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POLTER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

POLTER

BE 0754.968.618
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€19,181
2024 · -€13,849-€5,333
Equity
-€72,749
2024 · -€53,568-€19,181
Cash
€12,788
2024 · €1,153+€11,635
Balance sheet total
€424,027
2024 · €359,841+€64,185

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income +€42,774

    up €42,774 (+19.8%), from €216,398 to €259,172

  • Cash +€11,635

    up €11,635 (+1009.4%), from €1,153 to €12,788

    mainly Debts after one year (+€50,000) and Short-term financial debts (+€50,000)

  • Receivables within one year +€9,402

    up €9,402 (+37.6%), from €25,023 to €34,426

    of which Other amounts receivable: +€9,402

Equity and liabilities
  • Debts after one year +€50,000

    up €50,000 (+22.2%), from €225,000 to €275,000

  • Short-term financial debts +€50,000

    up €50,000 (+40.0%), from €125,000 to €175,000

  • Profit (loss) carried forward -€19,181

    down €19,181 (-32.8%), from -€58,568 to -€77,749

  • Trade debts -€14,576

    down €14,576 (-24.1%), from €60,514 to €45,938

Income statement
  • Gross operating margin -€3,747

    down €3,747 (-55.9%), from -€6,703 to -€10,450

  • Depreciation +€1,683

    up €1,683 (+30.7%), from €5,484 to €7,167

  • Other operating charges -€271

    down €271 (-17.3%), from €1,563 to €1,292

  • Financial income -€113

    down €113 (-13.1%), from €869 to €756

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,849
Gross operating margin -€3,747
Depreciation -€1,683
Other operating charges +€271
Financial income -€113
Financial charges -€24
Taxes -€37
Result 2025 -€19,181

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€80,824
Investment -€7,541
Financing +€100,000
Cash 2024 €1,153
Net result for the year -€19,181
Depreciation +€7,167
Receivables within one year -€9,402
Deferred charges and accrued income -€42,774
Trade debts -€14,576
Tax, wage and social debts -€346
Accrued charges and deferred income -€1,712
Investment in fixed assets (net) -€7,541
Debts after one year +€50,000
Short-term financial debts +€50,000
Cash 2025 €12,788
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €359,841 €424,027 +€64,185 +17.8%
Fixed assets 21/28 €107,073 €107,447 +€374 +0.3%
Tangible fixed assets 22/27 €106,573 €107,447 +€874 +0.8%
Furniture and vehicles 24 €7,381 €11,111 +€3,730 +50.5%
Other tangible fixed assets 26 €99,192 €96,336 -€2,856 -2.9%
Financial fixed assets 28 €500 €0 -€500 -100.0%
Current assets 29/58 €252,768 €316,580 +€63,812 +25.2%
Stocks and contracts in progress 3 €10,194 €10,194 = 0.0%
Stocks 30/36 €10,194 €10,194 = 0.0%
Amounts receivable within one year 40/41 €25,023 €34,426 +€9,402 +37.6%
Trade receivables 40 €6,189 €6,189 = 0.0%
Other amounts receivable 41 €18,835 €28,237 +€9,402 +49.9%
Cash at bank and in hand 54/58 €1,153 €12,788 +€11,635 +1009.4%
Deferred charges and accrued income 490/1 €216,398 €259,172 +€42,774 +19.8%
Total equity and liabilities 10/49 €359,841 €424,027 +€64,185 +17.8%
Equity 10/15 -€53,568 -€72,749 -€19,181 -35.8%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€58,568 -€77,749 -€19,181 -32.8%
Amounts payable 17/49 €413,409 €496,776 +€83,367 +20.2%
Amounts payable after more than one year 17 €225,000 €275,000 +€50,000 +22.2%
Financial debts 170/4 €225,000 €275,000 +€50,000 +22.2%
Amounts payable within one year 42/48 €186,323 €221,401 +€35,078 +18.8%
Financial debts 43 €125,000 €175,000 +€50,000 +40.0%
Credit institutions 430/8 €125,000 €175,000 +€50,000 +40.0%
Trade debts 44 €60,514 €45,938 -€14,576 -24.1%
Suppliers 440/4 €60,514 €45,938 -€14,576 -24.1%
Taxes, remuneration and social security 45 €809 €463 -€346 -42.8%
Taxes 450/3 €809 €463 -€346 -42.8%
Accrued charges and deferred income 492/3 €2,087 €375 -€1,712 -82.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,484 €7,167 +€1,683 +30.7%
Other operating charges 640/8 €1,563 €1,292 -€271 -17.3%
Gross operating margin 9900 -€6,703 -€10,450 -€3,747 -55.9%
Operating profit (loss) 9901 -€13,750 -€18,909 -€5,159 -37.5%
Financial income 75/76B €869 €756 -€113 -13.1%
Recurring financial income 75 €869 €756 -€113 -13.1%
Financial charges 65/66B €828 €852 +€24 +2.9%
Recurring financial charges 65 €828 €852 +€24 +2.9%
Profit (loss) for the period before taxes 9903 -€13,709 -€19,005 -€5,296 -38.6%
Income taxes 67/77 €140 €176 +€37 +26.2%
Profit (loss) for the period 9904 -€13,849 -€19,181 -€5,333 -38.5%
Profit (loss) for the period to be appropriated 9905 -€13,849 -€19,181 -€5,333 -38.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.