PROVIDUS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PROVIDUS
Largest movements
- Current investments -€51,788
down €51,788 (-20.6%), from €251,600 to €199,812
- Receivables within one year +€23,089
new in 2025: €23,089
- Tangible fixed assets -€18,551
down €18,551 (-12.3%), from €150,236 to €131,685
of which Land and buildings: -€15,886
- Cash -€5,801
down €5,801 (-21.9%), from €26,541 to €20,740
mainly Other debts (-€35,219) and Contributions, distributions and other (-€27,622)
- Other debts -€35,219
down €35,219 (-56.0%), from €62,841 to €27,622
- Reserves -€11,501
down €11,501 (-14.3%), from €80,519 to €69,017
of which Distributable reserves: -€11,501
- Tax, wage and social debts -€6,372
down €6,372 (-79.8%), from €7,984 to €1,612
- Financial charges +€14,568
up €14,568, from -€6,304 to €8,264
- Taxes -€1,080
down €1,080 (-8.9%), from €12,173 to €11,093
- Financial income +€983
up €983 (+4.5%), from €22,088 to €23,071
- Gross operating margin +€390
up €390 (+1.1%), from €36,002 to €36,391
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €429,797 | €376,838 | -€52,959 | -12.3% |
| Fixed assets | 21/28 | €150,236 | €131,685 | -€18,551 | -12.3% |
| Tangible fixed assets | 22/27 | €150,236 | €131,685 | -€18,551 | -12.3% |
| Land and buildings | 22 | €145,363 | €129,477 | -€15,886 | -10.9% |
| Furniture and vehicles | 24 | €4,873 | €2,208 | -€2,665 | -54.7% |
| Current assets | 29/58 | €279,561 | €245,153 | -€34,408 | -12.3% |
| Amounts receivable within one year | 40/41 | - | €23,089 | +€23,089 | |
| Other amounts receivable | 41 | - | €23,089 | +€23,089 | |
| Current investments | 50/53 | €251,600 | €199,812 | -€51,788 | -20.6% |
| Cash at bank and in hand | 54/58 | €26,541 | €20,740 | -€5,801 | -21.9% |
| Deferred charges and accrued income | 490/1 | €1,420 | €1,512 | +€92 | +6.5% |
| Total equity and liabilities | 10/49 | €429,797 | €376,838 | -€52,959 | -12.3% |
| Equity | 10/15 | €354,722 | €343,221 | -€11,501 | -3.2% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Capital | 10 | €200,000 | €200,000 | = | 0.0% |
| Issued capital | 100 | €200,000 | €200,000 | = | 0.0% |
| Reserves | 13 | €80,519 | €69,017 | -€11,501 | -14.3% |
| Non-distributable reserves | 130/1 | €20,000 | €20,000 | = | 0.0% |
| Legal reserve | 130 | €20,000 | €20,000 | = | 0.0% |
| Distributable reserves | 133 | €60,519 | €49,017 | -€11,501 | -19.0% |
| Profit (loss) carried forward | 14 | €74,203 | €74,203 | = | 0.0% |
| Amounts payable | 17/49 | €75,076 | €33,617 | -€41,458 | -55.2% |
| Amounts payable within one year | 42/48 | €74,688 | €33,218 | -€41,471 | -55.5% |
| Trade debts | 44 | €3,863 | €3,984 | +€121 | +3.1% |
| Suppliers | 440/4 | €3,863 | €3,984 | +€121 | +3.1% |
| Taxes, remuneration and social security | 45 | €7,984 | €1,612 | -€6,372 | -79.8% |
| Taxes | 450/3 | €7,984 | €1,612 | -€6,372 | -79.8% |
| Other amounts payable | 47/48 | €62,841 | €27,622 | -€35,219 | -56.0% |
| Accrued charges and deferred income | 492/3 | €387 | €400 | +€12 | +3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,641 | €18,551 | -€89 | -0.5% |
| Other operating charges | 640/8 | €5,084 | €5,433 | +€349 | +6.9% |
| Gross operating margin | 9900 | €36,002 | €36,391 | +€390 | +1.1% |
| Operating profit (loss) | 9901 | €12,277 | €12,407 | +€130 | +1.1% |
| Financial income | 75/76B | €22,088 | €23,071 | +€983 | +4.5% |
| Recurring financial income | 75 | €22,088 | €23,071 | +€983 | +4.5% |
| Financial charges | 65/66B | -€6,304 | €8,264 | +€14,568 | |
| Recurring financial charges | 65 | -€6,304 | €8,264 | +€14,568 | |
| Profit (loss) for the period before taxes | 9903 | €40,669 | €27,214 | -€13,456 | -33.1% |
| Income taxes | 67/77 | €12,173 | €11,093 | -€1,080 | -8.9% |
| Profit (loss) for the period | 9904 | €28,496 | €16,120 | -€12,376 | -43.4% |
| Profit (loss) for the period to be appropriated | 9905 | €28,496 | €16,120 | -€12,376 | -43.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.