PREMIER FINANCIAL SERVICES: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PREMIER FINANCIAL SERVICES
Largest movements
- Cash -€7,779
down €7,779 (-2.6%), from €302,162 to €294,384
mainly Net result for the year (-€7,938)
- Profit (loss) carried forward -€7,938
down €7,938 (-3.5%), from €229,174 to €221,236
- Gross operating margin +€638
up €638 (+7.7%), from -€8,265 to -€7,627
- Financial charges +€93
up €93 (+42.6%), from €218 to €311
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €302,162 | €294,384 | -€7,779 | -2.6% |
| Current assets | 29/58 | €302,162 | €294,384 | -€7,779 | -2.6% |
| Cash at bank and in hand | 54/58 | €302,162 | €294,384 | -€7,779 | -2.6% |
| Total equity and liabilities | 10/49 | €302,162 | €294,384 | -€7,779 | -2.6% |
| Equity | 10/15 | €296,824 | €288,886 | -€7,938 | -2.7% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €6,150 | €6,150 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,150 | €6,150 | = | 0.0% |
| Legal reserve | 130 | €6,150 | €6,150 | = | 0.0% |
| Profit (loss) carried forward | 14 | €229,174 | €221,236 | -€7,938 | -3.5% |
| Amounts payable | 17/49 | €5,339 | €5,497 | +€159 | +3.0% |
| Amounts payable within one year | 42/48 | €5,339 | €5,497 | +€159 | +3.0% |
| Trade debts | 44 | €5,339 | €5,497 | +€159 | +3.0% |
| Suppliers | 440/4 | €5,339 | €5,497 | +€159 | +3.0% |
| Gross operating margin | 9900 | -€8,265 | -€7,627 | +€638 | +7.7% |
| Operating profit (loss) | 9901 | -€8,265 | -€7,627 | +€638 | +7.7% |
| Financial charges | 65/66B | €218 | €311 | +€93 | +42.6% |
| Recurring financial charges | 65 | €218 | €311 | +€93 | +42.6% |
| Profit (loss) for the period before taxes | 9903 | -€8,483 | -€7,938 | +€545 | +6.4% |
| Profit (loss) for the period | 9904 | -€8,483 | -€7,938 | +€545 | +6.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,483 | -€7,938 | +€545 | +6.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.