income | 75/76B | €90 | - | -€90 | |
| Recurring financial income | 75 | €90 | - | -€90 | |
| Financial charges | 65/66B | €9,668 | €11,164 | +€1,496 | +15.5% |
| Recurring financial charges | 65 | €9,668 | €11,164 | +€1,496 | +15.5% |
| Profit (loss) for the period before taxes | 9903 | €61,796 | -€43,124 | -€104,921 | |
| Profit (loss) for the period | 9904 | €61,796 | -€43,124 | -€104,921 | |
| Profit (loss) for the period to be appropriated | 9905 | €61,796 | -€43,124 | -€104,921 |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.