PRIVATE DRIVING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PRIVATE DRIVING
Largest movements
- Tangible fixed assets -€37,667
down €37,667 (-38.7%), from €97,244 to €59,577
of which Furniture and vehicles: -€37,283
- Receivables within one year +€20,243
up €20,243 (+47.8%), from €42,320 to €62,563
of which Trade receivables: +€18,624
- Cash +€2,060
up €2,060 (+19.5%), from €10,568 to €12,628
mainly Depreciation (+€44,192) and Other debts (+€20,678)
- Other debts +€20,678
up €20,678 (+53.7%), from €38,530 to €59,207
- Profit (loss) carried forward -€18,404
down €18,404 (-2.2%), from -€824,423 to -€842,827
- Debts after one year -€14,886
down €14,886 (-29.4%), from €50,608 to €35,722
- Gross operating margin -€6,345
down €6,345 (-18.0%), from €35,216 to €28,871
- Other operating charges -€4,980
down €4,980 (-76.5%), from €6,511 to €1,531
- Depreciation +€3,729
up €3,729 (+9.2%), from €40,463 to €44,192
- Taxes -€1,654
no longer reported in 2025 (was €1,654)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €150,133 | €136,146 | -€13,987 | -9.3% |
| Fixed assets | 21/28 | €97,244 | €59,577 | -€37,667 | -38.7% |
| Tangible fixed assets | 22/27 | €97,244 | €59,577 | -€37,667 | -38.7% |
| Furniture and vehicles | 24 | €96,502 | €59,219 | -€37,283 | -38.6% |
| Other tangible fixed assets | 26 | €743 | €359 | -€384 | -51.7% |
| Current assets | 29/58 | €52,888 | €76,569 | +€23,680 | +44.8% |
| Amounts receivable within one year | 40/41 | €42,320 | €62,563 | +€20,243 | +47.8% |
| Trade receivables | 40 | €40,539 | €59,163 | +€18,624 | +45.9% |
| Other amounts receivable | 41 | €1,781 | €3,400 | +€1,619 | +90.9% |
| Cash at bank and in hand | 54/58 | €10,568 | €12,628 | +€2,060 | +19.5% |
| Deferred charges and accrued income | 490/1 | - | €1,378 | +€1,378 | |
| Total equity and liabilities | 10/49 | €150,133 | €136,146 | -€13,987 | -9.3% |
| Equity | 10/15 | €30,577 | €12,173 | -€18,404 | -60.2% |
| Contributions | 10/11 | €855,000 | €855,000 | = | 0.0% |
| Capital | 10 | €855,000 | €855,000 | = | 0.0% |
| Issued capital | 100 | €855,000 | €855,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€824,423 | -€842,827 | -€18,404 | -2.2% |
| Amounts payable | 17/49 | €119,555 | €123,973 | +€4,418 | +3.7% |
| Amounts payable after more than one year | 17 | €50,608 | €35,722 | -€14,886 | -29.4% |
| Financial debts | 170/4 | €50,608 | €35,722 | -€14,886 | -29.4% |
| Amounts payable within one year | 42/48 | €66,901 | €87,009 | +€20,108 | +30.1% |
| Current portion of amounts payable after more than one year | 42 | €14,538 | €14,886 | +€349 | +2.4% |
| Trade debts | 44 | €13,623 | €12,723 | -€900 | -6.6% |
| Suppliers | 440/4 | €13,623 | €12,723 | -€900 | -6.6% |
| Taxes, remuneration and social security | 45 | €211 | €193 | -€18 | -8.6% |
| Taxes | 450/3 | €211 | €193 | -€18 | -8.6% |
| Other amounts payable | 47/48 | €38,530 | €59,207 | +€20,678 | +53.7% |
| Accrued charges and deferred income | 492/3 | €2,046 | €1,242 | -€804 | -39.3% |
| Non-recurring operating income | 76A | €4,502 | €9,814 | +€5,312 | +118% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €40,463 | €44,192 | +€3,729 | +9.2% |
| Other operating charges | 640/8 | €6,511 | €1,531 | -€4,980 | -76.5% |
| Non-recurring operating charges | 66A | - | €12 | +€12 | |
| Gross operating margin | 9900 | €35,216 | €28,871 | -€6,345 | -18.0% |
| Operating profit (loss) | 9901 | -€11,757 | -€16,863 | -€5,106 | -43.4% |
| Financial income | 75/76B | €52 | €1 | -€51 | -98.1% |
| Recurring financial income | 75 | €52 | €1 | -€51 | -98.1% |
| Financial charges | 65/66B | €1,475 | €1,542 | +€67 | +4.5% |
| Recurring financial charges | 65 | €1,475 | €1,542 | +€67 | +4.5% |
| Profit (loss) for the period before taxes | 9903 | -€13,181 | -€18,404 | -€5,224 | -39.6% |
| Income taxes | 67/77 | €1,654 | - | -€1,654 | |
| Profit (loss) for the period | 9904 | -€14,834 | -€18,404 | -€3,570 | -24.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€14,834 | -€18,404 | -€3,570 | -24.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.