PP HABITAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PP HABITAT
Largest movements
- Stocks and contracts +€250,366
up €250,366 (+33.1%), from €755,331 to €1.0m
- Cash -€211,973
down €211,973 (-85.6%), from €247,541 to €35,568
mainly Contributions, distributions and other (-€600,000) and Stocks and contracts (-€250,366)
- Receivables within one year +€26,705
new in 2025: €26,705
of which Trade receivables: +€25,434
- Profit (loss) carried forward +€61,056
up €61,056 (+9.9%), from €613,684 to €674,739
- Debts after one year -€60,000
down €60,000 (-19.0%), from €316,000 to €256,000
- Reserves +€42,100
new in 2025: €42,100
- Tax, wage and social debts +€36,481
up €36,481 (+147%), from €24,803 to €61,284
- Trade debts -€25,350
down €25,350 (-80.1%), from €31,630 to €6,280
- Gross operating margin +€388,639
up €388,639 (+69.1%), from €562,321 to €950,961
- Taxes +€105,587
up €105,587 (+82.4%), from €128,141 to €233,728
- Financial charges -€10,652
down €10,652 (-44.8%), from €23,758 to €13,106
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,004,717 | €1,069,004 | +€64,287 | +6.4% |
| Fixed assets | 21/28 | €1,845 | €1,033 | -€812 | -44.0% |
| Tangible fixed assets | 22/27 | €1,845 | €1,033 | -€812 | -44.0% |
| Furniture and vehicles | 24 | €1,845 | €1,033 | -€812 | -44.0% |
| Current assets | 29/58 | €1,002,872 | €1,067,971 | +€65,099 | +6.5% |
| Stocks and contracts in progress | 3 | €755,331 | €1,005,697 | +€250,366 | +33.1% |
| Stocks | 30/36 | €755,331 | €1,005,697 | +€250,366 | +33.1% |
| Amounts receivable within one year | 40/41 | - | €26,705 | +€26,705 | |
| Trade receivables | 40 | - | €25,434 | +€25,434 | |
| Other amounts receivable | 41 | - | €1,272 | +€1,272 | |
| Cash at bank and in hand | 54/58 | €247,541 | €35,568 | -€211,973 | -85.6% |
| Total equity and liabilities | 10/49 | €1,004,717 | €1,069,004 | +€64,287 | +6.4% |
| Equity | 10/15 | €632,284 | €735,439 | +€103,156 | +16.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | - | €42,100 | +€42,100 | |
| Tax-exempt reserves | 132 | - | €42,100 | +€42,100 | |
| Profit (loss) carried forward | 14 | €613,684 | €674,739 | +€61,056 | +9.9% |
| Amounts payable | 17/49 | €372,433 | €333,565 | -€38,869 | -10.4% |
| Amounts payable after more than one year | 17 | €316,000 | €256,000 | -€60,000 | -19.0% |
| Financial debts | 170/4 | €316,000 | €256,000 | -€60,000 | -19.0% |
| Amounts payable within one year | 42/48 | €56,433 | €77,565 | +€21,131 | +37.4% |
| Trade debts | 44 | €31,630 | €6,280 | -€25,350 | -80.1% |
| Suppliers | 440/4 | €31,630 | €6,280 | -€25,350 | -80.1% |
| Taxes, remuneration and social security | 45 | €24,803 | €61,284 | +€36,481 | +147% |
| Taxes | 450/3 | €24,803 | €61,284 | +€36,481 | +147% |
| Other amounts payable | 47/48 | - | €10,000 | +€10,000 | |
| Remuneration, social security and pensions | 62 | - | €1,069 | +€1,069 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €812 | €812 | = | 0.0% |
| Other operating charges | 640/8 | €667 | €68 | -€599 | -89.8% |
| Gross operating margin | 9900 | €562,321 | €950,961 | +€388,639 | +69.1% |
| Operating profit (loss) | 9901 | €560,843 | €949,012 | +€388,169 | +69.2% |
| Financial income | 75/76B | - | €978 | +€978 | |
| Recurring financial income | 75 | - | €978 | +€978 | |
| Financial charges | 65/66B | €23,758 | €13,106 | -€10,652 | -44.8% |
| Recurring financial charges | 65 | €23,758 | €13,106 | -€10,652 | -44.8% |
| Profit (loss) for the period before taxes | 9903 | €537,085 | €936,884 | +€399,799 | +74.4% |
| Income taxes | 67/77 | €128,141 | €233,728 | +€105,587 | +82.4% |
| Profit (loss) for the period | 9904 | €408,944 | €703,156 | +€294,211 | +71.9% |
| Transfer to tax-exempt reserves | 689 | - | €42,100 | +€42,100 | |
| Profit (loss) for the period to be appropriated | 9905 | €408,944 | €661,056 | +€252,111 | +61.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.