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PICOK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PICOK

BE 0835.847.416
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€41,933
2024 · -€13,177-€28,755
Equity
€209
2024 · €42,142-€41,933
Cash
€4,886
2024 · €1,726+€3,160
Balance sheet total
€81,668
2024 · €75,440+€6,228

Largest movements

2024 to 2025
Assets
  • Cash +€3,160

    up €3,160 (+183.0%), from €1,726 to €4,886

    mainly Other debts (+€36,337) and Trade debts (+€11,508)

  • Receivables within one year +€3,115

    up €3,115 (+4.2%), from €73,594 to €76,709

    of which Trade receivables: +€4,109

Equity and liabilities
  • Profit (loss) carried forward -€41,933

    down €41,933 (-512.7%), from -€8,179 to -€50,111

  • Other debts +€36,337

    up €36,337 (+130.3%), from €27,881 to €64,218

  • Trade debts +€11,508

    up €11,508 (+483.6%), from €2,380 to €13,888

  • Tax, wage and social debts +€2,142

    up €2,142 (+856.8%), from €250 to €2,392

  • Accrued charges and deferred income -€1,827

    down €1,827 (-65.5%), from €2,788 to €961

Income statement
  • Financial charges -€58,043

    down €58,043 (-99.5%), from €58,351 to €308

  • Provisions +€51,103

    no longer reported in 2025 (was -€51,103)

  • Gross operating margin -€35,702

    down €35,702 (-737.1%), from -€4,844 to -€40,546

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,177
Gross operating margin -€35,702
Provisions -€51,103
Other operating charges -€11
Financial income -€1
Financial charges +€58,043
Taxes +€19
Result 2025 -€41,933

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3,160
Investment €0
Financing €0
Cash 2024 €1,726
Net result for the year -€41,933
Receivables within one year -€3,115
Deferred charges and accrued income +€47
Trade debts +€11,508
Tax, wage and social debts +€2,142
Other debts +€36,337
Accrued charges and deferred income -€1,827
Cash 2025 €4,886
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €75,440 €81,668 +€6,228 +8.3%
Fixed assets 21/28 €73 €73 = 0.0%
Financial fixed assets 28 €73 €73 = 0.0%
Current assets 29/58 €75,367 €81,596 +€6,228 +8.3%
Amounts receivable within one year 40/41 €73,594 €76,709 +€3,115 +4.2%
Trade receivables 40 €72,600 €76,709 +€4,109 +5.7%
Other amounts receivable 41 €994 - -€994
Cash at bank and in hand 54/58 €1,726 €4,886 +€3,160 +183.0%
Deferred charges and accrued income 490/1 €47 - -€47
Total equity and liabilities 10/49 €75,440 €81,668 +€6,228 +8.3%
Equity 10/15 €42,142 €209 -€41,933 -99.5%
Reserves 13 €50,320 €50,320 = 0.0%
Distributable reserves 133 €50,320 €50,320 = 0.0%
Profit (loss) carried forward 14 -€8,179 -€50,111 -€41,933 -512.7%
Amounts payable 17/49 €33,298 €81,459 +€48,161 +144.6%
Amounts payable within one year 42/48 €30,510 €80,498 +€49,987 +163.8%
Trade debts 44 €2,380 €13,888 +€11,508 +483.6%
Suppliers 440/4 €2,380 €13,888 +€11,508 +483.6%
Taxes, remuneration and social security 45 €250 €2,392 +€2,142 +856.8%
Taxes 450/3 €250 €2,392 +€2,142 +856.8%
Other amounts payable 47/48 €27,881 €64,218 +€36,337 +130.3%
Accrued charges and deferred income 492/3 €2,788 €961 -€1,827 -65.5%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€51,103 - +€51,103
Other operating charges 640/8 €840 €851 +€11 +1.3%
Gross operating margin 9900 -€4,844 -€40,546 -€35,702 -737.1%
Operating profit (loss) 9901 €45,420 -€41,397 -€86,817
Financial income 75/76B €1 - -€1
Recurring financial income 75 €1 - -€1
Financial charges 65/66B €58,351 €308 -€58,043 -99.5%
Recurring financial charges 65 €58,351 €308 -€58,043 -99.5%
Profit (loss) for the period before taxes 9903 -€12,931 -€41,705 -€28,774 -222.5%
Income taxes 67/77 €247 €228 -€19 -7.7%
Profit (loss) for the period 9904 -€13,177 -€41,933 -€28,755 -218.2%
Profit (loss) for the period to be appropriated 9905 -€13,177 -€41,933 -€28,755 -218.2%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.