Progredia: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Progredia
Largest movements
- Receivables within one year +€25,674
up €25,674 (+449.7%), from €5,709 to €31,383
- Cash +€16,840
up €16,840 (+552.9%), from €3,046 to €19,886
mainly Net result for the year (+€27,522) and Tax, wage and social debts (+€16,523)
- Deferred charges and accrued income +€2,145
new in 2025: €2,145
- Tangible fixed assets +€840
new in 2025: €840
- Reserves +€27,522
new in 2025: €27,522
- Tax, wage and social debts +€16,523
up €16,523 (+4850.2%), from €341 to €16,863
- Advances received -€5,385
no longer reported in 2025 (was €5,385)
- Other debts +€5,111
new in 2025: €5,111
- Trade debts +€1,769
up €1,769 (+1059.4%), from €167 to €1,936
- Gross operating margin +€39,812
up €39,812 (+2305.2%), from €1,727 to €41,539
- Taxes +€10,232
up €10,232 (+3003.5%), from €341 to €10,572
- Financial charges +€1,698
up €1,698 (+7150.5%), from €24 to €1,722
- Other operating charges +€1,054
up €1,054 (+421.7%), from €250 to €1,304
- Depreciation +€419
new in 2025: €419
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,755 | €54,295 | +€45,540 | +520.2% |
| Fixed assets | 21/28 | - | €880 | +€880 | |
| Tangible fixed assets | 22/27 | - | €840 | +€840 | |
| Plant, machinery and equipment | 23 | - | €840 | +€840 | |
| Financial fixed assets | 28 | - | €40 | +€40 | |
| Current assets | 29/58 | €8,755 | €53,414 | +€44,660 | +510.1% |
| Amounts receivable within one year | 40/41 | €5,709 | €31,383 | +€25,674 | +449.7% |
| Trade receivables | 40 | €5,709 | €31,383 | +€25,674 | +449.7% |
| Cash at bank and in hand | 54/58 | €3,046 | €19,886 | +€16,840 | +552.9% |
| Deferred charges and accrued income | 490/1 | - | €2,145 | +€2,145 | |
| Total equity and liabilities | 10/49 | €8,755 | €54,295 | +€45,540 | +520.2% |
| Equity | 10/15 | €2,863 | €30,385 | +€27,522 | +961.4% |
| Contributions | 10/11 | €1,750 | €1,750 | = | 0.0% |
| Reserves | 13 | - | €27,522 | +€27,522 | |
| Distributable reserves | 133 | - | €27,522 | +€27,522 | |
| Profit (loss) carried forward | 14 | €1,113 | €1,113 | = | 0.0% |
| Amounts payable | 17/49 | €5,892 | €23,910 | +€18,018 | +305.8% |
| Amounts payable within one year | 42/48 | €5,892 | €23,910 | +€18,018 | +305.8% |
| Trade debts | 44 | €167 | €1,936 | +€1,769 | +1059.4% |
| Suppliers | 440/4 | €167 | €1,936 | +€1,769 | +1059.4% |
| Advances received on contracts in progress | 46 | €5,385 | - | -€5,385 | |
| Taxes, remuneration and social security | 45 | €341 | €16,863 | +€16,523 | +4850.2% |
| Taxes | 450/3 | €341 | €16,863 | +€16,523 | +4850.2% |
| Other amounts payable | 47/48 | - | €5,111 | +€5,111 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €419 | +€419 | |
| Other operating charges | 640/8 | €250 | €1,304 | +€1,054 | +421.7% |
| Gross operating margin | 9900 | €1,727 | €41,539 | +€39,812 | +2305.2% |
| Operating profit (loss) | 9901 | €1,477 | €39,816 | +€38,339 | +2595.7% |
| Financial charges | 65/66B | €24 | €1,722 | +€1,698 | +7150.5% |
| Recurring financial charges | 65 | €24 | €1,722 | +€1,698 | +7150.5% |
| Profit (loss) for the period before taxes | 9903 | €1,453 | €38,094 | +€36,641 | +2521.2% |
| Income taxes | 67/77 | €341 | €10,572 | +€10,232 | +3003.5% |
| Profit (loss) for the period | 9904 | €1,113 | €27,522 | +€26,409 | +2373.6% |
| Profit (loss) for the period to be appropriated | 9905 | €1,113 | €27,522 | +€26,409 | +2373.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.