Skip to content

PROMAT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PROMAT

BE 0452.011.387
NACE 64.910, Financial service activities, except insurance and pension funding
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,565
2024 · -€13,735+€17,300
Equity
-
not filed
Cash
€60,293
2024 · €71,967-€11,674
Balance sheet total
€397,193
2024 · €425,175-€27,982

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€18,532

    down €18,532 (-39.8%), from €46,581 to €28,049

    of which Furniture and vehicles: -€18,077

  • Cash -€11,674

    down €11,674 (-16.2%), from €71,967 to €60,293

    mainly Debts after one year (-€34,304) and Other debts (-€4,865)

Equity and liabilities
  • Debts after one year -€34,304

    down €34,304 (-81.7%), from €41,996 to €7,692

  • Other debts -€4,865

    down €4,865 (-32.3%), from €15,060 to €10,195

  • Tax, wage and social debts +€4,371

    up €4,371 (+15.2%), from €28,839 to €33,210

    of which Taxes: +€13,559

Income statement
  • Gross operating margin +€38,997

    up €38,997 (+19.1%), from €203,746 to €242,743

  • Staff costs +€23,083

    up €23,083 (+12.7%), from €181,790 to €204,873

  • Taxes -€8,332

    down €8,332, from €6,376 to -€1,956

  • Financial charges +€6,672

    up €6,672 (+68.2%), from €9,783 to €16,455

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,735
Gross operating margin +€38,997
Staff costs -€23,083
Depreciation +€1
Other operating charges -€175
Financial income -€100
Financial charges -€6,672
Taxes +€8,332
Result 2025 €3,565

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€21,804
Investment €0
Financing -€33,478
Cash 2024 €71,967
Net result for the year +€3,565
Depreciation +€18,532
Stocks and contracts +€1,837
Receivables within one year -€3,985
Deferred charges and accrued income -€76
Trade debts +€2,425
Tax, wage and social debts +€4,371
Other debts -€4,865
Debts after one year -€34,304
Current portion of long-term debt +€827
Contributions, distributions and other -€1
Cash 2025 €60,293
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €425,175 €397,193 -€27,982 -6.6%
Fixed assets 21/28 €46,581 €28,049 -€18,532 -39.8%
Tangible fixed assets 22/27 €46,581 €28,049 -€18,532 -39.8%
Furniture and vehicles 24 €45,670 €27,593 -€18,077 -39.6%
Other tangible fixed assets 26 €911 €456 -€455 -49.9%
Current assets 29/58 €378,594 €369,144 -€9,450 -2.5%
Stocks and contracts in progress 3 €275,929 €274,092 -€1,837 -0.7%
Stocks 30/36 €275,929 €274,092 -€1,837 -0.7%
Amounts receivable within one year 40/41 €25,509 €29,494 +€3,985 +15.6%
Trade receivables 40 €25,509 €26,799 +€1,290 +5.1%
Other amounts receivable 41 - €2,695 +€2,695
Cash at bank and in hand 54/58 €71,967 €60,293 -€11,674 -16.2%
Deferred charges and accrued income 490/1 €5,189 €5,265 +€76 +1.5%
Total equity and liabilities 10/49 €425,175 €397,193 -€27,982 -6.6%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €10,196 €10,195 -€1 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €3,996 €3,995 -€1 0.0%
Profit (loss) carried forward 14 €180,166 €183,731 +€3,565 +2.0%
Amounts payable 17/49 €172,813 €141,267 -€31,546 -18.3%
Amounts payable after more than one year 17 €41,996 €7,692 -€34,304 -81.7%
Financial debts 170/4 €41,996 €7,692 -€34,304 -81.7%
Amounts payable within one year 42/48 €130,817 €133,575 +€2,758 +2.1%
Current portion of amounts payable after more than one year 42 €33,477 €34,304 +€827 +2.5%
Trade debts 44 €53,441 €55,866 +€2,425 +4.5%
Suppliers 440/4 €53,441 €55,866 +€2,425 +4.5%
Taxes, remuneration and social security 45 €28,839 €33,210 +€4,371 +15.2%
Taxes 450/3 €19,651 €33,210 +€13,559 +69.0%
Remuneration and social security 454/9 €9,188 - -€9,188
Other amounts payable 47/48 €15,060 €10,195 -€4,865 -32.3%
Remuneration, social security and pensions 62 €181,790 €204,873 +€23,083 +12.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €18,533 €18,532 -€1 0.0%
Other operating charges 640/8 €1,131 €1,306 +€175 +15.5%
Gross operating margin 9900 €203,746 €242,743 +€38,997 +19.1%
Operating profit (loss) 9901 €2,292 €18,032 +€15,740 +686.7%
Financial income 75/76B €132 €32 -€100 -75.8%
Recurring financial income 75 €132 €32 -€100 -75.8%
Financial charges 65/66B €9,783 €16,455 +€6,672 +68.2%
Recurring financial charges 65 €9,783 €16,455 +€6,672 +68.2%
Profit (loss) for the period before taxes 9903 -€7,359 €1,609 +€8,968
Income taxes 67/77 €6,376 -€1,956 -€8,332
Profit (loss) for the period 9904 -€13,735 €3,565 +€17,300
Profit (loss) for the period to be appropriated 9905 -€13,735 €3,565 +€17,300

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.