PROXIPRET: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
PROXIPRET
NACE 64.922, Financial service activities, except insurance and pension funding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€182,778
2024 · €316,079-€133,301
Equity
€11.3m
2024 · €11.2m+€84,737
Cash
€1.1m
2024 · €1.5m-€406,991
Balance sheet total
€123.3m
2024 · €126.0m-€2.8m
Largest movements
Assets
- Receivables after one year -€3.9m
down €3.9m (-3.3%), from €118.5m to €114.6m
- Current investments +€1.6m
new in 2025: €1.6m
Equity and liabilities
- Debts after one year -€2.7m
down €2.7m (-2.5%), from €109.6m to €106.9m
Income statement
- Gross operating margin -€105,139
down €105,139 (-11.9%), from €880,288 to €775,148
- Staff costs +€30,611
up €30,611 (+5.9%), from €520,228 to €550,839
- Financial income +€17,736
up €17,736 (+239.5%), from €7,404 to €25,141
- Write-downs +€11,995
up €11,995 (+85.7%), from -€13,993 to -€1,998
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€316,079
Gross operating margin
-€105,139
Staff costs
-€30,611
Depreciation
+€1,786
Write-downs
-€11,995
Other operating charges
+€395
Other operating items
-€1,306
Financial income
+€17,736
Financial charges
+€562
Taxes
-€4,729
Result 2025
€182,778
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€4.0m
Investment
-€1.6m
Financing
-€2.7m
Cash 2024
€1.5m
From operations (derived)
+€4.0m
Net result for the year
+€182,778
Depreciation
+€34,748
Receivables after one year
+€3.9m
Receivables within one year
+€12,333
Smaller working-capital items
+€8,194
Other debts
-€219,498
Investment (derived)
-€1.6m
Investment in fixed assets (net)
-€38,998
Current investments
-€1.6m
Financing
-€2.7m
Debts after one year
-€2.7m
Current portion of long-term debt
+€66,566
Contributions, distributions and other
-€98,041
Cash 2025
€1.1m
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €126,048,424 | €123,291,021 | -€2.8m | -2.2% |
| Fixed assets | 21/28 | €538,767 | €543,017 | +€4,250 | +0.8% |
| Intangible fixed assets | 21 | - | €5,663 | +€5,663 | |
| Tangible fixed assets | 22/27 | €533,056 | €530,713 | -€2,343 | -0.4% |
| Land and buildings | 22 | €507,963 | €476,594 | -€31,369 | -6.2% |
| Furniture and vehicles | 24 | €2,993 | €6,953 | +€3,959 | +132.3% |
| Assets under construction and advance payments | 27 | €22,100 | €47,167 | +€25,067 | +113.4% |
| Financial fixed assets | 28 | €5,711 | €6,641 | +€930 | +16.3% |
| Current assets | 29/58 | €125,509,657 | €122,748,004 | -€2.8m | -2.2% |
| Amounts receivable after more than one year | 29 | €118,532,053 | €114,588,977 | -€3.9m | -3.3% |
| Trade receivables | 290 | €118,532,053 | €114,588,977 | -€3.9m | -3.3% |
| Amounts receivable within one year | 40/41 | €5,452,818 | €5,440,484 | -€12,333 | -0.2% |
| Trade receivables | 40 | €5,377,981 | €5,393,354 | +€15,373 | +0.3% |
| Other amounts receivable | 41 | €74,837 | €47,130 | -€27,707 | -37.0% |
| Current investments | 50/53 | - | €1,605,468 | +€1.6m | |
| Cash at bank and in hand | 54/58 | €1,515,176 | €1,108,185 | -€406,991 | -26.9% |
| Deferred charges and accrued income | 490/1 | €9,610 | €4,891 | -€4,720 | -49.1% |
| Total equity and liabilities | 10/49 | €126,048,424 | €123,291,021 | -€2.8m | -2.2% |
| Equity | 10/15 | €11,191,274 | €11,276,011 | +€84,737 | +0.8% |
| Contributions | 10/11 | €567,143 | €567,143 | = | 0.0% |
| Capital | 10 | €567,143 | €567,143 | = | 0.0% |
| Issued capital | 100 | €621,341 | €621,341 | = | 0.0% |
| Uncalled capital | 101 | €54,198 | €54,198 | = | 0.0% |
| Reserves | 13 | €10,624,131 | €10,708,868 | +€84,737 | +0.8% |
| Non-distributable reserves | 130/1 | €62,134 | €67,602 | +€5,468 | +8.8% |
| Legal reserve | 130 | €62,134 | €62,134 | = | 0.0% |
| Own shares acquired | 1312 | - | €5,468 | +€5,468 | |
| Distributable reserves | 133 | €10,561,997 | €10,641,267 | +€79,270 | +0.8% |
| Amounts payable | 17/49 | €114,857,150 | €112,015,010 | -€2.8m | -2.5% |
| Amounts payable after more than one year | 17 | €109,608,518 | €106,915,834 | -€2.7m | -2.5% |
| Financial debts | 170/4 | €109,608,518 | €106,915,834 | -€2.7m | -2.5% |
| Amounts payable within one year | 42/48 | €5,248,632 | €5,099,176 | -€149,457 | -2.8% |
| Current portion of amounts payable after more than one year | 42 | €4,556,785 | €4,623,351 | +€66,566 | +1.5% |
| Trade debts | 44 | €6,171 | €5,311 | -€860 | -13.9% |
| Suppliers | 440/4 | €6,171 | €5,311 | -€860 | -13.9% |
| Taxes, remuneration and social security | 45 | €70,132 | €74,467 | +€4,335 | +6.2% |
| Taxes | 450/3 | €605 | €9,389 | +€8,784 | +1452.2% |
| Remuneration and social security | 454/9 | €69,528 | €65,078 | -€4,449 | -6.4% |
| Other amounts payable | 47/48 | €615,544 | €396,046 | -€219,498 | -35.7% |
| Remuneration, social security and pensions | 62 | €520,228 | €550,839 | +€30,611 | +5.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €36,534 | €34,748 | -€1,786 | -4.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€13,993 | -€1,998 | +€11,995 | +85.7% |
| Other operating charges | 640/8 | €7,954 | €7,559 | -€395 | -5.0% |
| Non-recurring operating charges | 66A | - | €1,306 | +€1,306 | |
| Gross operating margin | 9900 | €880,288 | €775,148 | -€105,139 | -11.9% |
| Operating profit (loss) | 9901 | €329,564 | €182,694 | -€146,870 | -44.6% |
| Financial income | 75/76B | €7,404 | €25,141 | +€17,736 | +239.5% |
| Recurring financial income | 75 | €7,404 | €25,141 | +€17,736 | +239.5% |
| Financial charges | 65/66B | €3,607 | €3,045 | -€562 | -15.6% |
| Recurring financial charges | 65 | €3,607 | €3,045 | -€562 | -15.6% |
| Non-recurring financial charges | 66B | - | €0 | = | |
| Profit (loss) for the period before taxes | 9903 | €333,362 | €204,790 | -€128,572 | -38.6% |
| Income taxes | 67/77 | €17,283 | €22,012 | +€4,729 | +27.4% |
| Profit (loss) for the period | 9904 | €316,079 | €182,778 | -€133,301 | -42.2% |
| Profit (loss) for the period to be appropriated | 9905 | €316,079 | €182,778 | -€133,301 | -42.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.