PROSPER INVEST: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PROSPER INVEST
Largest movements
- Receivables within one year +€3,319
up €3,319 (+16.1%), from €20,651 to €23,970
of which Other amounts receivable: +€3,153
- Reserves +€2,291
up €2,291 (+11.3%), from €20,271 to €22,562
of which Distributable reserves: +€2,291
- Trade debts +€533
up €533 (+14.7%), from €3,621 to €4,154
- Gross operating margin -€1,470
down €1,470 (-47.9%), from €3,068 to €1,598
- Taxes -€625
down €625 (-42.3%), from €1,477 to €852
- Financial income +€394
up €394 (+20.9%), from €1,882 to €2,276
- Financial charges +€210
up €210 (+40.2%), from €522 to €731
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,642 | €51,488 | +€2,846 | +5.9% |
| Current assets | 29/58 | €48,642 | €51,488 | +€2,846 | +5.9% |
| Amounts receivable after more than one year | 29 | €25,000 | €25,000 | = | 0.0% |
| Other amounts receivable | 291 | €25,000 | €25,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €20,651 | €23,970 | +€3,319 | +16.1% |
| Trade receivables | 40 | €1,199 | €1,366 | +€166 | +13.9% |
| Other amounts receivable | 41 | €19,451 | €22,604 | +€3,153 | +16.2% |
| Cash at bank and in hand | 54/58 | €2,991 | €2,518 | -€473 | -15.8% |
| Total equity and liabilities | 10/49 | €48,642 | €51,488 | +€2,846 | +5.9% |
| Equity | 10/15 | €40,170 | €42,461 | +€2,291 | +5.7% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €20,271 | €22,562 | +€2,291 | +11.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €18,411 | €20,702 | +€2,291 | +12.4% |
| Profit (loss) carried forward | 14 | €13,699 | €13,699 | = | 0.0% |
| Amounts payable | 17/49 | €8,472 | €9,027 | +€555 | +6.6% |
| Amounts payable within one year | 42/48 | €5,851 | €6,483 | +€632 | +10.8% |
| Trade debts | 44 | €3,621 | €4,154 | +€533 | +14.7% |
| Suppliers | 440/4 | €3,621 | €4,154 | +€533 | +14.7% |
| Taxes, remuneration and social security | 45 | €2,230 | €2,329 | +€99 | +4.4% |
| Taxes | 450/3 | €2,230 | €2,329 | +€99 | +4.4% |
| Accrued charges and deferred income | 492/3 | €2,621 | €2,544 | -€77 | -2.9% |
| Gross operating margin | 9900 | €3,068 | €1,598 | -€1,470 | -47.9% |
| Operating profit (loss) | 9901 | €3,068 | €1,598 | -€1,470 | -47.9% |
| Financial income | 75/76B | €1,882 | €2,276 | +€394 | +20.9% |
| Recurring financial income | 75 | €1,882 | €2,276 | +€394 | +20.9% |
| Financial charges | 65/66B | €522 | €731 | +€210 | +40.2% |
| Recurring financial charges | 65 | €522 | €731 | +€210 | +40.2% |
| Profit (loss) for the period before taxes | 9903 | €4,428 | €3,143 | -€1,285 | -29.0% |
| Income taxes | 67/77 | €1,477 | €852 | -€625 | -42.3% |
| Profit (loss) for the period | 9904 | €2,951 | €2,291 | -€660 | -22.4% |
| Profit (loss) for the period to be appropriated | 9905 | €2,951 | €2,291 | -€660 | -22.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.