PLEVOETS VERZEKERINGEN: what changed
PLEVOETS VERZEKERINGEN
Largest movements
- Cash +€950,978
up €950,978 (+252%), from €376,945 to €1.3m
mainly Current investments (+€797,399) and Net result for the year (+€294,594)
- Current investments -€797,399
down €797,399 (-75.8%), from €1.1m to €254,477
- Tangible fixed assets -€36,303
down €36,303 (-15.6%), from €232,092 to €195,790
of which Furniture and vehicles: -€22,730
- Receivables within one year -€24,133
down €24,133 (-24.8%), from €97,124 to €72,990
of which Other amounts receivable: -€27,096
- Reserves +€61,706
up €61,706 (+3.6%), from €1.7m to €1.8m
of which Distributable reserves: +€61,706
- Tax, wage and social debts +€31,068
up €31,068 (+127%), from €24,544 to €55,612
of which Taxes: +€27,961
- Staff costs +€114,003
up €114,003 (+109%), from €104,639 to €218,642
- Gross operating margin +€79,030
up €79,030 (+13.5%), from €583,482 to €662,512
- Taxes +€25,238
up €25,238 (+23.9%), from €105,585 to €130,823
- Financial income +€16,104
up €16,104 (+147%), from €10,938 to €27,042
of which Financial income: +€19,633
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,758,447 | €1,852,258 | +€93,811 | +5.3% |
| Fixed assets | 21/28 | €232,092 | €195,790 | -€36,303 | -15.6% |
| Tangible fixed assets | 22/27 | €232,092 | €195,790 | -€36,303 | -15.6% |
| Plant, machinery and equipment | 23 | €3,713 | €3,664 | -€50 | -1.3% |
| Furniture and vehicles | 24 | €72,370 | €49,640 | -€22,730 | -31.4% |
| Other tangible fixed assets | 26 | €156,009 | €142,486 | -€13,523 | -8.7% |
| Current assets | 29/58 | €1,526,354 | €1,656,469 | +€130,114 | +8.5% |
| Amounts receivable within one year | 40/41 | €97,124 | €72,990 | -€24,133 | -24.8% |
| Trade receivables | 40 | €49,174 | €52,137 | +€2,963 | +6.0% |
| Other amounts receivable | 41 | €47,950 | €20,854 | -€27,096 | -56.5% |
| Current investments | 50/53 | €1,051,876 | €254,477 | -€797,399 | -75.8% |
| Cash at bank and in hand | 54/58 | €376,945 | €1,327,924 | +€950,978 | +252% |
| Deferred charges and accrued income | 490/1 | €409 | €1,077 | +€668 | +163% |
| Total equity and liabilities | 10/49 | €1,758,447 | €1,852,258 | +€93,811 | +5.3% |
| Equity | 10/15 | €1,721,452 | €1,783,158 | +€61,706 | +3.6% |
| Contributions | 10/11 | €18,588 | €18,588 | = | 0.0% |
| Reserves | 13 | €1,702,864 | €1,764,569 | +€61,706 | +3.6% |
| Tax-exempt reserves | 132 | €50,486 | €50,486 | = | 0.0% |
| Distributable reserves | 133 | €1,652,378 | €1,714,083 | +€61,706 | +3.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €36,995 | €69,101 | +€32,106 | +86.8% |
| Amounts payable within one year | 42/48 | €36,995 | €69,101 | +€32,106 | +86.8% |
| Trade debts | 44 | €12,444 | €13,476 | +€1,032 | +8.3% |
| Suppliers | 440/4 | €12,444 | €13,476 | +€1,032 | +8.3% |
| Taxes, remuneration and social security | 45 | €24,544 | €55,612 | +€31,068 | +127% |
| Taxes | 450/3 | €4,957 | €32,918 | +€27,961 | +564% |
| Remuneration and social security | 454/9 | €19,588 | €22,694 | +€3,107 | +15.9% |
| Other amounts payable | 47/48 | €6 | €13 | +€6 | +100% |
| Non-recurring operating income | 76A | €6,892 | €7,500 | +€608 | +8.8% |
| Remuneration, social security and pensions | 62 | €104,639 | €218,642 | +€114,003 | +109% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €42,816 | €41,994 | -€823 | -1.9% |
| Other operating charges | 640/8 | €3,458 | €2,315 | -€1,142 | -33.0% |
| Non-recurring operating charges | 66A | €0 | €605 | +€605 | |
| Gross operating margin | 9900 | €583,482 | €662,512 | +€79,030 | +13.5% |
| Operating profit (loss) | 9901 | €432,570 | €398,956 | -€33,614 | -7.8% |
| Financial income | 75/76B | €10,938 | €27,042 | +€16,104 | +147% |
| Recurring financial income | 75 | €7,409 | €27,042 | +€19,633 | +265% |
| Non-recurring financial income | 76B | €3,529 | €0 | -€3,529 | -100% |
| Financial charges | 65/66B | €4,584 | €581 | -€4,003 | -87.3% |
| Recurring financial charges | 65 | €4,584 | €581 | -€4,003 | -87.3% |
| Profit (loss) for the period before taxes | 9903 | €438,924 | €425,417 | -€13,507 | -3.1% |
| Income taxes | 67/77 | €105,585 | €130,823 | +€25,238 | +23.9% |
| Profit (loss) for the period | 9904 | €333,339 | €294,594 | -€38,745 | -11.6% |
| Profit (loss) for the period to be appropriated | 9905 | €333,339 | €294,594 | -€38,745 | -11.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.