PRIVE CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PRIVE CONSULT
Largest movements
- Cash -€132,293
down €132,293 (-56.0%), from €236,232 to €103,939
mainly Short-term financial debts (-€50,000) and Other debts (-€35,038)
- Tangible fixed assets +€28,719
up €28,719 (+20.7%), from €138,545 to €167,264
of which Land and buildings: +€27,615
- Short-term financial debts -€50,000
no longer reported in 2025 (was €50,000)
- Other debts -€35,038
down €35,038 (-15.3%), from €228,563 to €193,525
- Profit (loss) carried forward -€19,654
down €19,654 (-36.9%), from €53,245 to €33,591
- Gross operating margin -€65,289
down €65,289, from €54,254 to -€11,035
- Taxes -€6,569
no longer reported in 2025 (was €6,569)
- Financial charges +€5,524
up €5,524 (+431.3%), from €1,281 to €6,805
- Depreciation +€695
new in 2025: €695
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €374,777 | €271,203 | -€103,574 | -27.6% |
| Fixed assets | 21/28 | €138,545 | €167,264 | +€28,719 | +20.7% |
| Tangible fixed assets | 22/27 | €138,545 | €167,264 | +€28,719 | +20.7% |
| Land and buildings | 22 | €138,545 | €166,159 | +€27,615 | +19.9% |
| Furniture and vehicles | 24 | - | €1,105 | +€1,105 | |
| Current assets | 29/58 | €236,232 | €103,939 | -€132,293 | -56.0% |
| Cash at bank and in hand | 54/58 | €236,232 | €103,939 | -€132,293 | -56.0% |
| Total equity and liabilities | 10/49 | €374,777 | €271,203 | -€103,574 | -27.6% |
| Equity | 10/15 | €87,245 | €67,591 | -€19,654 | -22.5% |
| Contributions | 10/11 | €6,500 | €6,500 | = | 0.0% |
| Contributions outside capital | 11 | €6,500 | - | -€6,500 | |
| Other | 1109/19 | €6,500 | - | -€6,500 | |
| Reserves | 13 | €27,500 | €27,500 | = | 0.0% |
| Distributable reserves | 133 | €27,500 | €27,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €53,245 | €33,591 | -€19,654 | -36.9% |
| Amounts payable | 17/49 | €287,532 | €203,612 | -€83,920 | -29.2% |
| Amounts payable within one year | 42/48 | €287,532 | €203,612 | -€83,920 | -29.2% |
| Financial debts | 43 | €50,000 | - | -€50,000 | |
| Credit institutions | 430/8 | €50,000 | - | -€50,000 | |
| Trade debts | 44 | €2,401 | €3,519 | +€1,118 | +46.6% |
| Suppliers | 440/4 | €2,401 | €3,519 | +€1,118 | +46.6% |
| Taxes, remuneration and social security | 45 | €6,569 | €6,569 | = | 0.0% |
| Taxes | 450/3 | €6,569 | €6,569 | = | 0.0% |
| Other amounts payable | 47/48 | €228,563 | €193,525 | -€35,038 | -15.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €695 | +€695 | |
| Other operating charges | 640/8 | €1,166 | €1,119 | -€47 | -4.0% |
| Gross operating margin | 9900 | €54,254 | -€11,035 | -€65,289 | |
| Operating profit (loss) | 9901 | €53,088 | -€12,849 | -€65,938 | |
| Financial charges | 65/66B | €1,281 | €6,805 | +€5,524 | +431.3% |
| Recurring financial charges | 65 | €1,281 | €6,805 | +€5,524 | +431.3% |
| Profit (loss) for the period before taxes | 9903 | €51,808 | -€19,654 | -€71,462 | |
| Income taxes | 67/77 | €6,569 | - | -€6,569 | |
| Profit (loss) for the period | 9904 | €45,239 | -€19,654 | -€64,894 | |
| Profit (loss) for the period to be appropriated | 9905 | €45,239 | -€19,654 | -€64,894 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.