PREMIUM: what changed
What changed
PREMIUM
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
-€719
2024 · €35,318-€36,037
Equity
-€138,202
2024 · -€137,483-€719
Cash
€41,228
2024 · €45,059-€3,831
Balance sheet total
€427,645
2024 · €427,439+€206
Largest movements
Assets
- Receivables within one year +€45,428
up €45,428 (+45.2%), from €100,479 to €145,907
of which Other amounts receivable: +€39,136
- Stocks and contracts -€28,391
down €28,391 (-10.6%), from €268,901 to €240,510
- Intangible fixed assets -€13,000
down €13,000 (-100%), from €13,000 to €0
Equity and liabilities
No liability line moved by more than 1% of the balance sheet total.
Income statement
- Gross operating margin -€35,963
down €35,963 (-73.6%), from €48,859 to €12,896
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€35,318
Gross operating margin
-€35,963
Other operating charges
-€95
Financial charges
+€22
Result 2025
-€719
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€3,831
Investment
€0
Financing
€0
Cash 2024
€45,059
From operations (derived)
-€3,831
Net result for the year
-€719
Depreciation
+€13,000
Stocks and contracts
+€28,391
Receivables within one year
-€45,428
Trade debts
-€151
Tax, wage and social debts
+€1,075
Cash 2025
€41,228
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €427,439 | €427,645 | +€206 | 0.0% |
| Fixed assets | 21/28 | €13,000 | €0 | -€13,000 | -100% |
| Intangible fixed assets | 21 | €13,000 | €0 | -€13,000 | -100% |
| Current assets | 29/58 | €414,439 | €427,645 | +€13,206 | +3.2% |
| Stocks and contracts in progress | 3 | €268,901 | €240,510 | -€28,391 | -10.6% |
| Stocks | 30/36 | €268,901 | €240,510 | -€28,391 | -10.6% |
| Amounts receivable within one year | 40/41 | €100,479 | €145,907 | +€45,428 | +45.2% |
| Trade receivables | 40 | - | €6,292 | +€6,292 | |
| Other amounts receivable | 41 | €100,479 | €139,615 | +€39,136 | +38.9% |
| Cash at bank and in hand | 54/58 | €45,059 | €41,228 | -€3,831 | -8.5% |
| Total equity and liabilities | 10/49 | €427,439 | €427,645 | +€206 | 0.0% |
| Equity | 10/15 | -€137,483 | -€138,202 | -€719 | -0.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€156,083 | -€156,802 | -€719 | -0.5% |
| Amounts payable | 17/49 | €564,922 | €565,847 | +€924 | +0.2% |
| Amounts payable within one year | 42/48 | €563,422 | €564,347 | +€924 | +0.2% |
| Trade debts | 44 | €393 | €242 | -€151 | -38.5% |
| Suppliers | 440/4 | €393 | €242 | -€151 | -38.5% |
| Taxes, remuneration and social security | 45 | - | €1,075 | +€1,075 | |
| Taxes | 450/3 | - | €1,075 | +€1,075 | |
| Other amounts payable | 47/48 | €563,029 | €563,029 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €1,500 | €1,500 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,000 | €13,000 | = | 0.0% |
| Other operating charges | 640/8 | €387 | €483 | +€95 | +24.6% |
| Gross operating margin | 9900 | €48,859 | €12,896 | -€35,963 | -73.6% |
| Operating profit (loss) | 9901 | €35,472 | -€587 | -€36,059 | |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €153 | €132 | -€22 | -14.2% |
| Recurring financial charges | 65 | €153 | €132 | -€22 | -14.2% |
| Profit (loss) for the period before taxes | 9903 | €35,318 | -€719 | -€36,037 | |
| Profit (loss) for the period | 9904 | €35,318 | -€719 | -€36,037 | |
| Profit (loss) for the period to be appropriated | 9905 | €35,318 | -€719 | -€36,037 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.