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POINTWAVE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

POINTWAVE

BE 0451.165.014
NACE 63.910, Web portal activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,447
2024 · -€2,157-€3,290
Equity
€28,695
2024 · €34,142-€5,447
Cash
€756
2024 · €17+€740
Balance sheet total
€28,783
2024 · €34,142-€5,358

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€6,098

    down €6,098 (-17.9%), from €34,125 to €28,027

    of which Other amounts receivable: -€6,742

  • Cash +€740

    up €740 (+4473.2%), from €17 to €756

    mainly Receivables within one year (+€6,098) and Tax, wage and social debts (+€75)

Equity and liabilities
  • Profit (loss) carried forward -€5,447

    down €5,447 (-48.8%), from €11,172 to €5,725

Income statement
  • Gross operating margin -€3,257

    down €3,257 (-218.3%), from -€1,492 to -€4,748

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€2,157
Gross operating margin -€3,257
Other operating charges -€20
Financial charges -€13
Result 2025 -€5,447

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€740
Investment €0
Financing €0
Cash 2024 €17
Net result for the year -€5,447
Receivables within one year +€6,098
Trade debts +€13
Tax, wage and social debts +€75
Cash 2025 €756
Every line side by side 26 lines
Line Code 2024 2025 Change %
Total assets 20/58 €34,142 €28,783 -€5,358 -15.7%
Current assets 29/58 €34,142 €28,783 -€5,358 -15.7%
Amounts receivable within one year 40/41 €34,125 €28,027 -€6,098 -17.9%
Trade receivables 40 - €644 +€644
Other amounts receivable 41 €34,125 €27,383 -€6,742 -19.8%
Cash at bank and in hand 54/58 €17 €756 +€740 +4473.2%
Total equity and liabilities 10/49 €34,142 €28,783 -€5,358 -15.7%
Equity 10/15 €34,142 €28,695 -€5,447 -16.0%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €4,377 €4,377 = 0.0%
Distributable reserves 133 €4,377 €4,377 = 0.0%
Profit (loss) carried forward 14 €11,172 €5,725 -€5,447 -48.8%
Amounts payable 17/49 - €88 +€88
Amounts payable within one year 42/48 - €88 +€88
Trade debts 44 - €13 +€13
Suppliers 440/4 - €13 +€13
Taxes, remuneration and social security 45 - €75 +€75
Taxes 450/3 - €75 +€75
Other operating charges 640/8 €585 €605 +€20 +3.5%
Gross operating margin 9900 -€1,492 -€4,748 -€3,257 -218.3%
Operating profit (loss) 9901 -€2,077 -€5,353 -€3,277 -157.8%
Financial charges 65/66B €80 €94 +€13 +16.7%
Recurring financial charges 65 €80 €94 +€13 +16.7%
Profit (loss) for the period before taxes 9903 -€2,157 -€5,447 -€3,290 -152.6%
Profit (loss) for the period 9904 -€2,157 -€5,447 -€3,290 -152.6%
Profit (loss) for the period to be appropriated 9905 -€2,157 -€5,447 -€3,290 -152.6%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.