Populair: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Populair
Largest movements
- Cash +€19,121
up €19,121 (+1,325%), from €1,443 to €20,563
mainly Receivables within one year (+€16,166) and Net result for the year (+€10,027)
- Receivables within one year -€16,166
down €16,166 (-35.8%), from €45,185 to €29,019
of which Trade receivables: -€26,832
- Stocks and contracts +€2,380
up €2,380 (+37.7%), from €6,310 to €8,690
- Profit (loss) carried forward +€10,027
up €10,027 (+69.8%), from €14,369 to €24,396
- Trade debts -€3,415
down €3,415 (-42.6%), from €8,017 to €4,602
- Tax, wage and social debts -€1,541
down €1,541 (-23.4%), from €6,575 to €5,034
of which Remuneration and social security: -€1,018
- Turnover +€138,633
new in 2023: €138,633
- Purchases and services +€126,735
new in 2023: €126,735
- Gross operating margin +€8,505
up €8,505 (+228%), from €3,738 to €12,243
- Staff costs +€1,500
new in 2023: €1,500
From the 2022 result to the 2023 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2022 and 2023 balance sheets and the 2023 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2022 | 2023 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €55,050 | €60,120 | +€5,070 | +9.2% |
| Fixed assets | 21/28 | €2,112 | €1,848 | -€264 | -12.5% |
| Tangible fixed assets | 22/27 | €2,112 | €1,848 | -€264 | -12.5% |
| Land and buildings | 22 | €2,112 | €1,848 | -€264 | -12.5% |
| Current assets | 29/58 | €52,938 | €58,272 | +€5,334 | +10.1% |
| Stocks and contracts in progress | 3 | €6,310 | €8,690 | +€2,380 | +37.7% |
| Stocks | 30/36 | €6,310 | €8,690 | +€2,380 | +37.7% |
| Amounts receivable within one year | 40/41 | €45,185 | €29,019 | -€16,166 | -35.8% |
| Trade receivables | 40 | €36,588 | €9,756 | -€26,832 | -73.3% |
| Other amounts receivable | 41 | €8,597 | €19,263 | +€10,666 | +124% |
| Cash at bank and in hand | 54/58 | €1,443 | €20,563 | +€19,121 | +1,325% |
| Total equity and liabilities | 10/49 | €55,050 | €60,120 | +€5,070 | +9.2% |
| Equity | 10/15 | €40,447 | €50,474 | +€10,027 | +24.8% |
| Contributions | 10/11 | €7,001 | €7,001 | = | 0.0% |
| Reserves | 13 | €19,077 | €19,077 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,798 | €1,798 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,798 | €1,798 | = | 0.0% |
| Distributable reserves | 133 | €17,279 | €17,279 | = | 0.0% |
| Profit (loss) carried forward | 14 | €14,369 | €24,396 | +€10,027 | +69.8% |
| Amounts payable | 17/49 | €14,602 | €9,646 | -€4,956 | -33.9% |
| Amounts payable within one year | 42/48 | €14,602 | €9,646 | -€4,956 | -33.9% |
| Trade debts | 44 | €8,017 | €4,602 | -€3,415 | -42.6% |
| Suppliers | 440/4 | €8,017 | €4,602 | -€3,415 | -42.6% |
| Taxes, remuneration and social security | 45 | €6,575 | €5,034 | -€1,541 | -23.4% |
| Taxes | 450/3 | €4,057 | €3,534 | -€523 | -12.9% |
| Remuneration and social security | 454/9 | €2,518 | €1,500 | -€1,018 | -40.4% |
| Other amounts payable | 47/48 | €11 | €11 | = | 0.0% |
| Turnover | 70 | - | €138,633 | +€138,633 | |
| Goods, raw materials, services and sundry goods | 60/61 | - | €126,735 | +€126,735 | |
| Remuneration, social security and pensions | 62 | - | €1,500 | +€1,500 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €264 | €264 | = | 0.0% |
| Other operating charges | 640/8 | €1,068 | €404 | -€664 | -62.2% |
| Gross operating margin | 9900 | €3,738 | €12,243 | +€8,505 | +228% |
| Operating profit (loss) | 9901 | €2,407 | €10,075 | +€7,668 | +319% |
| Financial charges | 65/66B | €68 | €48 | -€20 | -29.3% |
| Recurring financial charges | 65 | €68 | €48 | -€20 | -29.3% |
| Profit (loss) for the period before taxes | 9903 | €2,338 | €10,027 | +€7,688 | +329% |
| Profit (loss) for the period | 9904 | €2,338 | €10,027 | +€7,688 | +329% |
| Profit (loss) for the period to be appropriated | 9905 | €2,338 | €10,027 | +€7,688 | +329% |
Source: filed annual accounts (NBB), financial years ended 31 December 2022 and 31 December 2023. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.