Pintechno: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Pintechno
Largest movements
- Cash +€51,973
up €51,973 (+20.2%), from €257,136 to €309,109
mainly Net result for the year (+€102,999) and Other debts (+€29,646)
- Receivables within one year -€24,541
down €24,541 (-54.5%), from €45,050 to €20,510
of which Trade receivables: -€25,365
- Tangible fixed assets -€16,371
down €16,371 (-50.8%), from €32,248 to €15,877
of which Furniture and vehicles: -€16,138
- Other debts +€29,646
up €29,646 (+10.7%), from €277,221 to €306,867
- Debts after one year -€12,498
down €12,498 (-100.0%), from €12,498 to €0
- Gross operating margin -€6,653
down €6,653 (-4.2%), from €157,037 to €150,383
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €338,012 | €349,822 | +€11,810 | +3.5% |
| Fixed assets | 21/28 | €32,248 | €15,877 | -€16,371 | -50.8% |
| Tangible fixed assets | 22/27 | €32,248 | €15,877 | -€16,371 | -50.8% |
| Plant, machinery and equipment | 23 | €1,964 | €1,731 | -€233 | -11.9% |
| Furniture and vehicles | 24 | €30,284 | €14,146 | -€16,138 | -53.3% |
| Current assets | 29/58 | €305,764 | €333,945 | +€28,180 | +9.2% |
| Amounts receivable within one year | 40/41 | €45,050 | €20,510 | -€24,541 | -54.5% |
| Trade receivables | 40 | €40,590 | €15,225 | -€25,365 | -62.5% |
| Other amounts receivable | 41 | €4,460 | €5,285 | +€824 | +18.5% |
| Cash at bank and in hand | 54/58 | €257,136 | €309,109 | +€51,973 | +20.2% |
| Deferred charges and accrued income | 490/1 | €3,578 | €4,326 | +€748 | +20.9% |
| Total equity and liabilities | 10/49 | €338,012 | €349,822 | +€11,810 | +3.5% |
| Equity | 10/15 | €14,013 | €12,012 | -€2,001 | -14.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €9,013 | €7,012 | -€2,001 | -22.2% |
| Amounts payable | 17/49 | €323,999 | €337,809 | +€13,811 | +4.3% |
| Amounts payable after more than one year | 17 | €12,498 | €0 | -€12,498 | -100.0% |
| Financial debts | 170/4 | €12,498 | €0 | -€12,498 | -100.0% |
| Amounts payable within one year | 42/48 | €311,500 | €337,170 | +€25,670 | +8.2% |
| Current portion of amounts payable after more than one year | 42 | €12,191 | €12,498 | +€308 | +2.5% |
| Trade debts | 44 | €2,882 | €1,508 | -€1,374 | -47.7% |
| Suppliers | 440/4 | €2,882 | €1,508 | -€1,374 | -47.7% |
| Taxes, remuneration and social security | 45 | €19,207 | €16,296 | -€2,911 | -15.2% |
| Taxes | 450/3 | €19,207 | €16,296 | -€2,911 | -15.2% |
| Other amounts payable | 47/48 | €277,221 | €306,867 | +€29,646 | +10.7% |
| Accrued charges and deferred income | 492/3 | - | €640 | +€640 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,163 | €16,371 | +€208 | +1.3% |
| Other operating charges | 640/8 | €502 | €400 | -€103 | -20.4% |
| Gross operating margin | 9900 | €157,037 | €150,383 | -€6,653 | -4.2% |
| Operating profit (loss) | 9901 | €140,372 | €133,613 | -€6,759 | -4.8% |
| Financial income | 75/76B | €127 | €0 | -€127 | -100.0% |
| Recurring financial income | 75 | €127 | €0 | -€127 | -100.0% |
| Financial charges | 65/66B | €1,286 | €899 | -€387 | -30.1% |
| Recurring financial charges | 65 | €1,286 | €899 | -€387 | -30.1% |
| Profit (loss) for the period before taxes | 9903 | €139,212 | €132,714 | -€6,498 | -4.7% |
| Income taxes | 67/77 | €31,124 | €29,715 | -€1,409 | -4.5% |
| Profit (loss) for the period | 9904 | €108,088 | €102,999 | -€5,090 | -4.7% |
| Profit (loss) for the period to be appropriated | 9905 | €108,088 | €102,999 | -€5,090 | -4.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.