PRIVIMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PRIVIMO
Largest movements
- Tangible fixed assets -€11,151
down €11,151 (-5.0%), from €224,998 to €213,847
- Debts after one year -€11,011
down €11,011 (-5.6%), from €196,367 to €185,356
- Reserves +€4,380
up €4,380 (+38.2%), from €11,477 to €15,857
- Tax, wage and social debts -€3,908
down €3,908 (-60.2%), from €6,493 to €2,585
- Gross operating margin +€10,162
up €10,162 (+29.8%), from €34,087 to €44,249
- Other operating charges -€5,404
down €5,404 (-43.8%), from €12,330 to €6,926
- Depreciation +€4,706
up €4,706 (+32.6%), from €14,417 to €19,123
- Taxes +€3,024
up €3,024 (+250%), from €1,208 to €4,232
- Financial charges +€674
up €674 (+7.4%), from €9,085 to €9,759
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €267,139 | €255,199 | -€11,940 | -4.5% |
| Fixed assets | 21/28 | €224,998 | €213,847 | -€11,151 | -5.0% |
| Tangible fixed assets | 22/27 | €224,998 | €213,847 | -€11,151 | -5.0% |
| Land and buildings | 22 | €224,998 | €213,847 | -€11,151 | -5.0% |
| Current assets | 29/58 | €42,141 | €41,352 | -€789 | -1.9% |
| Amounts receivable within one year | 40/41 | €4,805 | €3,273 | -€1,532 | -31.9% |
| Trade receivables | 40 | €4,000 | €2,468 | -€1,532 | -38.3% |
| Other amounts receivable | 41 | €805 | €805 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €35,641 | €36,191 | +€550 | +1.5% |
| Deferred charges and accrued income | 490/1 | €1,695 | €1,887 | +€192 | +11.3% |
| Total equity and liabilities | 10/49 | €267,139 | €255,199 | -€11,940 | -4.5% |
| Equity | 10/15 | €46,037 | €50,422 | +€4,385 | +9.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €11,477 | €15,857 | +€4,380 | +38.2% |
| Distributable reserves | 133 | €11,477 | €15,857 | +€4,380 | +38.2% |
| Profit (loss) carried forward | 14 | €15,961 | €15,965 | +€5 | 0.0% |
| Amounts payable | 17/49 | €221,102 | €204,777 | -€16,325 | -7.4% |
| Amounts payable after more than one year | 17 | €196,367 | €185,356 | -€11,011 | -5.6% |
| Financial debts | 170/4 | €196,367 | €185,356 | -€11,011 | -5.6% |
| Amounts payable within one year | 42/48 | €24,735 | €19,421 | -€5,314 | -21.5% |
| Current portion of amounts payable after more than one year | 42 | €10,507 | €11,011 | +€504 | +4.8% |
| Trade debts | 44 | €2,416 | €2,978 | +€562 | +23.3% |
| Suppliers | 440/4 | €2,416 | €2,978 | +€562 | +23.3% |
| Taxes, remuneration and social security | 45 | €6,493 | €2,585 | -€3,908 | -60.2% |
| Taxes | 450/3 | €6,493 | €2,585 | -€3,908 | -60.2% |
| Other amounts payable | 47/48 | €5,319 | €2,847 | -€2,472 | -46.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,417 | €19,123 | +€4,706 | +32.6% |
| Other operating charges | 640/8 | €12,330 | €6,926 | -€5,404 | -43.8% |
| Gross operating margin | 9900 | €34,087 | €44,249 | +€10,162 | +29.8% |
| Operating profit (loss) | 9901 | €7,341 | €18,201 | +€10,860 | +148% |
| Financial income | 75/76B | €44 | €175 | +€131 | +300% |
| Recurring financial income | 75 | €44 | €175 | +€131 | +300% |
| Financial charges | 65/66B | €9,085 | €9,759 | +€674 | +7.4% |
| Recurring financial charges | 65 | €9,085 | €9,759 | +€674 | +7.4% |
| Profit (loss) for the period before taxes | 9903 | -€1,700 | €8,617 | +€10,317 | |
| Income taxes | 67/77 | €1,208 | €4,232 | +€3,024 | +250% |
| Profit (loss) for the period | 9904 | -€2,908 | €4,385 | +€7,293 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,908 | €4,385 | +€7,293 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.