POLUMAVIO: what changed
What changed
POLUMAVIO
NACE 64.999, Other financial services
filed annual accounts (NBB)
Net result for the year
-€207,999
2024 · -€145,997-€62,003
Equity
€346,549
2024 · €554,548-€207,999
Cash
€319,057
2024 · €78,159+€240,898
Balance sheet total
€4.4m
2024 · €4.6m-€187,849
Largest movements
Assets
- Current investments -€435,177
down €435,177 (-9.7%), from €4.5m to €4.0m
- Cash +€240,898
up €240,898 (+308%), from €78,159 to €319,057
mainly Current investments (+€435,177) and Trade debts (+€15,523)
Equity and liabilities
- Profit (loss) carried forward -€207,999
down €207,999 (-88.1%), from -€236,224 to -€444,223
Income statement
- Financial income -€27,774
down €27,774 (-23.4%), from €118,865 to €91,090
- Financial charges +€14,468
up €14,468 (+8.0%), from €181,490 to €195,958
- Gross operating margin -€12,739
down €12,739 (-15.3%), from -€83,162 to -€95,901
- Other operating charges +€7,021
up €7,021 (+3,359%), from €209 to €7,230
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€145,997
Gross operating margin
-€12,739
Other operating charges
-€7,021
Financial income
-€27,774
Financial charges
-€14,468
Result 2025
-€207,999
lowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€194,279
Investment
+€435,177
Financing
€0
Cash 2024
€78,159
From operations (derived)
-€194,279
Net result for the year
-€207,999
Receivables within one year
-€21,645
Deferred charges and accrued income
+€15,215
Trade debts
+€15,523
Tax, wage and social debts
+€5,912
Other debts
+€823
Accrued charges and deferred income
-€2,108
Investment (derived)
+€435,177
Current investments
+€435,177
Cash 2025
€319,057
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,626,742 | €4,438,894 | -€187,849 | -4.1% |
| Fixed assets | 21/28 | €50,000 | €50,000 | = | 0.0% |
| Tangible fixed assets | 22/27 | €50,000 | €50,000 | = | 0.0% |
| Other tangible fixed assets | 26 | €50,000 | €50,000 | = | 0.0% |
| Current assets | 29/58 | €4,576,742 | €4,388,894 | -€187,849 | -4.1% |
| Amounts receivable within one year | 40/41 | €259 | €21,904 | +€21,645 | +8,352% |
| Other amounts receivable | 41 | €259 | €21,904 | +€21,645 | +8,352% |
| Current investments | 50/53 | €4,483,109 | €4,047,932 | -€435,177 | -9.7% |
| Cash at bank and in hand | 54/58 | €78,159 | €319,057 | +€240,898 | +308% |
| Deferred charges and accrued income | 490/1 | €15,215 | - | -€15,215 | |
| Total equity and liabilities | 10/49 | €4,626,742 | €4,438,894 | -€187,849 | -4.1% |
| Equity | 10/15 | €554,548 | €346,549 | -€207,999 | -37.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €772,172 | €772,172 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €770,312 | €770,312 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€236,224 | -€444,223 | -€207,999 | -88.1% |
| Amounts payable | 17/49 | €4,072,194 | €4,092,345 | +€20,151 | +0.5% |
| Amounts payable within one year | 42/48 | €4,052,225 | €4,074,483 | +€22,259 | +0.5% |
| Financial debts | 43 | €4,000,000 | €4,000,000 | = | 0.0% |
| Credit institutions | 430/8 | €4,000,000 | €4,000,000 | = | 0.0% |
| Trade debts | 44 | €41,495 | €57,018 | +€15,523 | +37.4% |
| Suppliers | 440/4 | €41,495 | €57,018 | +€15,523 | +37.4% |
| Taxes, remuneration and social security | 45 | €10,442 | €16,355 | +€5,912 | +56.6% |
| Taxes | 450/3 | €10,442 | €16,355 | +€5,912 | +56.6% |
| Other amounts payable | 47/48 | €288 | €1,111 | +€823 | +286% |
| Accrued charges and deferred income | 492/3 | €19,969 | €17,861 | -€2,108 | -10.6% |
| Other operating charges | 640/8 | €209 | €7,230 | +€7,021 | +3,359% |
| Gross operating margin | 9900 | -€83,162 | -€95,901 | -€12,739 | -15.3% |
| Operating profit (loss) | 9901 | -€83,371 | -€103,131 | -€19,760 | -23.7% |
| Financial income | 75/76B | €118,865 | €91,090 | -€27,774 | -23.4% |
| Recurring financial income | 75 | €118,865 | €91,090 | -€27,774 | -23.4% |
| Financial charges | 65/66B | €181,490 | €195,958 | +€14,468 | +8.0% |
| Recurring financial charges | 65 | €181,490 | €195,958 | +€14,468 | +8.0% |
| Profit (loss) for the period before taxes | 9903 | -€145,997 | -€207,999 | -€62,003 | -42.5% |
| Profit (loss) for the period | 9904 | -€145,997 | -€207,999 | -€62,003 | -42.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€145,997 | -€207,999 | -€62,003 | -42.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.